Suburb / Locality · Area profile

Spencer

32 km²

A far older population than the national average marks Spencer, where the typical resident is 52. This small community in the Central Coast region is distinguished by a high proportion of seniors and a strong First Nations presence. While many residents own their homes outright, the area faces significant challenges with lower incomes and higher rates of long-term health conditions. It is a predominantly residential place where most people live in detached houses and rely on cars for daily travel.

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Seniors make up 23.6% of the population, while children under 15 are much less common than in other areas, at only 10.1%. The community also has a strong First Nations identity, with 9.7% of residents identifying as Aboriginal or Torres Strait Islander, well above the national figure of 3.2%.

English and Australian are the most common ancestries. About 14.2% of people were born overseas, which is higher than most similar areas but far below the New South Wales average of 29.3%.

English is the primary language for 87.8% of residents. Very few people use another language at home (2.8%), and there are no residents who speak little or no English, which is well below the state and national figures.

Over half of the community (50.7%) report having no religion, a figure far above the national average of 38.9%. Christianity is the next most common affiliation at 33.0%.

Educational qualifications are much lower than in most areas, with only 8.6% of adults holding a bachelor degree or higher. This is far below the national average of 26.3%, and 36.9% of residents have completed Year 12.

Typical incomes are much lower than most areas; the typical household earns $913 a week, which is far below the national figure of $1,746. Only 10.7% of households earn $3,000 or more per week.

Health challenges are common here, with 37.8% of people living with a long-term health condition—far above the national rate of 27.7%. Mental health conditions are also well above the national average at 15.3%.

A higher than usual number of people do 15 or more hours of unpaid housework each week. While 14.0% of the community volunteer, this is slightly lower than most similar areas.

There are 28 First Nations people in the area, and their typical personal income of $389 is well below the national figure of $540. No one in this group speaks a First Nations language.

Living alone is very common, with 43.5% of people in single-person households, far above the national figure of 25.6%. This helps explain why the typical home has only 2.0 people, much lower than the national average.

Most residents live in separate houses, and 47.3% own their home outright, which is far above the national average. Renting is very rare here, accounting for only 4.6% of households.

Car use is essential as 0.0% of people commute by public transport. Despite having more bus stops per 1,000 people than most areas, the walk to the nearest stop is much longer than usual, taking about 41 minutes.

About 33.9% of residents have moved in the last five years, which is higher than most similar areas. There have been no recent arrivals from overseas.

Working or looking for work is much less common here than in other areas, at 48.2%. The unemployment rate is 7.3%, which is a little above the national average of 5.1%.

The area is highly car-dependent with a walkability score of 1.0. Steep terrain and a total lack of shops, schools, or health services within a 15-minute walk make it far less walkable than the state average.

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