Median mortgage repayment (monthly)

At the 2021 Census, Median mortgage repayment (monthly) across Australia was $1,863. The middle monthly mortgage repayment for households that own their home with a mortgage.

Median monthly mortgage repayment for households with a mortgage. Being a median rather than an average, it is not distorted by a handful of very high or very low values.

It captures the cost of buying into an area and, combined with rent, shows how housing pressure is split between owners and renters.

Worth knowing: Repayments depend on loan size, interest rates and how long ago people bought, so they reflect borrowing history as much as current prices.

Across the 2,361 SA2 areas with data, Median mortgage repayment (monthly) ranges from $109 to $9,999, with a typical (median) area at $1,850. Most areas cluster toward the lower end, with a smaller number of much higher areas stretching the range.

Yes — Median mortgage repayment (monthly) is measured consistently enough to compare across the 2011, 2016 and 2021 Censuses, so the trend over time is meaningful. Nationally it has risen from $1,800 in 2011 to $1,863 in 2021.

Use the interactive map to compare Median mortgage repayment (monthly) down to block (sa1) and statistical area 2 (sa2) level, or search any suburb, postcode or council area to see its value in context against state and national figures.