Terrigal - North Avoca

The population is older than most areas, with the typical resident aged 43 and 20.7% of people aged 65 and over, which is well above the national figure. The community has grown by 18% since 2011, adding about 2,282 people.

Most residents were born in Australia (75.2%), and 20.5% were born overseas, which is well below the New South Wales figure of 29.3%. English, Australian, and Irish are the most common ancestries.

English is the dominant language, with 88.4% of people using it only. Only 7.2% of residents use another language at home, a figure far below the national average of 22.3%.

About 41.2% of people report no religion, a figure that has risen by 21 percentage points since 2011 and is well above the state average. Christianity remains the most common affiliation at 50.5%.

This is a highly qualified community where 30.2% of adults hold a bachelor degree or higher, which is well above the national figure. Year 12 completion has also risen significantly to 62.2% since 2011.

Typical family incomes are much higher than most areas at $2,506 per week. A striking 32.6% of households earn $3,000 or more weekly, a figure that has risen 20 percentage points since 2011.

Residents are generally healthy, with only 3.4% needing help with daily activities, which is much lower than most areas. Long-term health conditions are reported at 26.5%, slightly below the national average.

The area has a high rate of volunteering at 16.1% and many residents provide unpaid care. This is consistent with the local family structure, as 28.5% of people care for children unpaid, which is well above the state figure.

The First Nations community is relatively small at 283 people. However, this group has a Year 12 completion rate of 58.2% and typical personal incomes that are well above national figures.

Family sizes are slightly larger than usual, with 2.6 people per home. Most households consist of couples with children (58.6%) or couples without children (28.9%), while those living alone are less common than in most areas.

Homes here are typically large and expensive, with 83.3% having three or more bedrooms. Outright home ownership is high at 39.0%, and typical weekly rents of $520 are among the highest for similar areas.

Car dependence is high, with only 0.5% of people commuting by public transport. However, the area has seen a massive shift in work habits, with 33.9% now working from home, up from 6.4% in 2011.

The community is quite mobile, with 42.6% of people moving in the last five years. Recent overseas arrivals make up 9.4% of the population, which is well below the national figure.

Unemployment is very low at 3.2%, well below the state average. Many residents work in health care, social assistance, and construction, with nearly 30% of the workforce in professional roles.

The area is highly advantaged, ranking in the top 10% for access to money and resources. It is home to 1,577 businesses and has an overall advantage score well above the national average.

The area is quite wet, with average annual rainfall of 1,485mm, which is far above the New South Wales average. Minimum temperatures are also well above the state figure.

While 94.7% of homes are within a short walk of public transport, the area is far below the state average for walking to groceries, health services, and schools.