Nelson Bay · Urban Area

Housing & Dwellings in Nelson Bay

Where and how people live — the homes, how they are held, and what they cost.

Nearly half of all homes in Nelson Bay are owned outright, a figure far above both the state and national averages. This creates a housing market where a huge portion of the population has no mortgage or rent to pay, though those who do face costs that are much higher than in most similar areas.

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📍 Nelson Bay, Urban Area

Where Nelson Bay sits — Median rent (weekly)

$390 —
  • $150–$161: 1 area
  • $161–$171: 0 areas
  • $171–$182: 1 area
  • $182–$193: 1 area
  • $193–$204: 3 areas
  • $204–$214: 0 areas
  • $214–$225: 4 areas
  • $225–$236: 2 areas
  • $236–$246: 4 areas
  • $246–$257: 8 areas
  • $257–$268: 6 areas
  • $268–$279: 5 areas
  • $279–$289: 8 areas
  • $289–$300: 6 areas
  • $300–$311: 15 areas
  • $311–$321: 5 areas
  • $321–$332: 6 areas
  • $332–$343: 3 areas
  • $343–$354: 7 areas
  • $354–$364: 3 areas
  • $364–$375: 2 areas
  • $375–$386: 7 areas
  • $386–$396: 3 areas
  • $396–$407: 3 areas
  • $407–$418: 0 areas
  • $418–$429: 2 areas
  • $429–$439: 1 area
  • $439–$450: 5 areas

All urban area areas, 2021. The marker is Nelson Bay — higher than 88% of areas.

Median rent (weekly) compared with the state and national average
Nelson Bay$390
2316, NSW $395
New South Wales $420
Australia $375

Housing costs

Rents, mortgages and crowding.

Typical weekly rents are $390, and the usual monthly home-loan payment is $1,855. Both figures are much higher than in most similar areas, with rents rising by $125 since 2016.

$390 —

Higher than 88% of urban area areas.

  • 2016: $265
  • 2021: $390

Median weekly rent paid by households renting their home.

$1,855 ▲ +22.3%

Higher than 80% of urban area areas.

  • 2011: $1,517
  • 2016: $1,517
  • 2021: $1,855

Median monthly mortgage repayment for households with a mortgage.

Weekly rent distribution

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In Nelson Bay, $350–$549 is the majority at 54%; $200–$349 is next at 26%.

Monthly mortgage distribution

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In Nelson Bay, the largest group is $1,800–$2,999 at 37%, followed by $1,000–$1,799 (29%) and Under $1,000 (20%).

Owning & renting

How homes are owned or rented.

Home ownership is very strong here, with 47.8% of homes owned outright, which is far above the national figure of 31%. Meanwhile, renting is much less common than in most areas, falling to 23.4% since 2011.

23.4% ▼ -25.4%

Lower than 86% of urban area areas.

  • 2011: 31.3%
  • 2016: 33.1%
  • 2021: 23.4%

Share of occupied private dwellings that are rented.

47.8% ▲ +43.5%

Higher than 97% of urban area areas.

  • 2011: 33.3%
  • 2016: 33.0%
  • 2021: 47.8%

Share of occupied private dwellings owned outright (no mortgage).

How homes are owned or rented

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In Nelson Bay, the largest group is Owned outright at 48%, followed by Owned with a mortgage (24%) and Rented (23%).

Types of homes

Houses, townhouses, apartments and bedrooms.

Large homes are common, with 76.8% having three or more bedrooms, which is well above the New South Wales average. However, the number of separate houses has fallen 18 points since 2011 to 67.2%.

0.70 ▼ -36.4%

Lower than 99% of urban area areas.

  • 2011: 1.10
  • 2016: 0.80
  • 2021: 0.70

Average number of usual residents per bedroom — a crowding measure.

67.2% ▼ -20.9%

Lower than 91% of urban area areas.

  • 2011: 84.9%
  • 2016: 85.0%
  • 2021: 67.2%

Share of occupied private dwellings that are separate houses.

76.8% ▼ -3.9%

Lower than 59% of urban area areas.

  • 2011: 79.9%
  • 2016: 79.3%
  • 2021: 76.8%

Share of occupied private dwellings with three or more bedrooms.

Types of homes

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In Nelson Bay, Separate house is the majority at 68%; Townhouse / semi-detached is next at 23%.

Bedrooms per home

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In Nelson Bay, the largest group is 3 bedrooms at 42%, followed by 4 bedrooms (29%) and 2 bedrooms (19%).

Sources

  • Census of Population and Housing — Australian Bureau of Statistics, 2021 (CC BY 4.0).

More for Nelson Bay

Cite this page

Australian Bureau of Statistics. (2021). Housing & Dwellings in Nelson Bay [Census of Population and Housing]. CensusAtlas, used under CC BY 4.0. https://censusatlas.au/region/sua/1024/nelson-bay/topic/housing-dwellings