New South Wales · State / Territory

Housing & Dwellings in New South Wales

Where and how people live — the homes, how they are held, and what they cost.

High housing costs define daily life across New South Wales, where the typical monthly mortgage payment is among the highest in the country at $2,167. This financial pressure is felt across the board, with rents and mortgage repayments both climbing steadily since 2011.

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📍 New South Wales, State / Territory

Where New South Wales sits — Median rent (weekly)

$420 —
  • $200–$209: 1 area
  • $209–$218: 0 areas
  • $218–$227: 0 areas
  • $227–$236: 0 areas
  • $236–$245: 0 areas
  • $245–$254: 0 areas
  • $254–$263: 0 areas
  • $263–$271: 0 areas
  • $271–$280: 0 areas
  • $280–$289: 0 areas
  • $289–$298: 1 area
  • $298–$307: 1 area
  • $307–$316: 0 areas
  • $316–$325: 0 areas
  • $325–$334: 1 area
  • $334–$343: 1 area
  • $343–$352: 0 areas
  • $352–$361: 0 areas
  • $361–$370: 1 area
  • $370–$379: 1 area
  • $379–$388: 0 areas
  • $388–$396: 0 areas
  • $396–$405: 0 areas
  • $405–$414: 0 areas
  • $414–$423: 1 area
  • $423–$432: 0 areas
  • $432–$441: 0 areas
  • $441–$450: 1 area

All state / territory areas, 2021. The marker is New South Wales.

Median rent (weekly) compared with the state and national average
New South Wales$420
Australia $375

Housing costs

Rents, mortgages and crowding.

Weekly rents are much higher than most areas, typically costing $420, which is a little above the national figure. Mortgage costs are also steep, with a typical monthly payment of $2,167 that has risen by $174 since 2011.

$420 —

  • 2016: $380
  • 2021: $420

Median weekly rent paid by households renting their home.

$2,167 ▲ +8.7%

  • 2011: $1,993
  • 2016: $1,986
  • 2021: $2,167

Median monthly mortgage repayment for households with a mortgage.

Weekly rent distribution

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In New South Wales, the largest group is $350–$549 at 43%, followed by $200–$349 (20%) and $550–$749 (18%).

Monthly mortgage distribution

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In New South Wales, the largest group is $1,800–$2,999 at 34%, followed by $3,000 or more (28%) and $1,000–$1,799 (24%).

Owning & renting

How homes are owned or rented.

Rental properties are more common here than in most other areas, with 32.6% of households renting. Meanwhile, the proportion of homes owned outright has fallen slightly since 2011 to 31.5%, which is about the same as the national figure.

32.6% ▲ +8.3%

  • 2011: 30.1%
  • 2016: 31.8%
  • 2021: 32.6%

Share of occupied private dwellings that are rented.

31.5% ▼ -5.0%

  • 2011: 33.2%
  • 2016: 32.2%
  • 2021: 31.5%

Share of occupied private dwellings owned outright (no mortgage).

How homes are owned or rented

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New South Wales splits fairly evenly between Rented (33%) and Owned with a mortgage (33%), with Owned outright at 32%.

Types of homes

Houses, townhouses, apartments and bedrooms.

Separate houses are much less common than in most other areas, making up 65.6% of homes. This is well below the national figure of 72.3%, and the share of homes with three or more bedrooms is also well below the Australian average.

0.90 ▼ -18.2%

  • 2011: 1.10
  • 2016: 0.90
  • 2021: 0.90

Average number of usual residents per bedroom — a crowding measure.

65.6% ▼ -5.6%

  • 2011: 69.5%
  • 2016: 66.4%
  • 2021: 65.6%

Share of occupied private dwellings that are separate houses.

68.6% ▼ -1.0%

  • 2011: 69.3%
  • 2016: 68.6%
  • 2021: 68.6%

Share of occupied private dwellings with three or more bedrooms.

Types of homes

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In New South Wales, Separate house is the majority at 66%; Flat or apartment is next at 22%.

Bedrooms per home

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In New South Wales, the largest group is 3 bedrooms at 35%, followed by 4 bedrooms (26%) and 2 bedrooms (23%).

Sources

  • Census of Population and Housing — Australian Bureau of Statistics, 2021 (CC BY 4.0).

More for New South Wales

Cite this page

Australian Bureau of Statistics. (2021). Housing & Dwellings in New South Wales [Census of Population and Housing]. CensusAtlas, used under CC BY 4.0. https://censusatlas.au/region/ste/1/new-south-wales/topic/housing-dwellings