CensusAtlas

Compare

Lower Murray vs Upper Murray exc. Albury

Sub-region (SA3) comparison ≈ 214 km apart · Lower Murray profile · Upper Murray exc. Albury profile

Lower Murray Upper Murray exc. Albury

Upper Murray exc. Albury and Lower Murray are two regional areas in New South Wales with different profiles. Upper Murray exc. Albury is significantly older, with a typical resident aged 50 and 29.3% of the population aged 65 and over. It also has more transport options, with 121 public transport stops and 45.1% of homes within a 10 minute walk of a stop. In contrast, Lower Murray has a much higher share of recent overseas arrivals at 23.5%, compared to 11.8% in Upper Murray exc. Albury.

Since 2011, the two areas have drifted further apart in several ways. The gap in the proportion of seniors has widened, and the difference in recent overseas arrivals has grown significantly. Despite this, they remain very similar in other areas; both have about the same share of people born overseas, and the typical home in both areas has about two or three people.

Open map →

Where they differ most

Population: 30,397 larger in Upper Murray exc. Albury Recent arrivals: 11.7 pts higher in Lower Murray Median age: 6 yrs older in Upper Murray exc. Albury Limited English: 0.8 pts higher in Lower Murray Aged 65+: 8.2 pts higher in Upper Murray exc. Albury

Demographics & Identity

Population in Lower Murrayin Upper Murray exc. Albury +30,397 larger in Upper Murray exc. Albury gap steady
13,056 9th pct 43,453 33rd pct
Median age in Lower Murrayin Upper Murray exc. Albury +6 yrs older in Upper Murray exc. Albury gap widening
44 yrs 75th pct 50 yrs 93rd pct
First Nations in Lower Murrayin Upper Murray exc. Albury +4.4 pts higher in Lower Murray gap narrowing
7.8% 84th pct 3.4% 58th pct
Aged 65+ in Lower Murrayin Upper Murray exc. Albury +8.2 pts higher in Upper Murray exc. Albury gap widening
21.0% 72nd pct 29.3% 97th pct
Under 15 in Lower Murrayin Upper Murray exc. Albury +2.2 pts higher in Lower Murray gap steady
18.5% 60th pct 16.3% 28th pct
De facto in Lower Murrayin Upper Murray exc. Albury +0.3 pts higher in Lower Murray gap steady
12.8% 60th pct 12.6% 56th pct

Age structure

21.0% Seniors (65+) +8.2 pts ▸ 29.3%
28.1% Older adults (45–64) ◂ +1.4 pts 26.7%
21.8% Young adults (25–44) ◂ +3.2 pts 18.6%
18.5% Children (0–14) ◂ +2.2 pts 16.3%
10.5% Youth (15–24) ◂ +1.4 pts 9.0%

Marital status

49.4% Married +0.8 pts ▸ 50.3%
33.0% Never married ◂ +5.1 pts 27.9%
8.5% Divorced +1.7 pts ▸ 10.1%
5.7% Widowed +2.3 pts ▸ 8.0%
3.5% Separated +0.3 pts ▸ 3.8%

Age & sex structure

Lower Murray Upper Murray exc. Albury

Bars show the share of each area's own population, so differently sized areas stay comparable.

Ancestry & Birthplace

Born overseas in Lower Murrayin Upper Murray exc. Albury +0.1 pts higher in Lower Murray gap steady
7.2% 3rd pct 7.0% 2nd pct

Country of birth

79.4% Australia +4.5 pts ▸ 83.8%
1.0% England +1.0 pts ▸ 2.0%
0.8% New Zealand even 0.8%
0.6% Italy ◂ +0.4 pts 0.2%
0.4% Philippines +0.1 pts ▸ 0.5%
0.5% India ◂ +0.2 pts 0.3%
0.2% South Africa even 0.2%
0.1% China even 0.1%
0.1% Nepal ◂ +0.1 pts 0.0%
0.1% Vietnam even 0.1%

Ancestry

38.8% Australian +3.3 pts ▸ 42.1%
36.7% English +5.3 pts ▸ 42.1%
9.2% Irish +3.3 pts ▸ 12.6%
9.4% Scottish +2.3 pts ▸ 11.7%
5.6% Italian ◂ +2.7 pts 2.9%
4.1% German ◂ +0.3 pts 3.8%
0.7% Dutch +0.6 pts ▸ 1.3%
0.8% Chinese ◂ +0.2 pts 0.6%
0.5% Filipino +0.1 pts ▸ 0.7%
0.4% Indian even 0.4%
0.3% Greek even 0.3%
0.1% Vietnamese even 0.1%

Language

Other language in Lower Murrayin Upper Murray exc. Albury +2.6 pts higher in Lower Murray gap steady
5.3% 24th pct 2.8% 0th pct
Limited English in Lower Murrayin Upper Murray exc. Albury +0.8 pts higher in Lower Murray gap steady
1.1% 46th pct 0.3% 8th pct

Language used at home

82.3% English only +6.8 pts ▸ 89.1%
1.0% Italian ◂ +0.7 pts 0.2%
0.5% Mandarin ◂ +0.3 pts 0.2%
0.2% Punjabi ◂ +0.1 pts 0.1%
0.1% Tagalog +0.1 pts ▸ 0.2%
0.1% Cantonese even 0.1%
0.1% Vietnamese even 0.1%
0.1% Greek ◂ +0.1 pts 0.0%
0.0% Arabic even 0.1%
0.0% Hindi even 0.0%

Religion

No religion in Lower Murrayin Upper Murray exc. Albury +1.6 pts higher in Upper Murray exc. Albury gap steady
35.3% 25th pct 36.9% 29th pct

Religious affiliation

49.2% Christianity +3.4 pts ▸ 52.6%
35.3% No religion +1.6 pts ▸ 36.9%
13.6% Not stated ◂ +4.3 pts 9.3%
0.8% Buddhism ◂ +0.4 pts 0.4%
0.4% Other religions ◂ +0.2 pts 0.3%
0.4% Islam ◂ +0.2 pts 0.2%
0.3% Hinduism ◂ +0.1 pts 0.2%
0.0% Judaism even 0.0%

Education & Qualifications

Year 12 in Lower Murrayin Upper Murray exc. Albury +0.3 pts higher in Upper Murray exc. Albury gap steady
34.5% 7th pct 34.7% 8th pct
Bachelor+ in Lower Murrayin Upper Murray exc. Albury +1.4 pts higher in Upper Murray exc. Albury gap steady
9.9% 7th pct 11.3% 14th pct
Schools in Lower Murrayin Upper Murray exc. Albury +19 more in Upper Murray exc. Albury
16 26th pct 35 67th pct
Schools/1k kids in Lower Murrayin Upper Murray exc. Albury +1.68 more in Lower Murray
6.61 94th pct 4.93 87th pct
Students in Lower Murrayin Upper Murray exc. Albury +2,869 more in Upper Murray exc. Albury
1,540 5th pct 4,409 16th pct
Avg size in Lower Murrayin Upper Murray exc. Albury +30 larger in Upper Murray exc. Albury
96 0th pct 126 5th pct
ICSEA in Lower Murrayin Upper Murray exc. Albury +81 higher in Upper Murray exc. Albury
903 10th pct 983 33rd pct

Highest year of school

34.5% Year 12 +0.3 pts ▸ 34.7%
22.8% Year 10 +2.9 pts ▸ 25.7%
15.6% Year 9 or below even 15.7%
12.5% Year 11 +1.0 pts ▸ 13.5%

Highest qualification level

33.2% Certificate III / IV +4.6 pts ▸ 37.8%
14.2% Bachelor degree +1.1 pts ▸ 15.3%
13.3% Advanced diploma / diploma +0.2 pts ▸ 13.5%
2.1% Graduate diploma / certificate +0.6 pts ▸ 2.8%
2.6% Certificate I / II ◂ +0.4 pts 2.2%
2.1% Postgraduate degree +0.4 pts ▸ 2.5%

Field of qualification

13.3% Engineering & related +1.6 pts ▸ 14.9%
10.6% Management & commerce +2.3 pts ▸ 12.9%
9.6% Health +0.5 pts ▸ 10.1%
7.8% Society & culture +1.2 pts ▸ 9.0%
8.2% Education +0.2 pts ▸ 8.4%
6.6% Agriculture & environment +0.4 pts ▸ 7.1%
4.8% Architecture & building +1.4 pts ▸ 6.2%
5.4% Food, hospitality & personal services +0.3 pts ▸ 5.7%
1.5% Creative arts ◂ +0.1 pts 1.4%
0.9% Natural & physical sciences even 1.0%
0.6% Information technology even 0.7%

Income

Personal income in Lower Murrayin Upper Murray exc. Albury +$61 higher in Lower Murray gap widening
$716 29th pct $655 17th pct
Household income in Lower Murrayin Upper Murray exc. Albury +$143 higher in Lower Murray gap widening
$1,351 21st pct $1,208 11th pct
Family income in Lower Murrayin Upper Murray exc. Albury +$154 higher in Lower Murray gap widening
$1,745 26th pct $1,591 14th pct
High earners in Lower Murrayin Upper Murray exc. Albury +1.2 pts higher in Lower Murray gap steady
7.1% 25th pct 5.9% 15th pct
High-income homes in Lower Murrayin Upper Murray exc. Albury +2.2 pts higher in Lower Murray gap widening
13.3% 21st pct 11.0% 12th pct

Household income distribution

28.9% $650–$1,499 +4.0 pts ▸ 33.0%
26.7% $1,500–$2,999 ◂ +1.6 pts 25.2%
19.9% Under $650 +2.0 pts ▸ 21.9%
7.0% $3,000–$3,999 ◂ +0.7 pts 6.3%
6.3% $4,000 or more ◂ +1.6 pts 4.7%

Personal income distribution

39.4% Under $650 +4.9 pts ▸ 44.3%
30.6% $650–$1,499 +0.5 pts ▸ 31.1%
12.6% $1,500–$2,999 ◂ +0.9 pts 11.7%
2.6% $3,000 or more ◂ +0.6 pts 2.0%

Health & Disability

Health condition in Lower Murrayin Upper Murray exc. Albury +5.9 pts higher in Upper Murray exc. Albury
29.2% 58th pct 35.1% 89th pct
Mental health in Lower Murrayin Upper Murray exc. Albury +1.4 pts higher in Upper Murray exc. Albury
7.9% 32nd pct 9.3% 53rd pct
Needs assistance in Lower Murrayin Upper Murray exc. Albury +1.0 pts higher in Upper Murray exc. Albury gap steady
5.7% 50th pct 6.7% 73rd pct

Long-term health conditions reported

9.4% Arthritis +4.3 pts ▸ 13.6%
9.3% Asthma +0.7 pts ▸ 10.0%
7.9% Mental health +1.4 pts ▸ 9.3%
6.1% Other condition +1.0 pts ▸ 7.2%
5.4% Diabetes +0.6 pts ▸ 6.0%
5.1% Heart disease +0.8 pts ▸ 5.9%
3.1% Cancer +1.1 pts ▸ 4.1%
2.4% Lung condition +0.3 pts ▸ 2.8%
1.0% Stroke +0.3 pts ▸ 1.4%
0.8% Dementia +0.2 pts ▸ 1.0%

Number of long-term health conditions

56.2% None ◂ +2.1 pts 54.1%
18.9% One condition +3.2 pts ▸ 22.1%
6.4% Two conditions +1.8 pts ▸ 8.2%
3.9% Three or more +0.9 pts ▸ 4.8%

Community Participation

Volunteering in Lower Murrayin Upper Murray exc. Albury +1.4 pts higher in Upper Murray exc. Albury gap steady
18.4% 77th pct 19.8% 85th pct
Unpaid carers in Lower Murrayin Upper Murray exc. Albury +0.5 pts higher in Lower Murray gap steady
13.0% 67th pct 12.6% 58th pct
Unpaid child care in Lower Murrayin Upper Murray exc. Albury +0.8 pts higher in Lower Murray gap steady
23.3% 27th pct 22.5% 21st pct
Defence service in Lower Murrayin Upper Murray exc. Albury +0.9 pts higher in Upper Murray exc. Albury
2.6% 40th pct 3.5% 68th pct
Housework 15h+ in Lower Murrayin Upper Murray exc. Albury +1.0 pts higher in Upper Murray exc. Albury gap steady
22.1% 60th pct 23.0% 70th pct

First Nations

First Nations people in Lower Murrayin Upper Murray exc. Albury +474 larger in Upper Murray exc. Albury
1,016 39th pct 1,490 52nd pct
Median age in Lower Murrayin Upper Murray exc. Albury +4 yrs older in Lower Murray
28 yrs 86th pct 24 yrs 43rd pct
Year 12 in Lower Murrayin Upper Murray exc. Albury +9.0 pts higher in Upper Murray exc. Albury
20.8% 5th pct 29.8% 19th pct
Unemployment in Lower Murrayin Upper Murray exc. Albury +7.3 pts higher in Lower Murray
16.0% 86th pct 8.8% 35th pct
Median income in Lower Murrayin Upper Murray exc. Albury +$90 higher in Upper Murray exc. Albury
$455 11th pct $545 29th pct
Household income in Lower Murrayin Upper Murray exc. Albury +$191 higher in Upper Murray exc. Albury
$1,143 8th pct $1,334 23rd pct
Indigenous language in Lower Murrayin Upper Murray exc. Albury +1.6 pts higher in Upper Murray exc. Albury
1.6% 2nd pct 3.2% 18th pct

Family & Households

Household size in Lower Murrayin Upper Murray exc. Albury +0.1 larger in Lower Murray gap steady
2.4 29th pct 2.3 14th pct
One-parent in Lower Murrayin Upper Murray exc. Albury +0.9 pts higher in Lower Murray gap steady
12.8% 38th pct 11.9% 26th pct
Living alone in Lower Murrayin Upper Murray exc. Albury +3.4 pts higher in Upper Murray exc. Albury gap widening
27.4% 57th pct 30.9% 83rd pct

Family composition

53.1% Couples with children ◂ +4.2 pts 48.9%
33.0% Couples without children +5.3 pts ▸ 38.4%
12.8% One-parent families ◂ +0.9 pts 11.9%
1.1% Other families ◂ +0.3 pts 0.8%

Household size

37.3% 2 people +2.9 pts ▸ 40.2%
27.4% 1 person +3.4 pts ▸ 30.9%
13.3% 3 people ◂ +2.2 pts 11.1%
12.0% 4 people ◂ +1.6 pts 10.4%
6.7% 5 people ◂ +1.5 pts 5.2%
3.2% 6 or more ◂ +1.0 pts 2.2%

Housing & Dwellings

Rent in Lower Murrayin Upper Murray exc. Albury +$35 higher in Upper Murray exc. Albury gap widening
$200 7th pct $235 12th pct
Mortgage in Lower Murrayin Upper Murray exc. Albury +$106 higher in Upper Murray exc. Albury gap steady
$1,179 6th pct $1,285 13th pct
People / bedroom in Lower Murrayin Upper Murray exc. Albury +0.10 higher in Lower Murray gap widening
0.80 29th pct 0.70 0th pct
Renting in Lower Murrayin Upper Murray exc. Albury +1.8 pts higher in Lower Murray gap narrowing
22.3% 25th pct 20.5% 18th pct
Owned outright in Lower Murrayin Upper Murray exc. Albury +4.4 pts higher in Upper Murray exc. Albury gap steady
40.9% 82nd pct 45.3% 93rd pct
Separate houses in Lower Murrayin Upper Murray exc. Albury +2.4 pts higher in Lower Murray gap narrowing
91.7% 81st pct 89.3% 71st pct
3+ bedrooms in Lower Murrayin Upper Murray exc. Albury +1.0 pts higher in Upper Murray exc. Albury gap steady
77.0% 44th pct 78.0% 50th pct

How homes are owned or rented

40.9% Owned outright +4.4 pts ▸ 45.3%
28.7% Owned with a mortgage ◂ +0.2 pts 28.5%
22.3% Rented ◂ +1.8 pts 20.5%
4.5% Other tenure ◂ +1.1 pts 3.3%
3.6% Not stated ◂ +1.2 pts 2.4%

Types of homes

91.7% Separate house ◂ +2.4 pts 89.3%
4.7% Townhouse / semi-detached +3.9 pts ▸ 8.6%
1.3% Other dwelling ◂ +0.4 pts 0.9%
1.2% Flat or apartment ◂ +0.6 pts 0.7%

Bedrooms per home

43.3% 3 bedrooms +2.2 pts ▸ 45.4%
27.6% 4 bedrooms ◂ +0.2 pts 27.4%
15.8% 2 bedrooms +1.2 pts ▸ 17.0%
6.2% 5 or more ◂ +1.0 pts 5.1%
3.2% 1 bedroom ◂ +0.7 pts 2.5%
0.4% Studio / none ◂ +0.1 pts 0.3%

Weekly rent distribution

41.3% $200–$349 +6.4 pts ▸ 47.7%
45.7% Under $200 ◂ +12.0 pts 33.7%
5.8% $350–$549 +6.3 pts ▸ 12.1%
0.9% $750 or more ◂ +0.4 pts 0.5%
0.0% $550–$749 +0.5 pts ▸ 0.5%

Monthly mortgage distribution

35.4% $1,000–$1,799 +3.8 pts ▸ 39.2%
35.8% Under $1,000 ◂ +3.8 pts 32.0%
15.8% $1,800–$2,999 +0.7 pts ▸ 16.5%
5.9% $3,000 or more ◂ +0.6 pts 5.3%

Transport & Vehicles

No car in Lower Murrayin Upper Murray exc. Albury +0.7 pts higher in Lower Murray gap narrowing
5.4% 50th pct 4.6% 37th pct
Work from home in Lower Murrayin Upper Murray exc. Albury +0.6 pts higher in Lower Murray gap steady
12.1% 42nd pct 11.5% 37th pct
PT commute in Lower Murrayin Upper Murray exc. Albury +0.3 pts higher in Lower Murray gap steady
0.5% 18th pct 0.2% 4th pct
PT stops in Lower Murrayin Upper Murray exc. Albury +86 more in Upper Murray exc. Albury
35 10th pct 121 24th pct
Stops/1k in Lower Murrayin Upper Murray exc. Albury +0.10 more in Upper Murray exc. Albury
2.68 22nd pct 2.78 23rd pct
Departures/1k in Lower Murrayin Upper Murray exc. Albury +38.0 more in Upper Murray exc. Albury
50.1 14th pct 88.1 18th pct
PT routes in Lower Murrayin Upper Murray exc. Albury +10 more in Upper Murray exc. Albury
14 29th pct 24 44th pct

How people get to work

64.4% Car (driver) +1.3 pts ▸ 65.7%
12.1% Worked at home ◂ +0.6 pts 11.5%
6.5% Walked ◂ +2.1 pts 4.5%
5.2% Car (passenger) ◂ +1.2 pts 4.0%
0.4% Bicycle +0.2 pts ▸ 0.6%
0.5% Bus ◂ +0.3 pts 0.2%
0.0% Train even 0.0%

Motor vehicles per home

38.8% 2 vehicles even 38.8%
30.2% 1 vehicle +5.3 pts ▸ 35.5%
16.2% 3 vehicles ◂ +2.6 pts 13.6%
9.4% 4 or more ◂ +1.8 pts 7.5%
5.4% No vehicle ◂ +0.7 pts 4.6%

Migration & Movement

Recent movers in Lower Murrayin Upper Murray exc. Albury +5.0 pts higher in Upper Murray exc. Albury gap widening
29.3% 8th pct 34.4% 25th pct
Recent arrivals in Lower Murrayin Upper Murray exc. Albury +11.7 pts higher in Lower Murray gap widening
23.5% 89th pct 11.8% 45th pct

Jobs & Industry

Unemployment in Lower Murrayin Upper Murray exc. Albury +0.7 pts higher in Lower Murray gap steady
4.0% 25th pct 3.3% 10th pct
Participation in Lower Murrayin Upper Murray exc. Albury +2.6 pts higher in Lower Murray gap steady
55.6% 26th pct 53.0% 16th pct
Full-time in Lower Murrayin Upper Murray exc. Albury +4.2 pts higher in Lower Murray gap widening
62.9% 81st pct 58.7% 51st pct

Industries people work in

22.0% Agriculture, forestry & fishing ◂ +5.5 pts 16.4%
10.3% Health care & social assistance +2.7 pts ▸ 13.0%
4.4% Manufacturing +4.4 pts ▸ 8.7%
8.0% Construction +0.5 pts ▸ 8.6%
8.4% Retail trade +0.1 pts ▸ 8.5%
8.4% Education & training ◂ +1.1 pts 7.3%
6.1% Accommodation & food +1.6 pts ▸ 7.7%
6.3% Public administration & safety ◂ +1.0 pts 5.3%
3.9% Transport & warehousing +0.3 pts ▸ 4.3%
3.2% Other services +0.2 pts ▸ 3.4%
2.0% Professional & technical +0.9 pts ▸ 2.9%
2.8% Wholesale trade ◂ +0.5 pts 2.3%

Occupations people work in

21.5% Managers ◂ +2.1 pts 19.4%
15.4% Labourers ◂ +1.5 pts 13.9%
13.2% Technicians & trades +0.5 pts ▸ 13.7%
12.1% Professionals +1.0 pts ▸ 13.1%
10.2% Community & personal service +1.3 pts ▸ 11.6%
10.6% Clerical & administrative +0.2 pts ▸ 10.8%
7.9% Machinery operators & drivers ◂ +0.3 pts 7.6%
6.9% Sales workers +0.9 pts ▸ 7.8%

Economy & Advantage

ERP in Lower Murrayin Upper Murray exc. Albury +31,856 higher in Upper Murray exc. Albury
13,555 7th pct 45,411 29th pct
Growth in Lower Murrayin Upper Murray exc. Albury +1.3 pts higher in Upper Murray exc. Albury
3.5% 29th pct 4.8% 42nd pct

Environment & Climate

Rainfall in Lower Murrayin Upper Murray exc. Albury +90 higher in Upper Murray exc. Albury
332 3rd pct 421 8th pct
Max temp in Lower Murrayin Upper Murray exc. Albury +1.3 higher in Lower Murray
25.6 67th pct 24.3 56th pct
Min temp in Lower Murrayin Upper Murray exc. Albury +0.9 higher in Lower Murray
10.7 34th pct 9.7 24th pct

Walkability

Walk score in Lower Murrayin Upper Murray exc. Albury even
3.9 30th pct 3.9 30th pct
Types ≤15 min in Lower Murrayin Upper Murray exc. Albury +0.1 more in Upper Murray exc. Albury
4.1 34th pct 4.2 36th pct
15-min city in Lower Murrayin Upper Murray exc. Albury +3.1 pts higher in Lower Murray
52.9% 45th pct 49.8% 40th pct
Walk to shops in Lower Murrayin Upper Murray exc. Albury +1.5 pts higher in Lower Murray
47.8% 36th pct 46.3% 33rd pct
Walk to transit in Lower Murrayin Upper Murray exc. Albury +13.5 pts higher in Upper Murray exc. Albury
31.6% 16th pct 45.1% 23rd pct
Walk to school in Lower Murrayin Upper Murray exc. Albury +0.4 pts higher in Upper Murray exc. Albury
55.5% 36th pct 55.9% 37th pct
Walk to a park in Lower Murrayin Upper Murray exc. Albury +5.4 pts higher in Upper Murray exc. Albury
66.7% 23rd pct 72.1% 30th pct
Walk to health in Lower Murrayin Upper Murray exc. Albury +3.3 pts higher in Lower Murray
38.3% 43rd pct 35.0% 35th pct
Amenities/1k in Lower Murrayin Upper Murray exc. Albury +9.2 more in Lower Murray
28.0 88th pct 18.9 70th pct
Intersections/km² in Lower Murrayin Upper Murray exc. Albury even
0 1st pct 0 11th pct
Mean slope in Lower Murrayin Upper Murray exc. Albury +0.1 pts higher in Lower Murray
3.0% 6th pct 2.9% 4th pct

Compare Lower Murray with nearby areas

Murray River - Swan Hill Mildura Upper Murray exc. Albury Griffith - Murrumbidgee (West) Loddon - Elmore Campaspe Moira Bendigo

Compare Upper Murray exc. Albury with nearby areas

Moira Campaspe Shepparton Griffith - Murrumbidgee (West) Loddon - Elmore Bendigo Wangaratta - Benalla Upper Goulburn Valley

Cite this page

Australian Bureau of Statistics. (2021). Lower Murray vs Upper Murray exc. Albury [Census of Population and Housing]. CensusAtlas, used under CC BY 4.0. https://censusatlas.au/compare/sa3/10902/lower-murray/vs/10903/upper-murray-exc-albury