Lower Murray · Sub-region (SA3)

Housing & Dwellings in Lower Murray

Where and how people live — the homes, how they are held, and what they cost.

Housing costs are among the lowest for similar areas in Lower Murray, where a huge 91.7% of homes are separate houses. This region is defined by affordable living, with typical rents and mortgage payments sitting far below the state and national figures.

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📍 Lower Murray, Sub-region (SA3)

Where Lower Murray sits — Median rent (weekly)

$200 ▲ +42.9%
  • $100–$118: 3 areas
  • $118–$136: 1 area
  • $136–$154: 3 areas
  • $154–$171: 1 area
  • $171–$189: 5 areas
  • $189–$207: 11 areas
  • $207–$225: 8 areas
  • $225–$243: 16 areas
  • $243–$261: 18 areas
  • $261–$279: 8 areas
  • $279–$296: 22 areas
  • $296–$314: 24 areas
  • $314–$332: 18 areas
  • $332–$350: 15 areas
  • $350–$368: 30 areas
  • $368–$386: 28 areas
  • $386–$404: 37 areas
  • $404–$421: 22 areas
  • $421–$439: 14 areas
  • $439–$457: 15 areas
  • $457–$475: 10 areas
  • $475–$493: 6 areas
  • $493–$511: 8 areas
  • $511–$529: 2 areas
  • $529–$546: 1 area
  • $546–$564: 5 areas
  • $564–$582: 2 areas
  • $582–$600: 7 areas

All sub-region (sa3) areas, 2021. The marker is Lower Murray — lower than 93% of areas.

Median rent (weekly) compared with the state and national average
Lower Murray$200
Rest of NSW $330
New South Wales $420
Australia $375

Housing costs

Rents, mortgages and crowding.

Typical weekly rent is just $200, which is far below the national figure of $375. Mortgage payments are also very low, with the usual monthly payment of $1,179 sitting well below the Australian average of $1,863.

$200 ▲ +42.9%

Lower than 93% of sub-region (sa3) areas.

  • 2011: $140
  • 2016: $150
  • 2021: $200

Median weekly rent paid by households renting their home.

$1,179 ▲ +8.9%

Lower than 94% of sub-region (sa3) areas.

  • 2011: $1,083
  • 2016: $1,083
  • 2021: $1,179

Median monthly mortgage repayment for households with a mortgage.

Weekly rent distribution

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Lower Murray splits fairly evenly between Under $200 (49%) and $200–$349 (44%), with $350–$549 at 6%.

Monthly mortgage distribution

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Lower Murray splits fairly evenly between Under $1,000 (39%) and $1,000–$1,799 (38%), with $1,800–$2,999 at 17%.

Owning & renting

How homes are owned or rented.

Owning a home outright is much more common here than in most areas, at 40.9%. Meanwhile, the share of households renting is far below the New South Wales average, falling to 22.3% since 2011.

22.3% ▼ -19.0%

Lower than 75% of sub-region (sa3) areas.

  • 2011: 27.5%
  • 2016: 27.2%
  • 2021: 22.3%

Share of occupied private dwellings that are rented.

40.9% ▲ +5.8%

Higher than 82% of sub-region (sa3) areas.

  • 2011: 38.7%
  • 2016: 40.2%
  • 2021: 40.9%

Share of occupied private dwellings owned outright (no mortgage).

How homes are owned or rented

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In Lower Murray, the largest group is Owned outright at 41%, followed by Owned with a mortgage (29%) and Rented (22%).

Types of homes

Houses, townhouses, apartments and bedrooms.

Separate houses make up 91.7% of the market, a figure far above the state and national averages. These homes tend to be large, with 77.0% having three or more bedrooms.

0.80 ▼ -27.3%

Lower than 71% of sub-region (sa3) areas.

  • 2011: 1.10
  • 2016: 0.80
  • 2021: 0.80

Average number of usual residents per bedroom — a crowding measure.

91.7% ▼ -0.5%

Higher than 81% of sub-region (sa3) areas.

  • 2011: 92.1%
  • 2016: 90.1%
  • 2021: 91.7%

Share of occupied private dwellings that are separate houses.

77.0% ▲ +0.9%

Lower than 56% of sub-region (sa3) areas.

  • 2011: 76.3%
  • 2016: 75.2%
  • 2021: 77.0%

Share of occupied private dwellings with three or more bedrooms.

Types of homes

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In Lower Murray, Separate house is the majority at 93%; Townhouse / semi-detached is next at 5%.

Bedrooms per home

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In Lower Murray, the largest group is 3 bedrooms at 45%, followed by 4 bedrooms (29%) and 2 bedrooms (16%).

Sources

  • Census of Population and Housing — Australian Bureau of Statistics, 2021 (CC BY 4.0).

More for Lower Murray

Cite this page

Australian Bureau of Statistics. (2021). Housing & Dwellings in Lower Murray [Census of Population and Housing]. CensusAtlas, used under CC BY 4.0. https://censusatlas.au/region/sa3/10902/lower-murray/topic/housing-dwellings