Gundagai · Urban Centre

Housing & Dwellings in Gundagai

Where and how people live — the homes, how they are held, and what they cost.

Far more people own their homes outright in Gundagai than in most other areas. About 44.7% of households have no mortgage, which is far above the national figure of 31%. This ownership trend contributes to a housing market where both mortgage repayments and rents are much lower than state and national averages.

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📍 Gundagai, Urban Centre

Where Gundagai sits — Median rent (weekly)

$230
  • $0–$21: 2 areas
  • $21–$43: 6 areas
  • $43–$64: 18 areas
  • $64–$86: 38 areas
  • $86–$107: 35 areas
  • $107–$129: 46 areas
  • $129–$150: 25 areas
  • $150–$171: 104 areas
  • $171–$193: 82 areas
  • $193–$214: 143 areas
  • $214–$236: 130 areas
  • $236–$257: 175 areas
  • $257–$279: 114 areas
  • $279–$300: 125 areas
  • $300–$321: 194 areas
  • $321–$343: 101 areas
  • $343–$364: 128 areas
  • $364–$386: 82 areas
  • $386–$407: 92 areas
  • $407–$429: 41 areas
  • $429–$450: 24 areas
  • $450–$471: 32 areas
  • $471–$493: 13 areas
  • $493–$514: 19 areas
  • $514–$536: 14 areas
  • $536–$557: 9 areas
  • $557–$579: 6 areas
  • $579–$600: 15 areas

All urban centre areas, 2021. The marker is Gundagai — lower than 67% of areas.

Median rent (weekly) compared with the state and national average
Gundagai$230
2722, NSW $220
New South Wales $420
Australia $375

Housing costs

Rents, mortgages and crowding.

Typical weekly rent in Gundagai is $230, which is far below the New South Wales average of $420. Monthly home loan payments are also far lower than the state figure, with the typical payment of $1,120 falling by $397 since 2011.

$230

Lower than 67% of urban centre areas.

  • 2016: $180
  • 2021: $230

Median weekly rent paid by households renting their home.

$1,120 ▼ -26.2%

Lower than 69% of urban centre areas.

  • 2011: $1,517
  • 2016: $867
  • 2021: $1,120

Median monthly mortgage repayment for households with a mortgage.

Weekly rent distribution

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In Gundagai, $200–$349 is the majority at 57%; Under $200 is next at 36%.

Monthly mortgage distribution

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Gundagai splits fairly evenly between $1,000–$1,799 (47%) and Under $1,000 (45%), with $1,800–$2,999 at 8%.

Owning & renting

How homes are owned or rented.

Nearly 45% of homes are owned outright, a figure that has risen since 2011 and sits far above the Australian average. Meanwhile, the proportion of households renting is 26.1%, which is well below both the state and national figures.

26.1% ▼ -16.1%

Higher than 64% of urban centre areas.

  • 2011: 31.1%
  • 2016: 19.6%
  • 2021: 26.1%

Share of occupied private dwellings that are rented.

44.7% ▲ +13.1%

Higher than 67% of urban centre areas.

  • 2011: 39.6%
  • 2016: 43.7%
  • 2021: 44.7%

Share of occupied private dwellings owned outright (no mortgage).

How homes are owned or rented

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In Gundagai, the largest group is Owned outright at 45%, followed by Rented (26%) and Owned with a mortgage (24%).

Types of homes

Houses, townhouses, apartments and bedrooms.

Separate houses make up 88% of the market, far above the national figure of 72.3%. These homes are often large, with 78.1% having three or more bedrooms, though the number of people per bedroom has fallen to 0.70 since 2011.

0.70 ▼ -36.4%

Lower than 86% of urban centre areas.

  • 2011: 1.10
  • 2016: 0.70
  • 2021: 0.70

Average number of usual residents per bedroom — a crowding measure.

88.0% ▼ -4.8%

Lower than 74% of urban centre areas.

  • 2011: 92.4%
  • 2016: 92.9%
  • 2021: 88.0%

Share of occupied private dwellings that are separate houses.

78.1% ▲ +2.6%

Higher than 53% of urban centre areas.

  • 2011: 76.1%
  • 2016: 70.6%
  • 2021: 78.1%

Share of occupied private dwellings with three or more bedrooms.

Types of homes

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In Gundagai, Separate house is the majority at 89%; Flat or apartment is next at 9%.

Bedrooms per home

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In Gundagai, the largest group is 3 bedrooms at 47%, followed by 4 bedrooms (28%) and 2 bedrooms (17%).

Sources

  • Census of Population and Housing — Australian Bureau of Statistics, 2021 (CC BY 4.0).

More for Gundagai

Cite this page

Australian Bureau of Statistics. (2021). Housing & Dwellings in Gundagai [Census of Population and Housing]. CensusAtlas, used under CC BY 4.0. https://censusatlas.au/region/ucl/UCL115073/gundagai/topic/housing-dwellings