$390 —
Higher than 86% of urban centre areas.
- 2016: $252
- 2021: $390
Median weekly rent paid by households renting their home.
Fingal Bay · Urban Centre
Where and how people live — the homes, how they are held, and what they cost.
Nearly half of all homes in Fingal Bay are now owned outright, a figure that has climbed 22 percentage points since 2011. This shift toward full ownership defines the local housing market, where the typical weekly rent has also risen sharply to $390.
All urban centre areas, 2021. The marker is Fingal Bay — higher than 86% of areas.
| Fingal Bay | $390 |
|---|---|
| 2315, NSW | $390 |
| New South Wales | $420 |
| Australia | $375 |
Rents, mortgages and crowding.
Rent is much higher here than in most similar areas, increasing by $138 since 2016. Typical monthly mortgage payments are $1,733, which is about the same as the national figure and has barely changed since 2011.
$390 —
Higher than 86% of urban centre areas.
Median weekly rent paid by households renting their home.
$1,733 → 0.0%
Higher than 77% of urban centre areas.
Median monthly mortgage repayment for households with a mortgage.
In Fingal Bay, $350–$549 is the majority at 54%; $200–$349 is next at 26%.
In Fingal Bay, the largest group is $1,800–$2,999 at 35%, followed by Under $1,000 (29%) and $1,000–$1,799 (22%).
How homes are owned or rented.
Ownership is very high in Fingal Bay, with 49.2% of homes owned outright—far above the 31% national average. Meanwhile, the share of households renting has fallen to 22.9%, which is well below both state and national levels.
22.9% ▼ -10.8%
Higher than 55% of urban centre areas.
Share of occupied private dwellings that are rented.
49.2% ▲ +81.7%
Higher than 80% of urban centre areas.
Share of occupied private dwellings owned outright (no mortgage).
In Fingal Bay, the largest group is Owned outright at 49%, followed by Rented (23%) and Owned with a mortgage (15%).
Houses, townhouses, apartments and bedrooms.
Detached houses have fallen to 51.5% of the total, a drop of 31 percentage points since 2011. This shift is reflected in the rise of townhouses and semi-detached homes, which now make up 45.5% of the area.
0.70 ▼ -36.4%
Lower than 86% of urban centre areas.
Average number of usual residents per bedroom — a crowding measure.
51.5% ▼ -37.8%
Lower than 99% of urban centre areas.
Share of occupied private dwellings that are separate houses.
71.4% ▼ -12.7%
Lower than 72% of urban centre areas.
Share of occupied private dwellings with three or more bedrooms.
In Fingal Bay, Separate house is the majority at 52%; Townhouse / semi-detached is next at 46%.
In Fingal Bay, the largest group is 3 bedrooms at 44%, followed by 2 bedrooms (27%) and 4 bedrooms (21%).
Australian Bureau of Statistics. (2021). Housing & Dwellings in Fingal Bay [Census of Population and Housing]. CensusAtlas, used under CC BY 4.0. https://censusatlas.au/region/ucl/UCL115058/fingal-bay/topic/housing-dwellings