Culcairn · Urban Centre

Housing & Dwellings in Culcairn

Where and how people live — the homes, how they are held, and what they cost.

More people are living in detached houses in Culcairn than in 2011, though the number of homes owned outright has fallen by nearly 10 points. The town is marked by very affordable living, with typical monthly mortgage payments far below the state and national figures.

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📍 Culcairn, Urban Centre

Where Culcairn sits — Median rent (weekly)

$220
  • $0–$21: 2 areas
  • $21–$43: 6 areas
  • $43–$64: 18 areas
  • $64–$86: 38 areas
  • $86–$107: 35 areas
  • $107–$129: 46 areas
  • $129–$150: 25 areas
  • $150–$171: 104 areas
  • $171–$193: 82 areas
  • $193–$214: 143 areas
  • $214–$236: 130 areas
  • $236–$257: 175 areas
  • $257–$279: 114 areas
  • $279–$300: 125 areas
  • $300–$321: 194 areas
  • $321–$343: 101 areas
  • $343–$364: 128 areas
  • $364–$386: 82 areas
  • $386–$407: 92 areas
  • $407–$429: 41 areas
  • $429–$450: 24 areas
  • $450–$471: 32 areas
  • $471–$493: 13 areas
  • $493–$514: 19 areas
  • $514–$536: 14 areas
  • $536–$557: 9 areas
  • $557–$579: 6 areas
  • $579–$600: 15 areas

All urban centre areas, 2021. The marker is Culcairn — lower than 71% of areas.

Median rent (weekly) compared with the state and national average
Culcairn$220
2660, NSW $203
New South Wales $420
Australia $375

Housing costs

Rents, mortgages and crowding.

Housing costs are much lower than in most areas. The typical monthly mortgage payment is $975, which is far below the New South Wales figure of $2,167, while typical weekly rent is far below the national figure at $220.

$220

Lower than 71% of urban centre areas.

  • 2016: $225
  • 2021: $220

Median weekly rent paid by households renting their home.

$975 ▼ -13.5%

Lower than 79% of urban centre areas.

  • 2011: $1,127
  • 2016: $1,294
  • 2021: $975

Median monthly mortgage repayment for households with a mortgage.

Weekly rent distribution

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In Culcairn, $200–$349 is the majority at 59%; Under $200 is next at 38%.

Monthly mortgage distribution

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In Culcairn, the largest group is Under $1,000 at 50%, followed by $1,000–$1,799 (40%) and $1,800–$2,999 (10%).

Owning & renting

How homes are owned or rented.

Owning a home outright is far more common here than across Australia, at 41.5%. Meanwhile, the proportion of households renting is 20.1%, which is far below the state average of 32.6%.

20.1% ▼ -1.6%

Lower than 55% of urban centre areas.

  • 2011: 20.4%
  • 2016: 23.7%
  • 2021: 20.1%

Share of occupied private dwellings that are rented.

41.5% ▼ -19.1%

Higher than 56% of urban centre areas.

  • 2011: 51.3%
  • 2016: 51.3%
  • 2021: 41.5%

Share of occupied private dwellings owned outright (no mortgage).

How homes are owned or rented

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In Culcairn, the largest group is Owned outright at 41%, followed by Owned with a mortgage (33%) and Rented (20%).

Types of homes

Houses, townhouses, apartments and bedrooms.

Separate houses are far more common here than in the rest of the state, making up 95.8% of all homes. These dwellings tend to be large, with 77.9% having three or more bedrooms, though the number of people per bedroom has fallen since 2011.

0.70 ▼ -36.4%

Lower than 86% of urban centre areas.

  • 2011: 1.10
  • 2016: 0.70
  • 2021: 0.70

Average number of usual residents per bedroom — a crowding measure.

95.8% ▲ +3.8%

Higher than 63% of urban centre areas.

  • 2011: 92.2%
  • 2016: 93.3%
  • 2021: 95.8%

Share of occupied private dwellings that are separate houses.

77.9% ▲ +1.9%

Higher than 52% of urban centre areas.

  • 2011: 76.5%
  • 2016: 73.5%
  • 2021: 77.9%

Share of occupied private dwellings with three or more bedrooms.

Types of homes

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In Culcairn, Separate house is the majority at 96%; Townhouse / semi-detached is next at 4%.

Bedrooms per home

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In Culcairn, 3 bedrooms is the majority at 53%; 4 bedrooms is next at 20%.

Sources

  • Census of Population and Housing — Australian Bureau of Statistics, 2021 (CC BY 4.0).

More for Culcairn

Cite this page

Australian Bureau of Statistics. (2021). Housing & Dwellings in Culcairn [Census of Population and Housing]. CensusAtlas, used under CC BY 4.0. https://censusatlas.au/region/ucl/UCL115049/culcairn/topic/housing-dwellings