Nelson Bay · Urban Centre

Housing & Dwellings in Nelson Bay

Where and how people live — the homes, how they are held, and what they cost.

Nearly 45% of homes in Nelson Bay are owned outright, which is far above the national figure. This makes it a place where many residents have fully paid off their properties. While housing costs are high, a large proportion of the population enjoys the security of owning their home without a mortgage.

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📍 Nelson Bay, Urban Centre

Where Nelson Bay sits — Median rent (weekly)

$390
  • $0–$21: 2 areas
  • $21–$43: 6 areas
  • $43–$64: 18 areas
  • $64–$86: 38 areas
  • $86–$107: 35 areas
  • $107–$129: 46 areas
  • $129–$150: 25 areas
  • $150–$171: 104 areas
  • $171–$193: 82 areas
  • $193–$214: 143 areas
  • $214–$236: 130 areas
  • $236–$257: 175 areas
  • $257–$279: 114 areas
  • $279–$300: 125 areas
  • $300–$321: 194 areas
  • $321–$343: 101 areas
  • $343–$364: 128 areas
  • $364–$386: 82 areas
  • $386–$407: 92 areas
  • $407–$429: 41 areas
  • $429–$450: 24 areas
  • $450–$471: 32 areas
  • $471–$493: 13 areas
  • $493–$514: 19 areas
  • $514–$536: 14 areas
  • $536–$557: 9 areas
  • $557–$579: 6 areas
  • $579–$600: 15 areas

All urban centre areas, 2021. The marker is Nelson Bay — higher than 86% of areas.

Median rent (weekly) compared with the state and national average
Nelson Bay$390
2315, NSW $390
New South Wales $420
Australia $375

Housing costs

Rents, mortgages and crowding.

Typical monthly mortgage payments are $1,898, which is much higher than most areas and has risen by $533 since 2011. Weekly rents are also much higher than most areas at $390, reflecting a $50 increase since 2016.

$390

Higher than 86% of urban centre areas.

  • 2016: $340
  • 2021: $390

Median weekly rent paid by households renting their home.

$1,898 ▲ +39.0%

Higher than 86% of urban centre areas.

  • 2011: $1,365
  • 2016: $1,700
  • 2021: $1,898

Median monthly mortgage repayment for households with a mortgage.

Weekly rent distribution

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In Nelson Bay, $350–$549 is the majority at 52%; $200–$349 is next at 28%.

Monthly mortgage distribution

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In Nelson Bay, the largest group is $1,800–$2,999 at 37%, followed by $1,000–$1,799 (28%) and Under $1,000 (20%).

Owning & renting

How homes are owned or rented.

Home ownership is strong here, with the 44.9% who own their home outright being far above the New South Wales figure. Meanwhile, the 27.2% of households that rent is well below both the state and national levels.

27.2% ▲ +2.8%

Higher than 66% of urban centre areas.

  • 2011: 26.5%
  • 2016: 23.2%
  • 2021: 27.2%

Share of occupied private dwellings that are rented.

44.9% ▲ +28.7%

Higher than 68% of urban centre areas.

  • 2011: 34.9%
  • 2016: 39.9%
  • 2021: 44.9%

Share of occupied private dwellings owned outright (no mortgage).

How homes are owned or rented

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In Nelson Bay, the largest group is Owned outright at 45%, followed by Rented (27%) and Owned with a mortgage (24%).

Types of homes

Houses, townhouses, apartments and bedrooms.

Large homes are common, with 80.1% of dwellings having three or more bedrooms, far above the state average. While separate houses make up 62.9% of homes, this figure has fallen by 28 points since 2011.

0.70 ▼ -36.4%

Lower than 86% of urban centre areas.

  • 2011: 1.10
  • 2016: 0.80
  • 2021: 0.70

Average number of usual residents per bedroom — a crowding measure.

62.9% ▼ -31.1%

Lower than 99% of urban centre areas.

  • 2011: 91.3%
  • 2016: 88.5%
  • 2021: 62.9%

Share of occupied private dwellings that are separate houses.

80.1% ▲ +12.8%

Higher than 60% of urban centre areas.

  • 2011: 71.0%
  • 2016: 76.4%
  • 2021: 80.1%

Share of occupied private dwellings with three or more bedrooms.

Types of homes

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In Nelson Bay, Separate house is the majority at 63%; Townhouse / semi-detached is next at 25%.

Bedrooms per home

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In Nelson Bay, the largest group is 3 bedrooms at 43%, followed by 4 bedrooms (31%) and 2 bedrooms (16%).

Sources

  • Census of Population and Housing — Australian Bureau of Statistics, 2021 (CC BY 4.0).

More for Nelson Bay

Cite this page

Australian Bureau of Statistics. (2021). Housing & Dwellings in Nelson Bay [Census of Population and Housing]. CensusAtlas, used under CC BY 4.0. https://censusatlas.au/region/ucl/UCL113012/nelson-bay/topic/housing-dwellings