Kiama · Urban Centre

Housing & Dwellings in Kiama

Where and how people live — the homes, how they are held, and what they cost.

Separate houses make up 70.7% of all homes in Kiama, where a very high proportion of residents own their place outright. This has created a market with much lower rental rates than usual and high costs for those seeking to buy or rent.

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📍 Kiama, Urban Centre

Where Kiama sits — Median rent (weekly)

$480
  • $0–$21: 2 areas
  • $21–$43: 6 areas
  • $43–$64: 18 areas
  • $64–$86: 38 areas
  • $86–$107: 35 areas
  • $107–$129: 46 areas
  • $129–$150: 25 areas
  • $150–$171: 104 areas
  • $171–$193: 82 areas
  • $193–$214: 143 areas
  • $214–$236: 130 areas
  • $236–$257: 175 areas
  • $257–$279: 114 areas
  • $279–$300: 125 areas
  • $300–$321: 194 areas
  • $321–$343: 101 areas
  • $343–$364: 128 areas
  • $364–$386: 82 areas
  • $386–$407: 92 areas
  • $407–$429: 41 areas
  • $429–$450: 24 areas
  • $450–$471: 32 areas
  • $471–$493: 13 areas
  • $493–$514: 19 areas
  • $514–$536: 14 areas
  • $536–$557: 9 areas
  • $557–$579: 6 areas
  • $579–$600: 15 areas

All urban centre areas, 2021. The marker is Kiama — higher than 95% of areas.

Median rent (weekly) compared with the state and national average
Kiama$480
2533, NSW $480
New South Wales $420
Australia $375

Housing costs

Rents, mortgages and crowding.

Typical weekly rents are well above the national figure at $480, having risen by $250 since 2016. Home-loan payments are also among the highest for similar areas, with the usual monthly payment climbing to $2,200 in 2021.

$480

Higher than 95% of urban centre areas.

  • 2016: $230
  • 2021: $480

Median weekly rent paid by households renting their home.

$2,200 ▲ +46.7%

Higher than 93% of urban centre areas.

  • 2011: $1,500
  • 2016: $1,500
  • 2021: $2,200

Median monthly mortgage repayment for households with a mortgage.

Weekly rent distribution

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In Kiama, the largest group is $350–$549 at 49%, followed by $550–$749 (30%) and $200–$349 (13%).

Monthly mortgage distribution

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In Kiama, the largest group is $1,800–$2,999 at 38%, followed by $3,000 or more (28%) and $1,000–$1,799 (20%).

Owning & renting

How homes are owned or rented.

Outright home ownership is far above the New South Wales and national figures at 46.4%. Meanwhile, the share of households renting is far below the state and national averages, falling by 10 points since 2011.

18.5% ▼ -36.2%

Lower than 60% of urban centre areas.

  • 2011: 28.9%
  • 2016: 35.3%
  • 2021: 18.5%

Share of occupied private dwellings that are rented.

46.4% ▼ -2.1%

Higher than 73% of urban centre areas.

  • 2011: 47.4%
  • 2016: 32.6%
  • 2021: 46.4%

Share of occupied private dwellings owned outright (no mortgage).

How homes are owned or rented

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In Kiama, the largest group is Owned outright at 46%, followed by Owned with a mortgage (31%) and Rented (18%).

Types of homes

Houses, townhouses, apartments and bedrooms.

Homes with three or more bedrooms are far more common here than in the rest of the state. This trend, alongside a rise in separate houses, helps explain why the number of people per bedroom has dropped to 0.70.

0.70 ▼ -36.4%

Lower than 86% of urban centre areas.

  • 2011: 1.10
  • 2016: 0.80
  • 2021: 0.70

Average number of usual residents per bedroom — a crowding measure.

70.7% ▲ +13.1%

Lower than 94% of urban centre areas.

  • 2011: 62.5%
  • 2016: 79.6%
  • 2021: 70.7%

Share of occupied private dwellings that are separate houses.

80.5% ▲ +18.6%

Higher than 61% of urban centre areas.

  • 2011: 67.9%
  • 2016: 76.2%
  • 2021: 80.5%

Share of occupied private dwellings with three or more bedrooms.

Types of homes

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In Kiama, Separate house is the majority at 71%; Townhouse / semi-detached is next at 17%.

Bedrooms per home

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In Kiama, the largest group is 3 bedrooms at 41%, followed by 4 bedrooms (32%) and 2 bedrooms (16%).

Sources

  • Census of Population and Housing — Australian Bureau of Statistics, 2021 (CC BY 4.0).

More for Kiama

Cite this page

Australian Bureau of Statistics. (2021). Housing & Dwellings in Kiama [Census of Population and Housing]. CensusAtlas, used under CC BY 4.0. https://censusatlas.au/region/ucl/UCL113007/kiama/topic/housing-dwellings