Central Coast · Urban Centre

Housing & Dwellings in Central Coast

Where and how people live — the homes, how they are held, and what they cost.

Typical monthly mortgage payments of $2,000 are much higher than most areas in Central Coast. This region sees higher housing costs than many similar places, though it remains about the same as the state and national figures. Most people live in larger homes, with three or more bedrooms being common across the area.

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📍 Central Coast, Urban Centre

Where Central Coast sits — Median rent (weekly)

$400
  • $0–$21: 2 areas
  • $21–$43: 6 areas
  • $43–$64: 18 areas
  • $64–$86: 38 areas
  • $86–$107: 35 areas
  • $107–$129: 46 areas
  • $129–$150: 25 areas
  • $150–$171: 104 areas
  • $171–$193: 82 areas
  • $193–$214: 143 areas
  • $214–$236: 130 areas
  • $236–$257: 175 areas
  • $257–$279: 114 areas
  • $279–$300: 125 areas
  • $300–$321: 194 areas
  • $321–$343: 101 areas
  • $343–$364: 128 areas
  • $364–$386: 82 areas
  • $386–$407: 92 areas
  • $407–$429: 41 areas
  • $429–$450: 24 areas
  • $450–$471: 32 areas
  • $471–$493: 13 areas
  • $493–$514: 19 areas
  • $514–$536: 14 areas
  • $536–$557: 9 areas
  • $557–$579: 6 areas
  • $579–$600: 15 areas

All urban centre areas, 2021. The marker is Central Coast — higher than 87% of areas.

Median rent (weekly) compared with the state and national average
Central Coast$400
2251, NSW $450
New South Wales $420
Australia $375

Housing costs

Rents, mortgages and crowding.

Weekly rents of $400 and monthly mortgage payments of $2,000 are both much higher than most similar areas. These costs have climbed over time, with the typical mortgage rising by $180 since 2011 and rent increasing by $50 since 2016.

$400

Higher than 87% of urban centre areas.

  • 2016: $350
  • 2021: $400

Median weekly rent paid by households renting their home.

$2,000 ▲ +9.9%

Higher than 88% of urban centre areas.

  • 2011: $1,820
  • 2016: $1,733
  • 2021: $2,000

Median monthly mortgage repayment for households with a mortgage.

Weekly rent distribution

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In Central Coast, $350–$549 is the majority at 56%; $200–$349 is next at 21%.

Monthly mortgage distribution

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In Central Coast, the largest group is $1,800–$2,999 at 41%, followed by $1,000–$1,799 (28%) and $3,000 or more (17%).

Owning & renting

How homes are owned or rented.

About 34.1% of homes are owned outright, which is well above the national figure of 31%. Renting is more common here than in most similar areas, though at 28.2% it is well below the New South Wales average.

28.2% ▲ +3.0%

Higher than 69% of urban centre areas.

  • 2011: 27.3%
  • 2016: 27.3%
  • 2021: 28.2%

Share of occupied private dwellings that are rented.

34.1% ▼ -0.8%

Lower than 66% of urban centre areas.

  • 2011: 34.4%
  • 2016: 34.4%
  • 2021: 34.1%

Share of occupied private dwellings owned outright (no mortgage).

How homes are owned or rented

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Central Coast splits fairly evenly between Owned outright (34%) and Owned with a mortgage (34%), with Rented at 28%.

Types of homes

Houses, townhouses, apartments and bedrooms.

Separate houses make up 77.3% of all homes, a figure far above the state average. This preference for larger homes is clear, as 74.9% of dwellings have three or more bedrooms, which is a little above the national figure.

0.80 ▼ -27.3%

Higher than 57% of urban centre areas.

  • 2011: 1.10
  • 2016: 0.80
  • 2021: 0.80

Average number of usual residents per bedroom — a crowding measure.

77.3% ▼ -2.0%

Lower than 90% of urban centre areas.

  • 2011: 78.9%
  • 2016: 77.5%
  • 2021: 77.3%

Share of occupied private dwellings that are separate houses.

74.9% ▲ +0.3%

Lower than 59% of urban centre areas.

  • 2011: 74.7%
  • 2016: 74.3%
  • 2021: 74.9%

Share of occupied private dwellings with three or more bedrooms.

Types of homes

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In Central Coast, Separate house is the majority at 77%; Townhouse / semi-detached is next at 13%.

Bedrooms per home

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In Central Coast, the largest group is 3 bedrooms at 40%, followed by 4 bedrooms (28%) and 2 bedrooms (20%).

Sources

  • Census of Population and Housing — Australian Bureau of Statistics, 2021 (CC BY 4.0).

More for Central Coast

Cite this page

Australian Bureau of Statistics. (2021). Housing & Dwellings in Central Coast [Census of Population and Housing]. CensusAtlas, used under CC BY 4.0. https://censusatlas.au/region/ucl/UCL102002/central-coast/topic/housing-dwellings