Central Coast · Urban Area

Housing & Dwellings in Central Coast

Where and how people live — the homes, how they are held, and what they cost.

Typical monthly mortgage payments have jumped $483 since 2011 in the Central Coast, where housing costs are now among the highest for similar areas. While more people are moving into larger homes, there has been a shift away from traditional detached houses over the last decade. This area now has a higher rate of outright home ownership than the national figure.

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📍 Central Coast, Urban Area

Where Central Coast sits — Median rent (weekly)

$400 —
  • $150–$161: 1 area
  • $161–$171: 0 areas
  • $171–$182: 1 area
  • $182–$193: 1 area
  • $193–$204: 3 areas
  • $204–$214: 0 areas
  • $214–$225: 4 areas
  • $225–$236: 2 areas
  • $236–$246: 4 areas
  • $246–$257: 8 areas
  • $257–$268: 6 areas
  • $268–$279: 5 areas
  • $279–$289: 8 areas
  • $289–$300: 6 areas
  • $300–$311: 15 areas
  • $311–$321: 5 areas
  • $321–$332: 6 areas
  • $332–$343: 3 areas
  • $343–$354: 7 areas
  • $354–$364: 3 areas
  • $364–$375: 2 areas
  • $375–$386: 7 areas
  • $386–$396: 3 areas
  • $396–$407: 3 areas
  • $407–$418: 0 areas
  • $418–$429: 2 areas
  • $429–$439: 1 area
  • $439–$450: 5 areas

All urban area areas, 2021. The marker is Central Coast — higher than 90% of areas.

Median rent (weekly) compared with the state and national average
Central Coast$400
2250, NSW $400
New South Wales $420
Australia $375

Housing costs

Rents, mortgages and crowding.

Weekly rents have risen by $90 since 2016 to reach a typical $400, which is about the same as the national figure. Typical monthly mortgage payments are also around the state and national marks at $2,000.

$400 —

Higher than 90% of urban area areas.

  • 2016: $310
  • 2021: $400

Median weekly rent paid by households renting their home.

$2,000 ▲ +31.8%

Higher than 88% of urban area areas.

  • 2011: $1,517
  • 2016: $1,607
  • 2021: $2,000

Median monthly mortgage repayment for households with a mortgage.

Weekly rent distribution

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In Central Coast, $350–$549 is the majority at 55%; $200–$349 is next at 22%.

Monthly mortgage distribution

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In Central Coast, the largest group is $1,800–$2,999 at 40%, followed by $1,000–$1,799 (28%) and $3,000 or more (17%).

Owning & renting

How homes are owned or rented.

Fewer people are renting here than in most other areas, with the rate falling to 27.6% since 2011. Meanwhile, 34.5% of homes are owned outright, a figure well above the Australian average.

27.6% ▼ -9.6%

Lower than 68% of urban area areas.

  • 2011: 30.5%
  • 2016: 31.5%
  • 2021: 27.6%

Share of occupied private dwellings that are rented.

34.5% ▲ +2.0%

Higher than 55% of urban area areas.

  • 2011: 33.8%
  • 2016: 36.3%
  • 2021: 34.5%

Share of occupied private dwellings owned outright (no mortgage).

How homes are owned or rented

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Central Coast splits fairly evenly between Owned outright (34%) and Owned with a mortgage (34%), with Rented at 28%.

Types of homes

Houses, townhouses, apartments and bedrooms.

Separate houses are far more common here than in the rest of New South Wales, making up 78.2% of homes. Most dwellings are large, with 75.2% having three or more bedrooms, though the proportion of detached houses has fallen since 2011.

0.80 ▼ -27.3%

Higher than 57% of urban area areas.

  • 2011: 1.10
  • 2016: 0.80
  • 2021: 0.80

Average number of usual residents per bedroom — a crowding measure.

78.2% ▼ -10.8%

Lower than 75% of urban area areas.

  • 2011: 87.6%
  • 2016: 73.0%
  • 2021: 78.2%

Share of occupied private dwellings that are separate houses.

75.2% ▲ +3.5%

Lower than 70% of urban area areas.

  • 2011: 72.7%
  • 2016: 72.5%
  • 2021: 75.2%

Share of occupied private dwellings with three or more bedrooms.

Types of homes

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In Central Coast, Separate house is the majority at 78%; Townhouse / semi-detached is next at 12%.

Bedrooms per home

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In Central Coast, the largest group is 3 bedrooms at 39%, followed by 4 bedrooms (28%) and 2 bedrooms (20%).

Sources

  • Census of Population and Housing — Australian Bureau of Statistics, 2021 (CC BY 4.0).

More for Central Coast

Cite this page

Australian Bureau of Statistics. (2021). Housing & Dwellings in Central Coast [Census of Population and Housing]. CensusAtlas, used under CC BY 4.0. https://censusatlas.au/region/sua/1010/central-coast/topic/housing-dwellings