Terrigal · State Electorate

Housing & Dwellings in Terrigal

Where and how people live — the homes, how they are held, and what they cost.

Far more people own their homes outright in Terrigal than in the rest of the state, with 39.5% of residents holding their property debt-free. This makes it a standout area for home ownership, though those still paying for housing face high costs. The typical weekly rent is $460 and typical monthly mortgage payments are $2,200.

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📍 Terrigal, State Electorate

Where Terrigal sits — Median rent (weekly)

$460 ▲ +70.4%
  • $100–$118: 6 areas
  • $118–$136: 1 area
  • $136–$154: 0 areas
  • $154–$171: 0 areas
  • $171–$189: 4 areas
  • $189–$207: 6 areas
  • $207–$225: 10 areas
  • $225–$243: 10 areas
  • $243–$261: 21 areas
  • $261–$279: 6 areas
  • $279–$296: 16 areas
  • $296–$314: 45 areas
  • $314–$332: 33 areas
  • $332–$350: 16 areas
  • $350–$368: 38 areas
  • $368–$386: 58 areas
  • $386–$404: 44 areas
  • $404–$421: 30 areas
  • $421–$439: 21 areas
  • $439–$457: 18 areas
  • $457–$475: 12 areas
  • $475–$493: 12 areas
  • $493–$511: 6 areas
  • $511–$529: 3 areas
  • $529–$546: 3 areas
  • $546–$564: 2 areas
  • $564–$582: 4 areas
  • $582–$600: 8 areas

All state electorate areas, 2021. The marker is Terrigal — higher than 87% of areas.

Median rent (weekly) compared with the state and national average
Terrigal$460
Greater Sydney $470
New South Wales $420
Australia $375

Housing costs

Rents, mortgages and crowding.

Weekly rents in Terrigal are much higher than most areas, rising $190 since 2011 to reach $460. Similarly, the typical monthly mortgage payment has climbed by $400 over the last decade to $2,200, which is a little above the national figure.

$460 ▲ +70.4%

Higher than 87% of state electorate areas.

  • 2011: $270
  • 2016: $400
  • 2021: $460

Median weekly rent paid by households renting their home.

$2,200 ▲ +22.2%

Higher than 82% of state electorate areas.

  • 2011: $1,800
  • 2016: $2,000
  • 2021: $2,200

Median monthly mortgage repayment for households with a mortgage.

Weekly rent distribution

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In Terrigal, the largest group is $350–$549 at 44%, followed by $550–$749 (23%) and $200–$349 (14%).

Monthly mortgage distribution

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In Terrigal, the largest group is $1,800–$2,999 at 37%, followed by $3,000 or more (29%) and $1,000–$1,799 (20%).

Owning & renting

How homes are owned or rented.

Renting is far less common here than across Australia, with the share of renting households falling 11 points since 2011 to just 17.8%. Meanwhile, the number of people who own their home outright has risen to 39.5%, which is well above the New South Wales figure.

17.8% ▼ -37.3%

Lower than 90% of state electorate areas.

  • 2011: 28.4%
  • 2016: 18.5%
  • 2021: 17.8%

Share of occupied private dwellings that are rented.

39.5% ▲ +24.2%

Higher than 82% of state electorate areas.

  • 2011: 31.8%
  • 2016: 39.2%
  • 2021: 39.5%

Share of occupied private dwellings owned outright (no mortgage).

How homes are owned or rented

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Terrigal splits fairly evenly between Owned outright (40%) and Owned with a mortgage (37%), with Rented at 18%.

Types of homes

Houses, townhouses, apartments and bedrooms.

Separate houses are far more common in Terrigal than in the state or nation, making up 82.7% of all homes. This is reflected in the house sizes, as 79.5% of homes have three or more bedrooms, which is well above the national average.

0.80 ▼ -27.3%

Lower than 71% of state electorate areas.

  • 2011: 1.10
  • 2016: 0.80
  • 2021: 0.80

Average number of usual residents per bedroom — a crowding measure.

82.7% ▲ +9.2%

Higher than 54% of state electorate areas.

  • 2011: 75.7%
  • 2016: 82.8%
  • 2021: 82.7%

Share of occupied private dwellings that are separate houses.

79.5% ▲ +4.5%

Higher than 55% of state electorate areas.

  • 2011: 76.1%
  • 2016: 78.5%
  • 2021: 79.5%

Share of occupied private dwellings with three or more bedrooms.

Types of homes

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In Terrigal, Separate house is the majority at 83%; Townhouse / semi-detached is next at 9%.

Bedrooms per home

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Terrigal splits fairly evenly between 3 bedrooms (35%) and 4 bedrooms (33%), with 2 bedrooms at 17%.

Sources

  • Census of Population and Housing — Australian Bureau of Statistics, 2021 (CC BY 4.0).

More for Terrigal

Cite this page

Australian Bureau of Statistics. (2021). Housing & Dwellings in Terrigal [Census of Population and Housing]. CensusAtlas, used under CC BY 4.0. https://censusatlas.au/region/sed/SED10082/terrigal/topic/housing-dwellings