Shellharbour · State Electorate

Housing & Dwellings in Shellharbour

Where and how people live — the homes, how they are held, and what they cost.

Far more households in Shellharbour live in large homes than the state average, with 84.3% of dwellings having three or more bedrooms. This preference for space defines the local landscape, where separate houses are the norm and home ownership remains strong compared to the rest of the country.

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📍 Shellharbour, State Electorate

Where Shellharbour sits — Median rent (weekly)

$405 ▲ +15.7%
  • $100–$118: 6 areas
  • $118–$136: 1 area
  • $136–$154: 0 areas
  • $154–$171: 0 areas
  • $171–$189: 4 areas
  • $189–$207: 6 areas
  • $207–$225: 10 areas
  • $225–$243: 10 areas
  • $243–$261: 21 areas
  • $261–$279: 6 areas
  • $279–$296: 16 areas
  • $296–$314: 45 areas
  • $314–$332: 33 areas
  • $332–$350: 16 areas
  • $350–$368: 38 areas
  • $368–$386: 58 areas
  • $386–$404: 44 areas
  • $404–$421: 30 areas
  • $421–$439: 21 areas
  • $439–$457: 18 areas
  • $457–$475: 12 areas
  • $475–$493: 12 areas
  • $493–$511: 6 areas
  • $511–$529: 3 areas
  • $529–$546: 3 areas
  • $546–$564: 2 areas
  • $564–$582: 4 areas
  • $582–$600: 8 areas

All state electorate areas, 2021. The marker is Shellharbour — higher than 73% of areas.

Median rent (weekly) compared with the state and national average
Shellharbour$405
Rest of NSW $330
New South Wales $420
Australia $375

Housing costs

Rents, mortgages and crowding.

Typical monthly mortgage payments are $2,037 and weekly rents are $405, both of which are higher than most areas. While mortgages have fallen slightly since 2011, typical rent has risen by $55 over that decade.

$405 ▲ +15.7%

Higher than 73% of state electorate areas.

  • 2011: $350
  • 2016: $330
  • 2021: $405

Median weekly rent paid by households renting their home.

$2,037 ▼ -6.0%

Higher than 73% of state electorate areas.

  • 2011: $2,167
  • 2016: $1,800
  • 2021: $2,037

Median monthly mortgage repayment for households with a mortgage.

Weekly rent distribution

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In Shellharbour, the largest group is $350–$549 at 49%, followed by $200–$349 (19%) and Under $200 (16%).

Monthly mortgage distribution

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In Shellharbour, the largest group is $1,800–$2,999 at 42%, followed by $1,000–$1,799 (27%) and $3,000 or more (17%).

Owning & renting

How homes are owned or rented.

Home ownership is strong here, with 35% of homes owned outright, a figure well above the national average of 31%. However, the share of households renting has risen 8.1 percentage points since 2011 to reach 26.6%.

26.6% ▲ +43.7%

Lower than 57% of state electorate areas.

  • 2011: 18.5%
  • 2016: 26.0%
  • 2021: 26.6%

Share of occupied private dwellings that are rented.

35.0% ▼ -7.0%

Higher than 67% of state electorate areas.

  • 2011: 37.6%
  • 2016: 35.1%
  • 2021: 35.0%

Share of occupied private dwellings owned outright (no mortgage).

How homes are owned or rented

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Shellharbour splits fairly evenly between Owned with a mortgage (36%) and Owned outright (35%), with Rented at 27%.

Types of homes

Houses, townhouses, apartments and bedrooms.

Separate houses make up 80.9% of the market, which is far above the New South Wales figure of 65.6%. These homes tend to be large, with 45% having three bedrooms and 32% having four.

0.80 ▼ -27.3%

Lower than 71% of state electorate areas.

  • 2011: 1.10
  • 2016: 0.80
  • 2021: 0.80

Average number of usual residents per bedroom — a crowding measure.

80.9% ▼ -10.3%

Lower than 51% of state electorate areas.

  • 2011: 90.2%
  • 2016: 81.7%
  • 2021: 80.9%

Share of occupied private dwellings that are separate houses.

84.3% ▼ -9.7%

Higher than 74% of state electorate areas.

  • 2011: 93.4%
  • 2016: 82.8%
  • 2021: 84.3%

Share of occupied private dwellings with three or more bedrooms.

Types of homes

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In Shellharbour, Separate house is the majority at 81%; Townhouse / semi-detached is next at 13%.

Bedrooms per home

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In Shellharbour, the largest group is 3 bedrooms at 46%, followed by 4 bedrooms (32%) and 2 bedrooms (12%).

Sources

  • Census of Population and Housing — Australian Bureau of Statistics, 2021 (CC BY 4.0).

More for Shellharbour

Cite this page

Australian Bureau of Statistics. (2021). Housing & Dwellings in Shellharbour [Census of Population and Housing]. CensusAtlas, used under CC BY 4.0. https://censusatlas.au/region/sed/SED10075/shellharbour/topic/housing-dwellings