Lake Macquarie · State Electorate

Housing & Dwellings in Lake Macquarie

Where and how people live — the homes, how they are held, and what they cost.

Far more separate houses are found in Lake Macquarie than the national figure, with 87.6% of homes being detached. This preference for larger properties is matched by a strong trend toward home ownership, with a much higher share of residents owning their homes outright compared to most other areas.

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📍 Lake Macquarie, State Electorate

Where Lake Macquarie sits — Median rent (weekly)

$370 ▲ +27.6%
  • $100–$118: 6 areas
  • $118–$136: 1 area
  • $136–$154: 0 areas
  • $154–$171: 0 areas
  • $171–$189: 4 areas
  • $189–$207: 6 areas
  • $207–$225: 10 areas
  • $225–$243: 10 areas
  • $243–$261: 21 areas
  • $261–$279: 6 areas
  • $279–$296: 16 areas
  • $296–$314: 45 areas
  • $314–$332: 33 areas
  • $332–$350: 16 areas
  • $350–$368: 38 areas
  • $368–$386: 58 areas
  • $386–$404: 44 areas
  • $404–$421: 30 areas
  • $421–$439: 21 areas
  • $439–$457: 18 areas
  • $457–$475: 12 areas
  • $475–$493: 12 areas
  • $493–$511: 6 areas
  • $511–$529: 3 areas
  • $529–$546: 3 areas
  • $546–$564: 2 areas
  • $564–$582: 4 areas
  • $582–$600: 8 areas

All state electorate areas, 2021. The marker is Lake Macquarie — higher than 52% of areas.

Median rent (weekly) compared with the state and national average
Lake Macquarie$370
Rest of NSW $330
New South Wales $420
Australia $375

Housing costs

Rents, mortgages and crowding.

Typical weekly rent has risen by $80 since 2011 to reach $370, which is a little below the New South Wales figure. Meanwhile, the typical monthly mortgage payment of $1,885 is about the same as the national figure.

$370 ▲ +27.6%

Higher than 52% of state electorate areas.

  • 2011: $290
  • 2016: $320
  • 2021: $370

Median weekly rent paid by households renting their home.

$1,885 ▼ -3.3%

Higher than 52% of state electorate areas.

  • 2011: $1,950
  • 2016: $1,733
  • 2021: $1,885

Median monthly mortgage repayment for households with a mortgage.

Weekly rent distribution

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In Lake Macquarie, $350–$549 is the majority at 52%; $200–$349 is next at 27%.

Monthly mortgage distribution

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In Lake Macquarie, the largest group is $1,800–$2,999 at 40%, followed by $1,000–$1,799 (31%) and Under $1,000 (16%).

Owning & renting

How homes are owned or rented.

Ownership is high here, with 37.3% of homes owned outright, a figure well above the state and national averages. This shift is clear over time, as the share of households renting fell by 15 points since 2011 to just 23.1%.

23.1% ▼ -39.7%

Lower than 72% of state electorate areas.

  • 2011: 38.4%
  • 2016: 22.9%
  • 2021: 23.1%

Share of occupied private dwellings that are rented.

37.3% ▲ +30.8%

Higher than 76% of state electorate areas.

  • 2011: 28.5%
  • 2016: 38.4%
  • 2021: 37.3%

Share of occupied private dwellings owned outright (no mortgage).

How homes are owned or rented

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Lake Macquarie splits fairly evenly between Owned outright (37%) and Owned with a mortgage (35%), with Rented at 23%.

Types of homes

Houses, townhouses, apartments and bedrooms.

The area is dominated by large homes, with 78.8% having three or more bedrooms, which is far above the New South Wales figure. Separate houses make up 87.6% of all dwellings, a proportion far above the national figure.

0.80 ▼ -38.5%

Lower than 71% of state electorate areas.

  • 2011: 1.30
  • 2016: 0.80
  • 2021: 0.80

Average number of usual residents per bedroom — a crowding measure.

87.6% ▲ +67.2%

Higher than 69% of state electorate areas.

  • 2011: 52.4%
  • 2016: 88.3%
  • 2021: 87.6%

Share of occupied private dwellings that are separate houses.

78.8% ▲ +52.6%

Higher than 52% of state electorate areas.

  • 2011: 51.6%
  • 2016: 77.7%
  • 2021: 78.8%

Share of occupied private dwellings with three or more bedrooms.

Types of homes

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In Lake Macquarie, Separate house is the majority at 88%; Townhouse / semi-detached is next at 9%.

Bedrooms per home

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In Lake Macquarie, the largest group is 3 bedrooms at 41%, followed by 4 bedrooms (31%) and 2 bedrooms (16%).

Sources

  • Census of Population and Housing — Australian Bureau of Statistics, 2021 (CC BY 4.0).

More for Lake Macquarie

Cite this page

Australian Bureau of Statistics. (2021). Housing & Dwellings in Lake Macquarie [Census of Population and Housing]. CensusAtlas, used under CC BY 4.0. https://censusatlas.au/region/sed/SED10042/lake-macquarie/topic/housing-dwellings