Kiama · State Electorate

Housing & Dwellings in Kiama

Where and how people live — the homes, how they are held, and what they cost.

More than four in ten homes in Kiama are owned outright, which is well above the national figure. This high rate of ownership defines a housing market where few people rent and most residents live in large, detached houses.

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📍 Kiama, State Electorate

Where Kiama sits — Median rent (weekly)

$400 ▲ +8.1%
  • $100–$118: 6 areas
  • $118–$136: 1 area
  • $136–$154: 0 areas
  • $154–$171: 0 areas
  • $171–$189: 4 areas
  • $189–$207: 6 areas
  • $207–$225: 10 areas
  • $225–$243: 10 areas
  • $243–$261: 21 areas
  • $261–$279: 6 areas
  • $279–$296: 16 areas
  • $296–$314: 45 areas
  • $314–$332: 33 areas
  • $332–$350: 16 areas
  • $350–$368: 38 areas
  • $368–$386: 58 areas
  • $386–$404: 44 areas
  • $404–$421: 30 areas
  • $421–$439: 21 areas
  • $439–$457: 18 areas
  • $457–$475: 12 areas
  • $475–$493: 12 areas
  • $493–$511: 6 areas
  • $511–$529: 3 areas
  • $529–$546: 3 areas
  • $546–$564: 2 areas
  • $564–$582: 4 areas
  • $582–$600: 8 areas

All state electorate areas, 2021. The marker is Kiama — higher than 71% of areas.

Median rent (weekly) compared with the state and national average
Kiama$400
Rest of NSW $330
New South Wales $420
Australia $375

Housing costs

Rents, mortgages and crowding.

The typical monthly mortgage payment is $2,080, which is much higher than most areas, while typical weekly rents are higher than most areas at $400.

$400 ▲ +8.1%

Higher than 71% of state electorate areas.

  • 2011: $370
  • 2016: $320
  • 2021: $400

Median weekly rent paid by households renting their home.

$2,080 ▼ -4.0%

Higher than 75% of state electorate areas.

  • 2011: $2,167
  • 2016: $1,800
  • 2021: $2,080

Median monthly mortgage repayment for households with a mortgage.

Weekly rent distribution

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In Kiama, the largest group is $350–$549 at 48%, followed by $200–$349 (24%) and $550–$749 (16%).

Monthly mortgage distribution

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In Kiama, the largest group is $1,800–$2,999 at 42%, followed by $1,000–$1,799 (25%) and $3,000 or more (19%).

Owning & renting

How homes are owned or rented.

Home ownership is very strong here, with 40.8% of homes owned outright—a figure well above the New South Wales average. Meanwhile, the share of households renting has fallen to 20.3%, which is far below the state and national figures.

20.3% ▼ -27.8%

Lower than 84% of state electorate areas.

  • 2011: 28.1%
  • 2016: 21.0%
  • 2021: 20.3%

Share of occupied private dwellings that are rented.

40.8% ▲ +12.5%

Higher than 86% of state electorate areas.

  • 2011: 36.3%
  • 2016: 41.0%
  • 2021: 40.8%

Share of occupied private dwellings owned outright (no mortgage).

How homes are owned or rented

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In Kiama, the largest group is Owned outright at 41%, followed by Owned with a mortgage (35%) and Rented (20%).

Types of homes

Houses, townhouses, apartments and bedrooms.

Kiama is dominated by large homes, as 83.4% are separate houses and 83.6% have three or more bedrooms. This abundance of space means there are much fewer people per bedroom (0.70) compared to most other areas.

0.70 ▼ -41.7%

Lower than 99% of state electorate areas.

  • 2011: 1.20
  • 2016: 0.80
  • 2021: 0.70

Average number of usual residents per bedroom — a crowding measure.

83.4% ▲ +50.6%

Higher than 56% of state electorate areas.

  • 2011: 55.4%
  • 2016: 83.1%
  • 2021: 83.4%

Share of occupied private dwellings that are separate houses.

83.6% ▲ +39.3%

Higher than 72% of state electorate areas.

  • 2011: 60.0%
  • 2016: 82.2%
  • 2021: 83.6%

Share of occupied private dwellings with three or more bedrooms.

Types of homes

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In Kiama, Separate house is the majority at 84%; Townhouse / semi-detached is next at 12%.

Bedrooms per home

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Kiama splits fairly evenly between 3 bedrooms (40%) and 4 bedrooms (35%), with 2 bedrooms at 13%.

Sources

  • Census of Population and Housing — Australian Bureau of Statistics, 2021 (CC BY 4.0).

More for Kiama

Cite this page

Australian Bureau of Statistics. (2021). Housing & Dwellings in Kiama [Census of Population and Housing]. CensusAtlas, used under CC BY 4.0. https://censusatlas.au/region/sed/SED10039/kiama/topic/housing-dwellings