Umina Beach · Suburb / Locality

Housing & Dwellings in Umina Beach

Where and how people live — the homes, how they are held, and what they cost.

Housing costs in Umina Beach have risen significantly over the last decade, with typical monthly mortgage payments now hitting $2,100. While most people live in detached houses, the area has a high number of renters compared to similar places. This creates a mixed housing market where many residents face high monthly costs to keep their homes.

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📍 Umina Beach, Suburb / Locality

Where Umina Beach sits — Median rent (weekly)

$400 ▲ +45.5%
  • $0–$25: 37 areas
  • $25–$50: 86 areas
  • $50–$75: 199 areas
  • $75–$100: 214 areas
  • $100–$125: 525 areas
  • $125–$150: 343 areas
  • $150–$175: 699 areas
  • $175–$200: 597 areas
  • $200–$225: 1183 areas
  • $225–$250: 724 areas
  • $250–$275: 1277 areas
  • $275–$300: 787 areas
  • $300–$325: 1282 areas
  • $325–$350: 618 areas
  • $350–$375: 935 areas
  • $375–$400: 570 areas
  • $400–$425: 763 areas
  • $425–$450: 288 areas
  • $450–$475: 415 areas
  • $475–$500: 176 areas
  • $500–$525: 204 areas
  • $525–$550: 79 areas
  • $550–$575: 125 areas
  • $575–$600: 70 areas
  • $600–$625: 97 areas
  • $625–$650: 21 areas
  • $650–$675: 54 areas
  • $675–$700: 145 areas

All suburb / locality areas, 2021. The marker is Umina Beach — higher than 82% of areas.

Median rent (weekly) compared with the state and national average
Umina Beach$400
2257, NSW $400
New South Wales $420
Australia $375

Housing costs

Rents, mortgages and crowding.

Typical weekly rents are $400 and monthly mortgage payments are $2,100, both of which are much higher than most similar areas. These figures are about the same as the New South Wales averages.

$400 ▲ +45.5%

Higher than 82% of suburb / locality areas.

  • 2011: $275
  • 2016: $360
  • 2021: $400

Median weekly rent paid by households renting their home.

$2,100 ▲ +14.1%

Higher than 76% of suburb / locality areas.

  • 2011: $1,841
  • 2016: $1,800
  • 2021: $2,100

Median monthly mortgage repayment for households with a mortgage.

Weekly rent distribution

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In Umina Beach, $350–$549 is the majority at 60%; $200–$349 is next at 24%.

Monthly mortgage distribution

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In Umina Beach, the largest group is $1,800–$2,999 at 44%, followed by $1,000–$1,799 (23%) and $3,000 or more (18%).

Owning & renting

How homes are owned or rented.

Renting is common here, with 32.9% of households renting, a figure that is much higher than most areas. About 33.6% of homes are owned outright, which is a little above the national figure.

32.9% ▲ +11.3%

Higher than 82% of suburb / locality areas.

  • 2011: 29.6%
  • 2016: 30.4%
  • 2021: 32.9%

Share of occupied private dwellings that are rented.

33.6% ▼ -6.3%

Lower than 71% of suburb / locality areas.

  • 2011: 35.9%
  • 2016: 34.7%
  • 2021: 33.6%

Share of occupied private dwellings owned outright (no mortgage).

How homes are owned or rented

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Umina Beach splits fairly evenly between Owned outright (34%) and Rented (33%), with Owned with a mortgage at 30%.

Types of homes

Houses, townhouses, apartments and bedrooms.

Separate houses make up 76.7% of the market, far above the New South Wales average. Most homes are larger, with 72.2% having three or more bedrooms, though there are 0.8 people per bedroom on average.

0.80 ▼ -27.3%

Lower than 57% of suburb / locality areas.

  • 2011: 1.10
  • 2016: 0.80
  • 2021: 0.80

Average number of usual residents per bedroom — a crowding measure.

76.7% ▼ -3.8%

Lower than 84% of suburb / locality areas.

  • 2011: 79.7%
  • 2016: 76.3%
  • 2021: 76.7%

Share of occupied private dwellings that are separate houses.

72.2% ▲ +1.4%

Lower than 68% of suburb / locality areas.

  • 2011: 71.2%
  • 2016: 71.3%
  • 2021: 72.2%

Share of occupied private dwellings with three or more bedrooms.

Types of homes

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In Umina Beach, Separate house is the majority at 77%; Townhouse / semi-detached is next at 14%.

Bedrooms per home

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In Umina Beach, the largest group is 3 bedrooms at 44%, followed by 4 bedrooms (22%) and 2 bedrooms (21%).

Sources

  • Census of Population and Housing — Australian Bureau of Statistics, 2021 (CC BY 4.0).

More for Umina Beach

Cite this page

Australian Bureau of Statistics. (2021). Housing & Dwellings in Umina Beach [Census of Population and Housing]. CensusAtlas, used under CC BY 4.0. https://censusatlas.au/region/sal/SAL14025/umina-beach/topic/housing-dwellings