Terrigal · Suburb / Locality

Housing & Dwellings in Terrigal

Where and how people live — the homes, how they are held, and what they cost.

Much higher housing costs than most similar areas define Terrigal, where the typical monthly mortgage is $2,492. This is a place of expensive homes and high rents, with the usual weekly rent reaching $520. Most residents live in spacious houses, though a significant number own their homes outright.

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📍 Terrigal, Suburb / Locality

Where Terrigal sits — Median rent (weekly)

$520 ▲ +44.4%
  • $0–$25: 37 areas
  • $25–$50: 86 areas
  • $50–$75: 199 areas
  • $75–$100: 214 areas
  • $100–$125: 525 areas
  • $125–$150: 343 areas
  • $150–$175: 699 areas
  • $175–$200: 597 areas
  • $200–$225: 1183 areas
  • $225–$250: 724 areas
  • $250–$275: 1277 areas
  • $275–$300: 787 areas
  • $300–$325: 1282 areas
  • $325–$350: 618 areas
  • $350–$375: 935 areas
  • $375–$400: 570 areas
  • $400–$425: 763 areas
  • $425–$450: 288 areas
  • $450–$475: 415 areas
  • $475–$500: 176 areas
  • $500–$525: 204 areas
  • $525–$550: 79 areas
  • $550–$575: 125 areas
  • $575–$600: 70 areas
  • $600–$625: 97 areas
  • $625–$650: 21 areas
  • $650–$675: 54 areas
  • $675–$700: 145 areas

All suburb / locality areas, 2021. The marker is Terrigal — higher than 94% of areas.

Median rent (weekly) compared with the state and national average
Terrigal$520
2260, NSW $510
New South Wales $420
Australia $375

Housing costs

Rents, mortgages and crowding.

Weekly rents are among the highest for this level at $520, which is well above the national figure of $375. Mortgage payments are also steep, with the typical monthly cost of $2,492 sitting well above the Australian average.

$520 ▲ +44.4%

Higher than 94% of suburb / locality areas.

  • 2011: $360
  • 2016: $450
  • 2021: $520

Median weekly rent paid by households renting their home.

$2,492 ▲ +15.0%

Higher than 87% of suburb / locality areas.

  • 2011: $2,167
  • 2016: $2,167
  • 2021: $2,492

Median monthly mortgage repayment for households with a mortgage.

Weekly rent distribution

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In Terrigal, the largest group is $350–$549 at 40%, followed by $550–$749 (31%) and $750 or more (15%).

Monthly mortgage distribution

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Terrigal splits fairly evenly between $3,000 or more (36%) and $1,800–$2,999 (35%), with $1,000–$1,799 at 17%.

Owning & renting

How homes are owned or rented.

About 39.1% of homes are owned outright, a figure well above the New South Wales average of 31.5%. Meanwhile, 24.0% of households rent, which is well below the state and national figures.

24.0% ▼ -11.7%

Higher than 69% of suburb / locality areas.

  • 2011: 27.2%
  • 2016: 25.4%
  • 2021: 24.0%

Share of occupied private dwellings that are rented.

39.1% ▲ +0.4%

Lower than 56% of suburb / locality areas.

  • 2011: 38.9%
  • 2016: 38.5%
  • 2021: 39.1%

Share of occupied private dwellings owned outright (no mortgage).

How homes are owned or rented

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Terrigal splits fairly evenly between Owned outright (39%) and Owned with a mortgage (35%), with Rented at 24%.

Types of homes

Houses, townhouses, apartments and bedrooms.

Large homes are common here, with 82.2% having three or more bedrooms, far above the New South Wales figure of 68.6%. Separate houses make up 71.0% of all dwellings, while flats or apartments account for 21.5%.

0.80 ▼ -20.0%

Lower than 57% of suburb / locality areas.

  • 2011: 1.00
  • 2016: 0.80
  • 2021: 0.80

Average number of usual residents per bedroom — a crowding measure.

71.0% ▲ +12.0%

Lower than 87% of suburb / locality areas.

  • 2011: 63.4%
  • 2016: 73.3%
  • 2021: 71.0%

Share of occupied private dwellings that are separate houses.

82.2% ▲ +1.2%

Higher than 57% of suburb / locality areas.

  • 2011: 81.2%
  • 2016: 81.6%
  • 2021: 82.2%

Share of occupied private dwellings with three or more bedrooms.

Types of homes

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In Terrigal, Separate house is the majority at 71%; Flat or apartment is next at 22%.

Bedrooms per home

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Terrigal splits fairly evenly between 3 bedrooms (37%) and 4 bedrooms (33%), with 2 bedrooms at 14%.

Sources

  • Census of Population and Housing — Australian Bureau of Statistics, 2021 (CC BY 4.0).

More for Terrigal

Cite this page

Australian Bureau of Statistics. (2021). Housing & Dwellings in Terrigal [Census of Population and Housing]. CensusAtlas, used under CC BY 4.0. https://censusatlas.au/region/sal/SAL13820/terrigal/topic/housing-dwellings