$1,083 —
Lower than 82% of suburb / locality areas.
- 2016: $1,470
- 2021: $1,083
Median monthly mortgage repayment for households with a mortgage.
Smiths Creek · Suburb / Locality
Where and how people live — the homes, how they are held, and what they cost.
Every single home in Smiths Creek is a separate house, making it a place entirely defined by detached living. This rarity is paired with an exceptionally high rate of outright ownership and very low housing costs compared to the rest of the state.
Rents, mortgages and crowding.
The typical monthly home loan payment of $1,083 is far below the New South Wales figure of $2,167. This is much lower than most other areas across the country.
$1,083 —
Lower than 82% of suburb / locality areas.
Median monthly mortgage repayment for households with a mortgage.
How homes are owned or rented.
A huge 54.5% of homes are owned outright, which is far above the national figure of 31%. Consistent with this high ownership, there are no renters in the area.
0.0% —
Lower than 99% of suburb / locality areas.
Share of occupied private dwellings that are rented.
54.5% —
Higher than 84% of suburb / locality areas.
Share of occupied private dwellings owned outright (no mortgage).
In Smiths Creek, Owned outright is the majority at 52%; Owned with a mortgage is next at 35%.
Houses, townhouses, apartments and bedrooms.
While all homes are separate houses, they tend to be smaller than average; those with three or more bedrooms make up only 54.5% of the stock. This is far below the New South Wales figure of 68.6%.
0.90 —
Higher than 86% of suburb / locality areas.
Average number of usual residents per bedroom — a crowding measure.
100.0% —
Higher than 99% of suburb / locality areas.
Share of occupied private dwellings that are separate houses.
54.5% —
Lower than 89% of suburb / locality areas.
Share of occupied private dwellings with three or more bedrooms.
In Smiths Creek, Separate house is the majority at 100%.
In Smiths Creek, the largest group is 3 bedrooms at 36%, followed by 1 bedroom (27%) and 2 bedrooms (18%).
Australian Bureau of Statistics. (2021). Housing & Dwellings in Smiths Creek [Census of Population and Housing]. CensusAtlas, used under CC BY 4.0. https://censusatlas.au/region/sal/SAL13577/smiths-creek/topic/housing-dwellings