Shoal Bay · Suburb / Locality

Housing & Dwellings in Shoal Bay

Where and how people live — the homes, how they are held, and what they cost.

More than half of the homes in Shoal Bay are separate houses, though the area has a higher share of renters than most similar places. While typical mortgage payments are well below the state figure, a high number of residents own their homes outright.

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📍 Shoal Bay, Suburb / Locality

Where Shoal Bay sits — Median rent (weekly)

$338 ▲ +47.0%
  • $0–$25: 37 areas
  • $25–$50: 86 areas
  • $50–$75: 199 areas
  • $75–$100: 214 areas
  • $100–$125: 525 areas
  • $125–$150: 343 areas
  • $150–$175: 699 areas
  • $175–$200: 597 areas
  • $200–$225: 1183 areas
  • $225–$250: 724 areas
  • $250–$275: 1277 areas
  • $275–$300: 787 areas
  • $300–$325: 1282 areas
  • $325–$350: 618 areas
  • $350–$375: 935 areas
  • $375–$400: 570 areas
  • $400–$425: 763 areas
  • $425–$450: 288 areas
  • $450–$475: 415 areas
  • $475–$500: 176 areas
  • $500–$525: 204 areas
  • $525–$550: 79 areas
  • $550–$575: 125 areas
  • $575–$600: 70 areas
  • $600–$625: 97 areas
  • $625–$650: 21 areas
  • $650–$675: 54 areas
  • $675–$700: 145 areas

All suburb / locality areas, 2021. The marker is Shoal Bay — higher than 68% of areas.

Median rent (weekly) compared with the state and national average
Shoal Bay$338
2315, NSW $390
New South Wales $420
Australia $375

Housing costs

Rents, mortgages and crowding.

Typical weekly rents are $338, which is higher than most areas, though this is still a little below the national figure of $375. Monthly home-loan payments usually sit at $1,700, well below the New South Wales typical of $2,167.

$338 ▲ +47.0%

Higher than 68% of suburb / locality areas.

  • 2011: $230
  • 2016: $300
  • 2021: $338

Median weekly rent paid by households renting their home.

$1,700 ▼ -15.0%

Higher than 55% of suburb / locality areas.

  • 2011: $2,000
  • 2016: $1,800
  • 2021: $1,700

Median monthly mortgage repayment for households with a mortgage.

Weekly rent distribution

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In Shoal Bay, the largest group is $350–$549 at 45%, followed by $200–$349 (37%) and Under $200 (16%).

Monthly mortgage distribution

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Shoal Bay splits fairly evenly between $1,800–$2,999 (34%) and $1,000–$1,799 (31%), with Under $1,000 at 27%.

Owning & renting

How homes are owned or rented.

Home ownership is strong here, with 38.7% of homes owned outright, a figure well above the Australian average of 31%. However, 32.8% of households are renting, which is much higher than in most similar areas.

32.8% ▼ -12.1%

Higher than 82% of suburb / locality areas.

  • 2011: 37.3%
  • 2016: 34.0%
  • 2021: 32.8%

Share of occupied private dwellings that are rented.

38.7% ▲ +11.6%

Lower than 57% of suburb / locality areas.

  • 2011: 34.7%
  • 2016: 39.8%
  • 2021: 38.7%

Share of occupied private dwellings owned outright (no mortgage).

How homes are owned or rented

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In Shoal Bay, the largest group is Owned outright at 39%, followed by Rented (33%) and Owned with a mortgage (17%).

Types of homes

Houses, townhouses, apartments and bedrooms.

Shoal Bay has far fewer large homes than the state or national average, with only 55.3% having three or more bedrooms. This is reflected in the low density of people per bedroom, which is well below the New South Wales figure.

0.70 ▼ -36.4%

Lower than 86% of suburb / locality areas.

  • 2011: 1.10
  • 2016: 0.70
  • 2021: 0.70

Average number of usual residents per bedroom — a crowding measure.

52.5% ▼ -29.2%

Lower than 92% of suburb / locality areas.

  • 2011: 74.2%
  • 2016: 58.7%
  • 2021: 52.5%

Share of occupied private dwellings that are separate houses.

55.3% ▲ +3.7%

Lower than 89% of suburb / locality areas.

  • 2011: 53.3%
  • 2016: 61.8%
  • 2021: 55.3%

Share of occupied private dwellings with three or more bedrooms.

Types of homes

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In Shoal Bay, Separate house is the majority at 53%; Townhouse / semi-detached is next at 33%.

Bedrooms per home

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Shoal Bay splits fairly evenly between 2 bedrooms (36%) and 3 bedrooms (35%), with 4 bedrooms at 17%.

Sources

  • Census of Population and Housing — Australian Bureau of Statistics, 2021 (CC BY 4.0).

More for Shoal Bay

Cite this page

Australian Bureau of Statistics. (2021). Housing & Dwellings in Shoal Bay [Census of Population and Housing]. CensusAtlas, used under CC BY 4.0. https://censusatlas.au/region/sal/SAL13554/shoal-bay/topic/housing-dwellings