Shellharbour · Suburb / Locality

Housing & Dwellings in Shellharbour

Where and how people live — the homes, how they are held, and what they cost.

Typical monthly home-loan payments of $2,167 in Shellharbour are much higher than most areas. This place sees a mix of housing options, with a significant number of people owning their homes outright and others paying high rents. The area is mostly made up of detached houses, though these are less common here than in many other parts of Australia.

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📍 Shellharbour, Suburb / Locality

Where Shellharbour sits — Median rent (weekly)

$420 ▲ +40.0%
  • $0–$25: 37 areas
  • $25–$50: 86 areas
  • $50–$75: 199 areas
  • $75–$100: 214 areas
  • $100–$125: 525 areas
  • $125–$150: 343 areas
  • $150–$175: 699 areas
  • $175–$200: 597 areas
  • $200–$225: 1183 areas
  • $225–$250: 724 areas
  • $250–$275: 1277 areas
  • $275–$300: 787 areas
  • $300–$325: 1282 areas
  • $325–$350: 618 areas
  • $350–$375: 935 areas
  • $375–$400: 570 areas
  • $400–$425: 763 areas
  • $425–$450: 288 areas
  • $450–$475: 415 areas
  • $475–$500: 176 areas
  • $500–$525: 204 areas
  • $525–$550: 79 areas
  • $550–$575: 125 areas
  • $575–$600: 70 areas
  • $600–$625: 97 areas
  • $625–$650: 21 areas
  • $650–$675: 54 areas
  • $675–$700: 145 areas

All suburb / locality areas, 2021. The marker is Shellharbour — higher than 86% of areas.

Median rent (weekly) compared with the state and national average
Shellharbour$420
2529, NSW $470
New South Wales $420
Australia $375

Housing costs

Rents, mortgages and crowding.

Typical weekly rents of $420 and monthly mortgage payments of $2,167 are both much higher than in most areas. Both figures sit about the same as the New South Wales average, while they are a little above the national figures.

$420 ▲ +40.0%

Higher than 86% of suburb / locality areas.

  • 2011: $300
  • 2016: $350
  • 2021: $420

Median weekly rent paid by households renting their home.

$2,167 ▲ +20.4%

Higher than 80% of suburb / locality areas.

  • 2011: $1,800
  • 2016: $1,733
  • 2021: $2,167

Median monthly mortgage repayment for households with a mortgage.

Weekly rent distribution

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In Shellharbour, the largest group is $350–$549 at 49%, followed by $200–$349 (23%) and $550–$749 (15%).

Monthly mortgage distribution

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In Shellharbour, the largest group is $1,800–$2,999 at 39%, followed by $1,000–$1,799 (23%) and $3,000 or more (23%).

Owning & renting

How homes are owned or rented.

Ownership is varied, with 37.3% of homes owned outright, which is well above the New South Wales and Australian figures. However, the 32.7% of households renting is much higher than most areas.

32.7% ▲ +10.6%

Higher than 82% of suburb / locality areas.

  • 2011: 29.6%
  • 2016: 32.7%
  • 2021: 32.7%

Share of occupied private dwellings that are rented.

37.3% ▼ -2.4%

Lower than 61% of suburb / locality areas.

  • 2011: 38.2%
  • 2016: 38.5%
  • 2021: 37.3%

Share of occupied private dwellings owned outright (no mortgage).

How homes are owned or rented

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Shellharbour splits fairly evenly between Owned outright (37%) and Rented (33%), with Owned with a mortgage at 27%.

Types of homes

Houses, townhouses, apartments and bedrooms.

Detached houses make up 68.4% of the market, which is much lower than most areas and well below the national figure. Most homes are larger, with 72.9% having three or more bedrooms, a rate well above the state average.

0.80 ▼ -27.3%

Lower than 57% of suburb / locality areas.

  • 2011: 1.10
  • 2016: 0.80
  • 2021: 0.80

Average number of usual residents per bedroom — a crowding measure.

68.4% ▼ -10.3%

Lower than 87% of suburb / locality areas.

  • 2011: 76.2%
  • 2016: 68.8%
  • 2021: 68.4%

Share of occupied private dwellings that are separate houses.

72.9% ▼ -5.5%

Lower than 67% of suburb / locality areas.

  • 2011: 77.1%
  • 2016: 72.9%
  • 2021: 72.9%

Share of occupied private dwellings with three or more bedrooms.

Types of homes

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In Shellharbour, Separate house is the majority at 69%; Flat or apartment is next at 16%.

Bedrooms per home

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In Shellharbour, the largest group is 3 bedrooms at 40%, followed by 4 bedrooms (27%) and 2 bedrooms (21%).

Sources

  • Census of Population and Housing — Australian Bureau of Statistics, 2021 (CC BY 4.0).

More for Shellharbour

Cite this page

Australian Bureau of Statistics. (2021). Housing & Dwellings in Shellharbour [Census of Population and Housing]. CensusAtlas, used under CC BY 4.0. https://censusatlas.au/region/sal/SAL13548/shellharbour/topic/housing-dwellings