Phillip Bay · Suburb / Locality

Housing & Dwellings in Phillip Bay

Where and how people live — the homes, how they are held, and what they cost.

A typical monthly home-loan payment of $2,817 in Phillip Bay is well above the national figure, highlighting a significant gap in housing costs. This small area is dominated by large, detached homes, with a higher proportion of residents owning their houses outright than in the rest of the country.

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📍 Phillip Bay, Suburb / Locality

Where Phillip Bay sits — Median rent (weekly)

$313 ▲ +35.5%
  • $0–$25: 37 areas
  • $25–$50: 86 areas
  • $50–$75: 199 areas
  • $75–$100: 214 areas
  • $100–$125: 525 areas
  • $125–$150: 343 areas
  • $150–$175: 699 areas
  • $175–$200: 597 areas
  • $200–$225: 1183 areas
  • $225–$250: 724 areas
  • $250–$275: 1277 areas
  • $275–$300: 787 areas
  • $300–$325: 1282 areas
  • $325–$350: 618 areas
  • $350–$375: 935 areas
  • $375–$400: 570 areas
  • $400–$425: 763 areas
  • $425–$450: 288 areas
  • $450–$475: 415 areas
  • $475–$500: 176 areas
  • $500–$525: 204 areas
  • $525–$550: 79 areas
  • $550–$575: 125 areas
  • $575–$600: 70 areas
  • $600–$625: 97 areas
  • $625–$650: 21 areas
  • $650–$675: 54 areas
  • $675–$700: 145 areas

All suburb / locality areas, 2021. The marker is Phillip Bay — higher than 61% of areas.

Median rent (weekly) compared with the state and national average
Phillip Bay$313
2036, NSW $520
New South Wales $420
Australia $375

Housing costs

Rents, mortgages and crowding.

Mortgage payments are among the highest for areas like this, sitting $954 above the Australian typical. In contrast, typical weekly rents of $313 are a little below the national figure.

$313 ▲ +35.5%

Higher than 61% of suburb / locality areas.

  • 2011: $231
  • 2016: $170
  • 2021: $313

Median weekly rent paid by households renting their home.

$2,817 ▲ +30.0%

Higher than 90% of suburb / locality areas.

  • 2011: $2,167
  • 2016: $2,600
  • 2021: $2,817

Median monthly mortgage repayment for households with a mortgage.

Weekly rent distribution

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Phillip Bay splits fairly evenly between Under $200 (32%) and $200–$349 (28%), with $750 or more at 26%.

Monthly mortgage distribution

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In Phillip Bay, the largest group is $3,000 or more at 49%, followed by $1,800–$2,999 (29%) and Under $1,000 (18%).

Owning & renting

How homes are owned or rented.

More people own their homes outright here than in the state or nation, with 40.7% in this category. This helps explain why the 22.6% of households renting is well below the New South Wales figure.

22.6% ▲ +52.5%

Higher than 66% of suburb / locality areas.

  • 2011: 14.8%
  • 2016: 20.5%
  • 2021: 22.6%

Share of occupied private dwellings that are rented.

40.7% ▼ -8.5%

Lower than 51% of suburb / locality areas.

  • 2011: 44.5%
  • 2016: 43.7%
  • 2021: 40.7%

Share of occupied private dwellings owned outright (no mortgage).

How homes are owned or rented

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Phillip Bay splits fairly evenly between Owned outright (39%) and Owned with a mortgage (37%), with Rented at 22%.

Types of homes

Houses, townhouses, apartments and bedrooms.

Separate houses make up 84.6% of all homes, a figure far above the national average. These dwellings are typically large, with 81.4% having three or more bedrooms.

0.90 ▼ -18.2%

Higher than 86% of suburb / locality areas.

  • 2011: 1.10
  • 2016: 0.90
  • 2021: 0.90

Average number of usual residents per bedroom — a crowding measure.

84.6% ▼ -8.4%

Lower than 75% of suburb / locality areas.

  • 2011: 92.3%
  • 2016: 90.2%
  • 2021: 84.6%

Share of occupied private dwellings that are separate houses.

81.4% ▼ -4.4%

Higher than 55% of suburb / locality areas.

  • 2011: 85.2%
  • 2016: 83.7%
  • 2021: 81.4%

Share of occupied private dwellings with three or more bedrooms.

Types of homes

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In Phillip Bay, Separate house is the majority at 82%; Townhouse / semi-detached is next at 11%.

Bedrooms per home

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Phillip Bay splits fairly evenly between 4 bedrooms (34%) and 3 bedrooms (31%), with 5 or more at 16%.

Sources

  • Census of Population and Housing — Australian Bureau of Statistics, 2021 (CC BY 4.0).

More for Phillip Bay

Cite this page

Australian Bureau of Statistics. (2021). Housing & Dwellings in Phillip Bay [Census of Population and Housing]. CensusAtlas, used under CC BY 4.0. https://censusatlas.au/region/sal/SAL13205/phillip-bay/topic/housing-dwellings