Oyster Bay · Suburb / Locality

Housing & Dwellings in Oyster Bay

Where and how people live — the homes, how they are held, and what they cost.

Much higher housing costs than most similar areas define Oyster Bay, where the typical monthly mortgage payment is $3,190. This is a high-value suburb where a vast majority of residents own their homes and live in large, detached houses.

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📍 Oyster Bay, Suburb / Locality

Where Oyster Bay sits — Median rent (weekly)

$620 ▲ +34.8%
  • $0–$25: 37 areas
  • $25–$50: 86 areas
  • $50–$75: 199 areas
  • $75–$100: 214 areas
  • $100–$125: 525 areas
  • $125–$150: 343 areas
  • $150–$175: 699 areas
  • $175–$200: 597 areas
  • $200–$225: 1183 areas
  • $225–$250: 724 areas
  • $250–$275: 1277 areas
  • $275–$300: 787 areas
  • $300–$325: 1282 areas
  • $325–$350: 618 areas
  • $350–$375: 935 areas
  • $375–$400: 570 areas
  • $400–$425: 763 areas
  • $425–$450: 288 areas
  • $450–$475: 415 areas
  • $475–$500: 176 areas
  • $500–$525: 204 areas
  • $525–$550: 79 areas
  • $550–$575: 125 areas
  • $575–$600: 70 areas
  • $600–$625: 97 areas
  • $625–$650: 21 areas
  • $650–$675: 54 areas
  • $675–$700: 145 areas

All suburb / locality areas, 2021. The marker is Oyster Bay — higher than 99% of areas.

Median rent (weekly) compared with the state and national average
Oyster Bay$620
2225, NSW $655
New South Wales $420
Australia $375

Housing costs

Rents, mortgages and crowding.

Typical monthly mortgage payments are well above the New South Wales figure, and weekly rents of $620 are far above the national average. These costs are among the highest for areas of this type.

$620 ▲ +34.8%

Higher than 99% of suburb / locality areas.

  • 2011: $460
  • 2016: $580
  • 2021: $620

Median weekly rent paid by households renting their home.

$3,190 ▲ +10.8%

Higher than 94% of suburb / locality areas.

  • 2011: $2,880
  • 2016: $2,817
  • 2021: $3,190

Median monthly mortgage repayment for households with a mortgage.

Weekly rent distribution

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In Oyster Bay, the largest group is $550–$749 at 42%, followed by $750 or more (28%) and $350–$549 (14%).

Monthly mortgage distribution

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In Oyster Bay, $3,000 or more is the majority at 57%; $1,800–$2,999 is next at 24%.

Owning & renting

How homes are owned or rented.

Home ownership is common here, with 39.1% of homes owned outright, which is well above the national figure. Only 9.7% of households rent, a rate far below both the state and national averages.

9.7% ▼ -6.6%

Lower than 74% of suburb / locality areas.

  • 2011: 10.4%
  • 2016: 8.3%
  • 2021: 9.7%

Share of occupied private dwellings that are rented.

39.1% ▼ -0.6%

Lower than 56% of suburb / locality areas.

  • 2011: 39.4%
  • 2016: 39.8%
  • 2021: 39.1%

Share of occupied private dwellings owned outright (no mortgage).

How homes are owned or rented

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In Oyster Bay, the largest group is Owned with a mortgage at 50%, followed by Owned outright (39%) and Rented (10%).

Types of homes

Houses, townhouses, apartments and bedrooms.

Separate houses make up 80% of the area, which is well above the national figure. This trend is reflected in the large homes found here, as 91.6% of dwellings have three or more bedrooms.

0.80 ▼ -27.3%

Lower than 57% of suburb / locality areas.

  • 2011: 1.10
  • 2016: 0.90
  • 2021: 0.80

Average number of usual residents per bedroom — a crowding measure.

80.0% ▼ -15.4%

Lower than 80% of suburb / locality areas.

  • 2011: 94.6%
  • 2016: 83.0%
  • 2021: 80.0%

Share of occupied private dwellings that are separate houses.

91.6% ▲ +5.3%

Higher than 82% of suburb / locality areas.

  • 2011: 86.9%
  • 2016: 89.8%
  • 2021: 91.6%

Share of occupied private dwellings with three or more bedrooms.

Types of homes

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In Oyster Bay, Separate house is the majority at 80%; Townhouse / semi-detached is next at 18%.

Bedrooms per home

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In Oyster Bay, the largest group is 4 bedrooms at 42%, followed by 3 bedrooms (33%) and 5 or more (16%).

Sources

  • Census of Population and Housing — Australian Bureau of Statistics, 2021 (CC BY 4.0).

More for Oyster Bay

Cite this page

Australian Bureau of Statistics. (2021). Housing & Dwellings in Oyster Bay [Census of Population and Housing]. CensusAtlas, used under CC BY 4.0. https://censusatlas.au/region/sal/SAL13123/oyster-bay/topic/housing-dwellings