Fingal Bay · Suburb / Locality

Housing & Dwellings in Fingal Bay

Where and how people live — the homes, how they are held, and what they cost.

Almost half of all homes in Fingal Bay are now owned outright, a figure far above the national average. This creates a housing landscape where a large number of residents have no mortgage, while the remaining market is split between renters and those with home loans.

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📍 Fingal Bay, Suburb / Locality

Where Fingal Bay sits — Median rent (weekly)

$390 ▲ +44.4%
  • $0–$25: 37 areas
  • $25–$50: 86 areas
  • $50–$75: 199 areas
  • $75–$100: 214 areas
  • $100–$125: 525 areas
  • $125–$150: 343 areas
  • $150–$175: 699 areas
  • $175–$200: 597 areas
  • $200–$225: 1183 areas
  • $225–$250: 724 areas
  • $250–$275: 1277 areas
  • $275–$300: 787 areas
  • $300–$325: 1282 areas
  • $325–$350: 618 areas
  • $350–$375: 935 areas
  • $375–$400: 570 areas
  • $400–$425: 763 areas
  • $425–$450: 288 areas
  • $450–$475: 415 areas
  • $475–$500: 176 areas
  • $500–$525: 204 areas
  • $525–$550: 79 areas
  • $550–$575: 125 areas
  • $575–$600: 70 areas
  • $600–$625: 97 areas
  • $625–$650: 21 areas
  • $650–$675: 54 areas
  • $675–$700: 145 areas

All suburb / locality areas, 2021. The marker is Fingal Bay — higher than 80% of areas.

Median rent (weekly) compared with the state and national average
Fingal Bay$390
2315, NSW $390
New South Wales $420
Australia $375

Housing costs

Rents, mortgages and crowding.

Typical weekly rents are $390, which is much higher than most similar areas and about the same as the national figure. For those with a mortgage, the typical monthly payment is $1,733, which is well below the New South Wales figure.

$390 ▲ +44.4%

Higher than 80% of suburb / locality areas.

  • 2011: $270
  • 2016: $335
  • 2021: $390

Median weekly rent paid by households renting their home.

$1,733 ▲ +8.3%

Higher than 57% of suburb / locality areas.

  • 2011: $1,600
  • 2016: $1,300
  • 2021: $1,733

Median monthly mortgage repayment for households with a mortgage.

Weekly rent distribution

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In Fingal Bay, $350–$549 is the majority at 54%; $200–$349 is next at 26%.

Monthly mortgage distribution

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In Fingal Bay, the largest group is $1,800–$2,999 at 35%, followed by Under $1,000 (29%) and $1,000–$1,799 (22%).

Owning & renting

How homes are owned or rented.

Home ownership is high here, with 49.2% of homes owned outright, far above the 31% seen across Australia. Conversely, the 22.9% of households that rent is well below both the state and national figures.

22.9% ▼ -25.4%

Higher than 66% of suburb / locality areas.

  • 2011: 30.7%
  • 2016: 26.7%
  • 2021: 22.9%

Share of occupied private dwellings that are rented.

49.2% ▲ +10.6%

Higher than 73% of suburb / locality areas.

  • 2011: 44.5%
  • 2016: 47.4%
  • 2021: 49.2%

Share of occupied private dwellings owned outright (no mortgage).

How homes are owned or rented

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In Fingal Bay, the largest group is Owned outright at 49%, followed by Rented (23%) and Owned with a mortgage (15%).

Types of homes

Houses, townhouses, apartments and bedrooms.

Separate houses make up 51.5% of the area, far below the national figure of 72.3%. This is consistent with a high number of townhouses or semi-detached homes, which account for 45.5% of dwellings.

0.70 ▼ -30.0%

Lower than 86% of suburb / locality areas.

  • 2011: 1.00
  • 2016: 0.70
  • 2021: 0.70

Average number of usual residents per bedroom — a crowding measure.

51.5% ▼ -3.3%

Lower than 92% of suburb / locality areas.

  • 2011: 53.2%
  • 2016: 53.2%
  • 2021: 51.5%

Share of occupied private dwellings that are separate houses.

71.4% ▲ +0.8%

Lower than 70% of suburb / locality areas.

  • 2011: 70.8%
  • 2016: 70.0%
  • 2021: 71.4%

Share of occupied private dwellings with three or more bedrooms.

Types of homes

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In Fingal Bay, Separate house is the majority at 52%; Townhouse / semi-detached is next at 46%.

Bedrooms per home

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In Fingal Bay, the largest group is 3 bedrooms at 44%, followed by 2 bedrooms (27%) and 4 bedrooms (21%).

Sources

  • Census of Population and Housing — Australian Bureau of Statistics, 2021 (CC BY 4.0).

More for Fingal Bay

Cite this page

Australian Bureau of Statistics. (2021). Housing & Dwellings in Fingal Bay [Census of Population and Housing]. CensusAtlas, used under CC BY 4.0. https://censusatlas.au/region/sal/SAL11521/fingal-bay/topic/housing-dwellings