Cowra · Suburb / Locality

Housing & Dwellings in Cowra

Where and how people live — the homes, how they are held, and what they cost.

Much lower housing costs than most similar areas define Cowra, where typical rents and mortgage payments are well below state and national figures. The area is dominated by detached houses, with over 90% of homes being separate dwellings. This creates a landscape where housing is generally more affordable and spacious than in most other parts of the country.

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📍 Cowra, Suburb / Locality

Where Cowra sits — Median rent (weekly)

$230 ▲ +43.8%
  • $0–$25: 37 areas
  • $25–$50: 86 areas
  • $50–$75: 199 areas
  • $75–$100: 214 areas
  • $100–$125: 525 areas
  • $125–$150: 343 areas
  • $150–$175: 699 areas
  • $175–$200: 597 areas
  • $200–$225: 1183 areas
  • $225–$250: 724 areas
  • $250–$275: 1277 areas
  • $275–$300: 787 areas
  • $300–$325: 1282 areas
  • $325–$350: 618 areas
  • $350–$375: 935 areas
  • $375–$400: 570 areas
  • $400–$425: 763 areas
  • $425–$450: 288 areas
  • $450–$475: 415 areas
  • $475–$500: 176 areas
  • $500–$525: 204 areas
  • $525–$550: 79 areas
  • $550–$575: 125 areas
  • $575–$600: 70 areas
  • $600–$625: 97 areas
  • $625–$650: 21 areas
  • $650–$675: 54 areas
  • $675–$700: 145 areas

All suburb / locality areas, 2021. The marker is Cowra — lower than 66% of areas.

Median rent (weekly) compared with the state and national average
Cowra$230
2794, NSW $230
New South Wales $420
Australia $375

Housing costs

Rents, mortgages and crowding.

Typical weekly rent is $230, which is far below the New South Wales figure of $420. Home loan costs are also low, with the usual monthly payment of $1,235 sitting far below the state average of $2,167.

$230 ▲ +43.8%

Lower than 66% of suburb / locality areas.

  • 2011: $160
  • 2016: $190
  • 2021: $230

Median weekly rent paid by households renting their home.

$1,235 ▲ +9.6%

Lower than 74% of suburb / locality areas.

  • 2011: $1,127
  • 2016: $1,200
  • 2021: $1,235

Median monthly mortgage repayment for households with a mortgage.

Weekly rent distribution

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In Cowra, $200–$349 is the majority at 59%; Under $200 is next at 33%.

Monthly mortgage distribution

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In Cowra, the largest group is $1,000–$1,799 at 46%, followed by Under $1,000 (35%) and $1,800–$2,999 (16%).

Owning & renting

How homes are owned or rented.

A high number of people own their homes outright here, at 41.6%, which is far above the national figure of 31%. While 28.1% of households rent, this is actually well below the New South Wales rate of 32.6%.

28.1% ▲ +1.3%

Higher than 76% of suburb / locality areas.

  • 2011: 27.7%
  • 2016: 28.8%
  • 2021: 28.1%

Share of occupied private dwellings that are rented.

41.6% ▲ +3.1%

Higher than 51% of suburb / locality areas.

  • 2011: 40.4%
  • 2016: 40.3%
  • 2021: 41.6%

Share of occupied private dwellings owned outright (no mortgage).

How homes are owned or rented

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In Cowra, the largest group is Owned outright at 42%, followed by Rented (28%) and Owned with a mortgage (26%).

Types of homes

Houses, townhouses, apartments and bedrooms.

Separate houses make up 90.4% of the market, far above the national figure of 72.3%. These homes tend to be large, with 77.7% having three or more bedrooms, though there are fewer people per bedroom (0.70) than in most areas.

0.70 ▼ -36.4%

Lower than 86% of suburb / locality areas.

  • 2011: 1.10
  • 2016: 0.70
  • 2021: 0.70

Average number of usual residents per bedroom — a crowding measure.

90.4% ▲ +0.9%

Lower than 67% of suburb / locality areas.

  • 2011: 89.7%
  • 2016: 88.9%
  • 2021: 90.4%

Share of occupied private dwellings that are separate houses.

77.7% ▲ +2.4%

Lower than 55% of suburb / locality areas.

  • 2011: 75.9%
  • 2016: 76.3%
  • 2021: 77.7%

Share of occupied private dwellings with three or more bedrooms.

Types of homes

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In Cowra, Separate house is the majority at 91%; Townhouse / semi-detached is next at 7%.

Bedrooms per home

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In Cowra, the largest group is 3 bedrooms at 46%, followed by 4 bedrooms (27%) and 2 bedrooms (17%).

Sources

  • Census of Population and Housing — Australian Bureau of Statistics, 2021 (CC BY 4.0).

More for Cowra

Cite this page

Australian Bureau of Statistics. (2021). Housing & Dwellings in Cowra [Census of Population and Housing]. CensusAtlas, used under CC BY 4.0. https://censusatlas.au/region/sal/SAL11099/cowra/topic/housing-dwellings