Central Coast · Region (SA4)

Housing & Dwellings in Central Coast

Where and how people live — the homes, how they are held, and what they cost.

Far more separate houses are found in Central Coast than in the rest of New South Wales, with 78.4% of homes being detached. This preference for larger dwellings is matched by a high rate of outright home ownership. While housing costs have climbed over the last decade, they remain roughly in line with state and national figures.

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📍 Central Coast, Region (SA4)

Where Central Coast sits — Median rent (weekly)

$400 ▲ +48.1%
  • $100–$118: 0 areas
  • $118–$136: 0 areas
  • $136–$154: 1 area
  • $154–$171: 1 area
  • $171–$189: 0 areas
  • $189–$207: 3 areas
  • $207–$225: 0 areas
  • $225–$243: 4 areas
  • $243–$261: 7 areas
  • $261–$279: 6 areas
  • $279–$296: 4 areas
  • $296–$314: 9 areas
  • $314–$332: 3 areas
  • $332–$350: 3 areas
  • $350–$368: 12 areas
  • $368–$386: 6 areas
  • $386–$404: 10 areas
  • $404–$421: 4 areas
  • $421–$439: 3 areas
  • $439–$457: 5 areas
  • $457–$475: 0 areas
  • $475–$493: 1 area
  • $493–$511: 2 areas
  • $511–$529: 0 areas
  • $529–$546: 0 areas
  • $546–$564: 2 areas
  • $564–$582: 1 area
  • $582–$600: 2 areas

All region (sa4) areas, 2021. The marker is Central Coast — higher than 71% of areas.

Median rent (weekly) compared with the state and national average
Central Coast$400
Greater Sydney $470
New South Wales $420
Australia $375

Housing costs

Rents, mortgages and crowding.

Typical weekly rent is $400, which is much higher than most areas, though it sits about the same as the national figure of $375. Monthly mortgage payments are also higher than most areas at $2,000, having risen by $180 since 2011.

$400 ▲ +48.1%

Higher than 71% of region (sa4) areas.

  • 2011: $270
  • 2016: $350
  • 2021: $400

Median weekly rent paid by households renting their home.

$2,000 ▲ +9.9%

Higher than 71% of region (sa4) areas.

  • 2011: $1,820
  • 2016: $1,750
  • 2021: $2,000

Median monthly mortgage repayment for households with a mortgage.

Weekly rent distribution

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In Central Coast, $350–$549 is the majority at 55%; $200–$349 is next at 22%.

Monthly mortgage distribution

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In Central Coast, the largest group is $1,800–$2,999 at 40%, followed by $1,000–$1,799 (28%) and $3,000 or more (17%).

Owning & renting

How homes are owned or rented.

Outright home ownership is well above the Australian figure at 34.5%. Meanwhile, the 27.5% of households that rent is well below both the state and national averages.

27.5% ▲ +1.6%

Lower than 53% of region (sa4) areas.

  • 2011: 27.0%
  • 2016: 26.8%
  • 2021: 27.5%

Share of occupied private dwellings that are rented.

34.5% ▼ -0.2%

Higher than 61% of region (sa4) areas.

  • 2011: 34.6%
  • 2016: 34.7%
  • 2021: 34.5%

Share of occupied private dwellings owned outright (no mortgage).

How homes are owned or rented

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Central Coast splits fairly evenly between Owned outright (35%) and Owned with a mortgage (34%), with Rented at 27%.

Types of homes

Houses, townhouses, apartments and bedrooms.

Detached houses are very common here, making up 78.4% of all homes, which is far above the New South Wales average. Most homes are large, with 75.4% having three or more bedrooms, though the number of people per bedroom has fallen to 0.80 since 2011.

0.80 ▼ -27.3%

Lower than 71% of region (sa4) areas.

  • 2011: 1.10
  • 2016: 0.80
  • 2021: 0.80

Average number of usual residents per bedroom — a crowding measure.

78.4% ▼ -1.6%

Lower than 63% of region (sa4) areas.

  • 2011: 79.6%
  • 2016: 78.5%
  • 2021: 78.4%

Share of occupied private dwellings that are separate houses.

75.4% ▲ +0.7%

Lower than 62% of region (sa4) areas.

  • 2011: 74.9%
  • 2016: 74.7%
  • 2021: 75.4%

Share of occupied private dwellings with three or more bedrooms.

Types of homes

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In Central Coast, Separate house is the majority at 79%; Townhouse / semi-detached is next at 12%.

Bedrooms per home

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In Central Coast, the largest group is 3 bedrooms at 39%, followed by 4 bedrooms (29%) and 2 bedrooms (19%).

Sources

  • Census of Population and Housing — Australian Bureau of Statistics, 2021 (CC BY 4.0).

More for Central Coast

Cite this page

Australian Bureau of Statistics. (2021). Housing & Dwellings in Central Coast [Census of Population and Housing]. CensusAtlas, used under CC BY 4.0. https://censusatlas.au/region/sa4/102/central-coast/topic/housing-dwellings