Cardinia · Sub-region (SA3)

Housing & Dwellings in Cardinia

Where and how people live — the homes, how they are held, and what they cost.

More than 88% of homes in Cardinia now have three or more bedrooms, reflecting a steady shift toward larger properties since 2011. This area is dominated by detached houses, with the typical monthly mortgage payment sitting at $1,866. It is a region where large family homes are the norm and home ownership is common.

Open map →
📍 Cardinia, Sub-region (SA3)

Where Cardinia sits — Median rent (weekly)

$361 ▲ +28.9%
  • $100–$118: 3 areas
  • $118–$136: 1 area
  • $136–$154: 3 areas
  • $154–$171: 1 area
  • $171–$189: 5 areas
  • $189–$207: 11 areas
  • $207–$225: 8 areas
  • $225–$243: 16 areas
  • $243–$261: 18 areas
  • $261–$279: 8 areas
  • $279–$296: 22 areas
  • $296–$314: 24 areas
  • $314–$332: 18 areas
  • $332–$350: 15 areas
  • $350–$368: 30 areas
  • $368–$386: 28 areas
  • $386–$404: 37 areas
  • $404–$421: 22 areas
  • $421–$439: 14 areas
  • $439–$457: 15 areas
  • $457–$475: 10 areas
  • $475–$493: 6 areas
  • $493–$511: 8 areas
  • $511–$529: 2 areas
  • $529–$546: 1 area
  • $546–$564: 5 areas
  • $564–$582: 2 areas
  • $582–$600: 7 areas

All sub-region (sa3) areas, 2021. The marker is Cardinia — higher than 52% of areas.

Median rent (weekly) compared with the state and national average
Cardinia$361
Greater Melbourne $390
Victoria $370
Australia $375

Housing costs

Rents, mortgages and crowding.

Typical weekly rent is $361 and monthly mortgage payments are $1,866, both of which are about the same as the figures for Victoria and Australia. Since 2011, the usual weekly rent has risen by $81 and monthly mortgage costs have climbed by $133.

$361 ▲ +28.9%

Higher than 52% of sub-region (sa3) areas.

  • 2011: $280
  • 2016: $320
  • 2021: $361

Median weekly rent paid by households renting their home.

$1,866 ▲ +7.7%

Higher than 52% of sub-region (sa3) areas.

  • 2011: $1,733
  • 2016: $1,733
  • 2021: $1,866

Median monthly mortgage repayment for households with a mortgage.

Weekly rent distribution

View on map →

In Cardinia, $350–$549 is the majority at 60%; $200–$349 is next at 32%.

Monthly mortgage distribution

View on map →

In Cardinia, the largest group is $1,800–$2,999 at 43%, followed by $1,000–$1,799 (34%) and Under $1,000 (12%).

Owning & renting

How homes are owned or rented.

About half of all homes are owned with a mortgage, while 23.5% are owned outright, a figure that is well below the state and national levels. Renting is also less common here than in most areas, with 23% of households renting.

23.0% ▲ +11.9%

Lower than 72% of sub-region (sa3) areas.

  • 2011: 20.5%
  • 2016: 22.8%
  • 2021: 23.0%

Share of occupied private dwellings that are rented.

23.5% ▼ -10.9%

Lower than 81% of sub-region (sa3) areas.

  • 2011: 26.4%
  • 2016: 24.4%
  • 2021: 23.5%

Share of occupied private dwellings owned outright (no mortgage).

How homes are owned or rented

View on map →

In Cardinia, Owned with a mortgage is the majority at 50%; Owned outright is next at 23%.

Types of homes

Houses, townhouses, apartments and bedrooms.

Detached houses are far more common here than in the rest of the state, making up 91.1% of all homes. This preference for space is clear, as 88% of dwellings have three or more bedrooms, which is far above the national figure of 73.8%.

0.80 ▼ -27.3%

Lower than 71% of sub-region (sa3) areas.

  • 2011: 1.10
  • 2016: 0.80
  • 2021: 0.80

Average number of usual residents per bedroom — a crowding measure.

91.1% ▼ -1.0%

Higher than 78% of sub-region (sa3) areas.

  • 2011: 92.0%
  • 2016: 91.4%
  • 2021: 91.1%

Share of occupied private dwellings that are separate houses.

88.0% ▲ +1.4%

Higher than 89% of sub-region (sa3) areas.

  • 2011: 86.7%
  • 2016: 86.9%
  • 2021: 88.0%

Share of occupied private dwellings with three or more bedrooms.

Types of homes

View on map →

In Cardinia, Separate house is the majority at 91%; Townhouse / semi-detached is next at 8%.

Bedrooms per home

View on map →

Cardinia splits fairly evenly between 3 bedrooms (41%) and 4 bedrooms (41%), with 2 bedrooms at 10%.

Sources

  • Census of Population and Housing — Australian Bureau of Statistics, 2021 (CC BY 4.0).

More for Cardinia

Cite this page

Australian Bureau of Statistics. (2021). Housing & Dwellings in Cardinia [Census of Population and Housing]. CensusAtlas, used under CC BY 4.0. https://censusatlas.au/region/sa3/21201/cardinia/topic/housing-dwellings