Shoalhaven · Sub-region (SA3)

Housing & Dwellings in Shoalhaven

Where and how people live — the homes, how they are held, and what they cost.

Far more people own their homes outright in Shoalhaven than in the rest of New South Wales. This is a region where separate houses are the norm, and the typical monthly mortgage payment of $1,733 is well below the state figure.

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📍 Shoalhaven, Sub-region (SA3)

Where Shoalhaven sits — Median rent (weekly)

$350 ▲ +59.1%
  • $100–$118: 3 areas
  • $118–$136: 1 area
  • $136–$154: 3 areas
  • $154–$171: 1 area
  • $171–$189: 5 areas
  • $189–$207: 11 areas
  • $207–$225: 8 areas
  • $225–$243: 16 areas
  • $243–$261: 18 areas
  • $261–$279: 8 areas
  • $279–$296: 22 areas
  • $296–$314: 24 areas
  • $314–$332: 18 areas
  • $332–$350: 15 areas
  • $350–$368: 30 areas
  • $368–$386: 28 areas
  • $386–$404: 37 areas
  • $404–$421: 22 areas
  • $421–$439: 14 areas
  • $439–$457: 15 areas
  • $457–$475: 10 areas
  • $475–$493: 6 areas
  • $493–$511: 8 areas
  • $511–$529: 2 areas
  • $529–$546: 1 area
  • $546–$564: 5 areas
  • $564–$582: 2 areas
  • $582–$600: 7 areas

All sub-region (sa3) areas, 2021. The marker is Shoalhaven — lower than 53% of areas.

Median rent (weekly) compared with the state and national average
Shoalhaven$350
Rest of NSW $330
New South Wales $420
Australia $375

Housing costs

Rents, mortgages and crowding.

Typical weekly rent is $350, which is a little below the state figure and about the same as the national average. Since 2011, rent has risen by $130 a week, while typical monthly mortgage payments rose $216.

$350 ▲ +59.1%

Lower than 53% of sub-region (sa3) areas.

  • 2011: $220
  • 2016: $280
  • 2021: $350

Median weekly rent paid by households renting their home.

$1,733 ▲ +14.2%

Lower than 57% of sub-region (sa3) areas.

  • 2011: $1,517
  • 2016: $1,517
  • 2021: $1,733

Median monthly mortgage repayment for households with a mortgage.

Weekly rent distribution

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In Shoalhaven, the largest group is $350–$549 at 48%, followed by $200–$349 (37%) and Under $200 (11%).

Monthly mortgage distribution

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Shoalhaven splits fairly evenly between $1,000–$1,799 (34%) and $1,800–$2,999 (33%), with Under $1,000 at 21%.

Owning & renting

How homes are owned or rented.

Home ownership is very high here, with 44.6% of homes owned outright—far above the national figure of 31%. Meanwhile, the 24.2% of households renting is well below both the state and national averages.

24.2% ▼ -3.0%

Lower than 67% of sub-region (sa3) areas.

  • 2011: 25.0%
  • 2016: 25.0%
  • 2021: 24.2%

Share of occupied private dwellings that are rented.

44.6% ▲ +3.0%

Higher than 92% of sub-region (sa3) areas.

  • 2011: 43.4%
  • 2016: 43.8%
  • 2021: 44.6%

Share of occupied private dwellings owned outright (no mortgage).

How homes are owned or rented

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In Shoalhaven, the largest group is Owned outright at 45%, followed by Owned with a mortgage (27%) and Rented (24%).

Types of homes

Houses, townhouses, apartments and bedrooms.

Separate houses make up 87.2% of homes, far above the state and national figures. While 78.9% of homes have three or more bedrooms, there are fewer people per bedroom than in most other areas.

0.70 ▼ -36.4%

Lower than 99% of sub-region (sa3) areas.

  • 2011: 1.10
  • 2016: 0.70
  • 2021: 0.70

Average number of usual residents per bedroom — a crowding measure.

87.2% ▼ -1.6%

Higher than 63% of sub-region (sa3) areas.

  • 2011: 88.6%
  • 2016: 87.3%
  • 2021: 87.2%

Share of occupied private dwellings that are separate houses.

78.9% ▲ +1.4%

Higher than 56% of sub-region (sa3) areas.

  • 2011: 77.8%
  • 2016: 77.4%
  • 2021: 78.9%

Share of occupied private dwellings with three or more bedrooms.

Types of homes

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In Shoalhaven, Separate house is the majority at 88%; Townhouse / semi-detached is next at 8%.

Bedrooms per home

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In Shoalhaven, the largest group is 3 bedrooms at 42%, followed by 4 bedrooms (31%) and 2 bedrooms (16%).

Sources

  • Census of Population and Housing — Australian Bureau of Statistics, 2021 (CC BY 4.0).

More for Shoalhaven

Cite this page

Australian Bureau of Statistics. (2021). Housing & Dwellings in Shoalhaven [Census of Population and Housing]. CensusAtlas, used under CC BY 4.0. https://censusatlas.au/region/sa3/11401/shoalhaven/topic/housing-dwellings