Coffs Harbour · Sub-region (SA3)

Housing & Dwellings in Coffs Harbour

Where and how people live — the homes, how they are held, and what they cost.

Far more people own their homes outright in Coffs Harbour than in the rest of the state, with 38.9% of households holding their property clear of debt. This creates a housing landscape where home ownership is high and detached houses are the dominant choice for residents.

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📍 Coffs Harbour, Sub-region (SA3)

Where Coffs Harbour sits — Median rent (weekly)

$370 ▲ +48.0%
  • $100–$118: 3 areas
  • $118–$136: 1 area
  • $136–$154: 3 areas
  • $154–$171: 1 area
  • $171–$189: 5 areas
  • $189–$207: 11 areas
  • $207–$225: 8 areas
  • $225–$243: 16 areas
  • $243–$261: 18 areas
  • $261–$279: 8 areas
  • $279–$296: 22 areas
  • $296–$314: 24 areas
  • $314–$332: 18 areas
  • $332–$350: 15 areas
  • $350–$368: 30 areas
  • $368–$386: 28 areas
  • $386–$404: 37 areas
  • $404–$421: 22 areas
  • $421–$439: 14 areas
  • $439–$457: 15 areas
  • $457–$475: 10 areas
  • $475–$493: 6 areas
  • $493–$511: 8 areas
  • $511–$529: 2 areas
  • $529–$546: 1 area
  • $546–$564: 5 areas
  • $564–$582: 2 areas
  • $582–$600: 7 areas

All sub-region (sa3) areas, 2021. The marker is Coffs Harbour — higher than 56% of areas.

Median rent (weekly) compared with the state and national average
Coffs Harbour$370
Rest of NSW $330
New South Wales $420
Australia $375

Housing costs

Rents, mortgages and crowding.

The typical weekly rent is $370, which is about the same as the national figure and a little below the New South Wales average. Monthly mortgage payments usually sit around $1,733, a figure that is well below the state average of $2,167.

$370 ▲ +48.0%

Higher than 56% of sub-region (sa3) areas.

  • 2011: $250
  • 2016: $300
  • 2021: $370

Median weekly rent paid by households renting their home.

$1,733 ▲ +14.2%

Lower than 57% of sub-region (sa3) areas.

  • 2011: $1,517
  • 2016: $1,560
  • 2021: $1,733

Median monthly mortgage repayment for households with a mortgage.

Weekly rent distribution

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In Coffs Harbour, the largest group is $350–$549 at 49%, followed by $200–$349 (31%) and Under $200 (11%).

Monthly mortgage distribution

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Coffs Harbour splits fairly evenly between $1,000–$1,799 (36%) and $1,800–$2,999 (35%), with Under $1,000 at 19%.

Owning & renting

How homes are owned or rented.

Ownership is strong here, with the 38.9% of homes owned outright being well above the national figure of 31%. Meanwhile, the share of households renting is 28.2%, which is well below the New South Wales average and has fallen since 2011.

28.2% ▼ -8.3%

Higher than 50% of sub-region (sa3) areas.

  • 2011: 30.8%
  • 2016: 29.8%
  • 2021: 28.2%

Share of occupied private dwellings that are rented.

38.9% ▲ +4.9%

Higher than 76% of sub-region (sa3) areas.

  • 2011: 37.1%
  • 2016: 37.9%
  • 2021: 38.9%

Share of occupied private dwellings owned outright (no mortgage).

How homes are owned or rented

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In Coffs Harbour, the largest group is Owned outright at 39%, followed by Owned with a mortgage (29%) and Rented (28%).

Types of homes

Houses, townhouses, apartments and bedrooms.

Separate houses are very common, making up 78% of all homes, which is far above the state average. Most dwellings are spacious, with 74.1% having three or more bedrooms, although the number of people per bedroom has moved down since 2011.

0.80 ▼ -27.3%

Lower than 71% of sub-region (sa3) areas.

  • 2011: 1.10
  • 2016: 0.80
  • 2021: 0.80

Average number of usual residents per bedroom — a crowding measure.

78.0% ▼ -0.5%

Lower than 60% of sub-region (sa3) areas.

  • 2011: 78.5%
  • 2016: 76.8%
  • 2021: 78.0%

Share of occupied private dwellings that are separate houses.

74.1% ▲ +2.3%

Lower than 64% of sub-region (sa3) areas.

  • 2011: 72.4%
  • 2016: 72.5%
  • 2021: 74.1%

Share of occupied private dwellings with three or more bedrooms.

Types of homes

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In Coffs Harbour, Separate house is the majority at 78%; Townhouse / semi-detached is next at 11%.

Bedrooms per home

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In Coffs Harbour, the largest group is 3 bedrooms at 41%, followed by 4 bedrooms (27%) and 2 bedrooms (19%).

Sources

  • Census of Population and Housing — Australian Bureau of Statistics, 2021 (CC BY 4.0).

More for Coffs Harbour

Cite this page

Australian Bureau of Statistics. (2021). Housing & Dwellings in Coffs Harbour [Census of Population and Housing]. CensusAtlas, used under CC BY 4.0. https://censusatlas.au/region/sa3/10402/coffs-harbour/topic/housing-dwellings