Gosford · Sub-region (SA3)

Housing & Dwellings in Gosford

Where and how people live — the homes, how they are held, and what they cost.

Separate houses make up 74% of the dwellings in Gosford. This creates a landscape dominated by detached homes, though the typical monthly mortgage payment has climbed to $2,150. While many residents own their homes outright, others face housing costs that are higher than in most similar areas.

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📍 Gosford, Sub-region (SA3)

Where Gosford sits — Median rent (weekly)

$400 ▲ +42.9%
  • $100–$118: 3 areas
  • $118–$136: 1 area
  • $136–$154: 3 areas
  • $154–$171: 1 area
  • $171–$189: 5 areas
  • $189–$207: 11 areas
  • $207–$225: 8 areas
  • $225–$243: 16 areas
  • $243–$261: 18 areas
  • $261–$279: 8 areas
  • $279–$296: 22 areas
  • $296–$314: 24 areas
  • $314–$332: 18 areas
  • $332–$350: 15 areas
  • $350–$368: 30 areas
  • $368–$386: 28 areas
  • $386–$404: 37 areas
  • $404–$421: 22 areas
  • $421–$439: 14 areas
  • $439–$457: 15 areas
  • $457–$475: 10 areas
  • $475–$493: 6 areas
  • $493–$511: 8 areas
  • $511–$529: 2 areas
  • $529–$546: 1 area
  • $546–$564: 5 areas
  • $564–$582: 2 areas
  • $582–$600: 7 areas

All sub-region (sa3) areas, 2021. The marker is Gosford — higher than 71% of areas.

Median rent (weekly) compared with the state and national average
Gosford$400
Greater Sydney $470
New South Wales $420
Australia $375

Housing costs

Rents, mortgages and crowding.

Typical weekly rents of $400 are higher than in most similar areas and have risen by $120 since 2011. Similarly, the usual monthly home loan payment is $2,150, which is a little above the national figure.

$400 ▲ +42.9%

Higher than 71% of sub-region (sa3) areas.

  • 2011: $280
  • 2016: $360
  • 2021: $400

Median weekly rent paid by households renting their home.

$2,150 ▲ +10.3%

Higher than 79% of sub-region (sa3) areas.

  • 2011: $1,950
  • 2016: $1,900
  • 2021: $2,150

Median monthly mortgage repayment for households with a mortgage.

Weekly rent distribution

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In Gosford, $350–$549 is the majority at 53%; $200–$349 is next at 19%.

Monthly mortgage distribution

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In Gosford, the largest group is $1,800–$2,999 at 39%, followed by $1,000–$1,799 (24%) and $3,000 or more (22%).

Owning & renting

How homes are owned or rented.

More people own their homes outright here than in most similar areas, with 35% doing so—a figure well above the New South Wales average. Meanwhile, the 26.4% of households renting is well below the state and national proportions.

26.4% ▲ +2.0%

Lower than 57% of sub-region (sa3) areas.

  • 2011: 25.9%
  • 2016: 25.7%
  • 2021: 26.4%

Share of occupied private dwellings that are rented.

35.0% ▼ -0.7%

Higher than 60% of sub-region (sa3) areas.

  • 2011: 35.2%
  • 2016: 35.4%
  • 2021: 35.0%

Share of occupied private dwellings owned outright (no mortgage).

How homes are owned or rented

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Gosford splits fairly evenly between Owned outright (35%) and Owned with a mortgage (34%), with Rented at 26%.

Types of homes

Houses, townhouses, apartments and bedrooms.

Detached houses are common, with 74% of homes being separate houses, well above the New South Wales figure of 65.6%. Most homes are large, as 74% have three or more bedrooms, though the number of people per bedroom has fallen since 2011.

0.80 ▼ -27.3%

Lower than 71% of sub-region (sa3) areas.

  • 2011: 1.10
  • 2016: 0.80
  • 2021: 0.80

Average number of usual residents per bedroom — a crowding measure.

74.0% ▼ -2.6%

Lower than 68% of sub-region (sa3) areas.

  • 2011: 76.0%
  • 2016: 74.8%
  • 2021: 74.0%

Share of occupied private dwellings that are separate houses.

74.0% ▼ -0.5%

Lower than 64% of sub-region (sa3) areas.

  • 2011: 74.4%
  • 2016: 73.9%
  • 2021: 74.0%

Share of occupied private dwellings with three or more bedrooms.

Types of homes

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In Gosford, Separate house is the majority at 74%; Townhouse / semi-detached is next at 14%.

Bedrooms per home

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In Gosford, the largest group is 3 bedrooms at 39%, followed by 4 bedrooms (27%) and 2 bedrooms (21%).

Sources

  • Census of Population and Housing — Australian Bureau of Statistics, 2021 (CC BY 4.0).

More for Gosford

Cite this page

Australian Bureau of Statistics. (2021). Housing & Dwellings in Gosford [Census of Population and Housing]. CensusAtlas, used under CC BY 4.0. https://censusatlas.au/region/sa3/10201/gosford/topic/housing-dwellings