2026, NSW · Postcode

Housing & Dwellings in 2026, NSW

Where and how people live — the homes, how they are held, and what they cost.

Among the highest costs for its type, postcode 2026 is a high-expense area where typical monthly mortgage payments reach $3,400. Most people here live in apartments and rent their homes, with housing costs sitting far above the national and state figures.

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📍 2026, NSW, Postcode

Where 2026, NSW sits — Median rent (weekly)

$680 ▲ +36.0%
  • $0–$21: 2 areas
  • $21–$43: 7 areas
  • $43–$64: 16 areas
  • $64–$86: 26 areas
  • $86–$107: 46 areas
  • $107–$129: 61 areas
  • $129–$150: 47 areas
  • $150–$171: 171 areas
  • $171–$193: 114 areas
  • $193–$214: 200 areas
  • $214–$236: 158 areas
  • $236–$257: 184 areas
  • $257–$279: 120 areas
  • $279–$300: 112 areas
  • $300–$321: 226 areas
  • $321–$343: 117 areas
  • $343–$364: 171 areas
  • $364–$386: 161 areas
  • $386–$407: 165 areas
  • $407–$429: 127 areas
  • $429–$450: 58 areas
  • $450–$471: 102 areas
  • $471–$493: 45 areas
  • $493–$514: 38 areas
  • $514–$536: 20 areas
  • $536–$557: 26 areas
  • $557–$579: 13 areas
  • $579–$600: 74 areas

All postcode areas, 2021. The marker is 2026, NSW — higher than 99% of areas.

Median rent (weekly) compared with the state and national average
2026, NSW$680
Waverley $670
New South Wales $420
Australia $375

Housing costs

Rents, mortgages and crowding.

Typical weekly rent is far above the national figure at $680, while usual monthly mortgage payments are $3,400. Both have climbed since 2011, with rents rising by $180 and mortgages by $400.

$680 ▲ +36.0%

Higher than 99% of postcode areas.

  • 2011: $500
  • 2016: $640
  • 2021: $680

Median weekly rent paid by households renting their home.

$3,400 ▲ +13.3%

Higher than 99% of postcode areas.

  • 2011: $3,000
  • 2016: $2,947
  • 2021: $3,400

Median monthly mortgage repayment for households with a mortgage.

Weekly rent distribution

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In 2026, NSW, the largest group is $750 or more at 40%, followed by $550–$749 (34%) and $350–$549 (19%).

Monthly mortgage distribution

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In 2026, NSW, $3,000 or more is the majority at 59%; $1,800–$2,999 is next at 19%.

Owning & renting

How homes are owned or rented.

Renting is far more common here than across Australia, making up 56.3% of households. This is consistent with the area having some of the lowest rates of outright home ownership at 19.8%.

56.3% ▲ +5.1%

Higher than 96% of postcode areas.

  • 2011: 53.6%
  • 2016: 53.9%
  • 2021: 56.3%

Share of occupied private dwellings that are rented.

19.8% ▼ -7.4%

Lower than 90% of postcode areas.

  • 2011: 21.3%
  • 2016: 20.6%
  • 2021: 19.8%

Share of occupied private dwellings owned outright (no mortgage).

How homes are owned or rented

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In 2026, NSW, Rented is the majority at 56%; Owned with a mortgage is next at 21%.

Types of homes

Houses, townhouses, apartments and bedrooms.

Flats and apartments dominate the landscape at 74.5%, while separate houses are far less common than in the rest of the state. Only 32.0% of homes have three or more bedrooms, which is far below the national figure.

1.00 ▼ -16.7%

Higher than 93% of postcode areas.

  • 2011: 1.20
  • 2016: 1.10
  • 2021: 1.00

Average number of usual residents per bedroom — a crowding measure.

9.4% ▼ -29.0%

Lower than 99% of postcode areas.

  • 2011: 13.3%
  • 2016: 9.8%
  • 2021: 9.4%

Share of occupied private dwellings that are separate houses.

32.0% ▲ +8.9%

Lower than 99% of postcode areas.

  • 2011: 29.4%
  • 2016: 31.4%
  • 2021: 32.0%

Share of occupied private dwellings with three or more bedrooms.

Types of homes

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In 2026, NSW, Flat or apartment is the majority at 75%; Townhouse / semi-detached is next at 15%.

Bedrooms per home

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In 2026, NSW, the largest group is 2 bedrooms at 48%, followed by 3 bedrooms (20%) and 1 bedroom (17%).

Sources

  • Census of Population and Housing — Australian Bureau of Statistics, 2021 (CC BY 4.0).

More for 2026, NSW

Cite this page

Australian Bureau of Statistics. (2021). Housing & Dwellings in 2026, NSW [Census of Population and Housing]. CensusAtlas, used under CC BY 4.0. https://censusatlas.au/region/poa/POA2026/2026-nsw/topic/housing-dwellings