Lake Macquarie · Council (LGA)

Housing & Dwellings in Lake Macquarie

Where and how people live — the homes, how they are held, and what they cost.

Much higher housing costs than most similar areas define Lake Macquarie, where typical rents and mortgages are significantly elevated. The area is dominated by large, detached family homes, with nearly 79% of dwellings having three or more bedrooms.

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📍 Lake Macquarie, Council (LGA)

Where Lake Macquarie sits — Median rent (weekly)

$375 ▲ +47.1%
  • $0–$21: 0 areas
  • $21–$43: 0 areas
  • $43–$64: 3 areas
  • $64–$86: 15 areas
  • $86–$107: 11 areas
  • $107–$129: 20 areas
  • $129–$150: 15 areas
  • $150–$171: 45 areas
  • $171–$193: 25 areas
  • $193–$214: 57 areas
  • $214–$236: 36 areas
  • $236–$257: 48 areas
  • $257–$279: 36 areas
  • $279–$300: 27 areas
  • $300–$321: 45 areas
  • $321–$343: 28 areas
  • $343–$364: 27 areas
  • $364–$386: 28 areas
  • $386–$407: 26 areas
  • $407–$429: 10 areas
  • $429–$450: 6 areas
  • $450–$471: 12 areas
  • $471–$493: 2 areas
  • $493–$514: 7 areas
  • $514–$536: 5 areas
  • $536–$557: 4 areas
  • $557–$579: 2 areas
  • $579–$600: 7 areas

All council (lga) areas, 2021. The marker is Lake Macquarie — higher than 82% of areas.

Median rent (weekly) compared with the state and national average
Lake Macquarie$375
Rest of NSW $330
New South Wales $420
Australia $375

Housing costs

Rents, mortgages and crowding.

Typical weekly rent is $375 and monthly mortgage payments are $1,950, both of which are much higher than in most similar areas. These costs have climbed since 2011, with typical weekly rent rising by $120.

$375 ▲ +47.1%

Higher than 82% of council (lga) areas.

  • 2011: $255
  • 2016: $320
  • 2021: $375

Median weekly rent paid by households renting their home.

$1,950 ▲ +12.5%

Higher than 80% of council (lga) areas.

  • 2011: $1,733
  • 2016: $1,733
  • 2021: $1,950

Median monthly mortgage repayment for households with a mortgage.

Weekly rent distribution

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In Lake Macquarie, $350–$549 is the majority at 51%; $200–$349 is next at 24%.

Monthly mortgage distribution

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In Lake Macquarie, the largest group is $1,800–$2,999 at 42%, followed by $1,000–$1,799 (29%) and Under $1,000 (15%).

Owning & renting

How homes are owned or rented.

More people own their homes outright here than in the rest of the state, at 37.1%. Conversely, the proportion of households renting is 23.2%, which is well below the national figure of 30.6%.

23.2% ▲ +0.7%

Lower than 60% of council (lga) areas.

  • 2011: 23.0%
  • 2016: 23.0%
  • 2021: 23.2%

Share of occupied private dwellings that are rented.

37.1% ▼ -3.0%

Lower than 52% of council (lga) areas.

  • 2011: 38.3%
  • 2016: 37.7%
  • 2021: 37.1%

Share of occupied private dwellings owned outright (no mortgage).

How homes are owned or rented

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Lake Macquarie splits fairly evenly between Owned outright (37%) and Owned with a mortgage (36%), with Rented at 23%.

Types of homes

Houses, townhouses, apartments and bedrooms.

Separate houses make up 85.2% of all homes, a figure far above the Australian average. This explains why homes with three or more bedrooms are more common here than in most areas, accounting for 78.8% of dwellings.

0.80 ▼ -27.3%

Lower than 57% of council (lga) areas.

  • 2011: 1.10
  • 2016: 0.80
  • 2021: 0.80

Average number of usual residents per bedroom — a crowding measure.

85.2% ▼ -1.4%

Lower than 63% of council (lga) areas.

  • 2011: 86.4%
  • 2016: 85.4%
  • 2021: 85.2%

Share of occupied private dwellings that are separate houses.

78.8% ▲ +2.7%

Higher than 60% of council (lga) areas.

  • 2011: 76.7%
  • 2016: 77.6%
  • 2021: 78.8%

Share of occupied private dwellings with three or more bedrooms.

Types of homes

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In Lake Macquarie, Separate house is the majority at 85%; Townhouse / semi-detached is next at 10%.

Bedrooms per home

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In Lake Macquarie, the largest group is 3 bedrooms at 42%, followed by 4 bedrooms (30%) and 2 bedrooms (17%).

Sources

  • Census of Population and Housing — Australian Bureau of Statistics, 2021 (CC BY 4.0).

More for Lake Macquarie

Cite this page

Australian Bureau of Statistics. (2021). Housing & Dwellings in Lake Macquarie [Census of Population and Housing]. CensusAtlas, used under CC BY 4.0. https://censusatlas.au/region/lga/LGA14650/lake-macquarie/topic/housing-dwellings