Cowra · Council (LGA)

Housing & Dwellings in Cowra

Where and how people live — the homes, how they are held, and what they cost.

Far more people own their homes outright in Cowra than in most other areas, with 43.8% of households holding their property debt-free. This high rate of ownership helps keep housing costs low compared to the rest of the state. Most residents live in large, separate houses, creating a landscape dominated by family-sized dwellings.

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📍 Cowra, Council (LGA)

Where Cowra sits — Median rent (weekly)

$230 ▲ +48.4%
  • $0–$21: 0 areas
  • $21–$43: 0 areas
  • $43–$64: 3 areas
  • $64–$86: 15 areas
  • $86–$107: 11 areas
  • $107–$129: 20 areas
  • $129–$150: 15 areas
  • $150–$171: 45 areas
  • $171–$193: 25 areas
  • $193–$214: 57 areas
  • $214–$236: 36 areas
  • $236–$257: 48 areas
  • $257–$279: 36 areas
  • $279–$300: 27 areas
  • $300–$321: 45 areas
  • $321–$343: 28 areas
  • $343–$364: 27 areas
  • $364–$386: 28 areas
  • $386–$407: 26 areas
  • $407–$429: 10 areas
  • $429–$450: 6 areas
  • $450–$471: 12 areas
  • $471–$493: 2 areas
  • $493–$514: 7 areas
  • $514–$536: 5 areas
  • $536–$557: 4 areas
  • $557–$579: 2 areas
  • $579–$600: 7 areas

All council (lga) areas, 2021. The marker is Cowra — lower than 61% of areas.

Median rent (weekly) compared with the state and national average
Cowra$230
Rest of NSW $330
New South Wales $420
Australia $375

Housing costs

Rents, mortgages and crowding.

Typical weekly rent is $230, which is far below the New South Wales figure of $420. Monthly mortgage payments are also much lower than in most areas, with the typical household paying $1,200.

$230 ▲ +48.4%

Lower than 61% of council (lga) areas.

  • 2011: $155
  • 2016: $185
  • 2021: $230

Median weekly rent paid by households renting their home.

$1,200 ▲ +9.3%

Lower than 64% of council (lga) areas.

  • 2011: $1,098
  • 2016: $1,148
  • 2021: $1,200

Median monthly mortgage repayment for households with a mortgage.

Weekly rent distribution

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In Cowra, $200–$349 is the majority at 58%; Under $200 is next at 34%.

Monthly mortgage distribution

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In Cowra, the largest group is $1,000–$1,799 at 43%, followed by Under $1,000 (37%) and $1,800–$2,999 (15%).

Owning & renting

How homes are owned or rented.

The proportion of homes owned outright is far above the national figure of 31.0%. Meanwhile, the 25.1% of households that rent is well below both the state and national averages.

25.1% ▼ -2.1%

Lower than 52% of council (lga) areas.

  • 2011: 25.6%
  • 2016: 26.2%
  • 2021: 25.1%

Share of occupied private dwellings that are rented.

43.8% ▲ +3.5%

Higher than 73% of council (lga) areas.

  • 2011: 42.3%
  • 2016: 42.2%
  • 2021: 43.8%

Share of occupied private dwellings owned outright (no mortgage).

How homes are owned or rented

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In Cowra, the largest group is Owned outright at 44%, followed by Owned with a mortgage (27%) and Rented (25%).

Types of homes

Houses, townhouses, apartments and bedrooms.

Separate houses make up 92.1% of all homes, a figure far above the Australian average. These homes are typically large, with 77.5% having three or more bedrooms, though the number of people per bedroom has fallen since 2011.

0.70 ▼ -36.4%

Lower than 99% of council (lga) areas.

  • 2011: 1.10
  • 2016: 0.70
  • 2021: 0.70

Average number of usual residents per bedroom — a crowding measure.

92.1% ▲ +0.7%

Higher than 64% of council (lga) areas.

  • 2011: 91.4%
  • 2016: 89.9%
  • 2021: 92.1%

Share of occupied private dwellings that are separate houses.

77.5% ▲ +2.5%

Higher than 53% of council (lga) areas.

  • 2011: 75.7%
  • 2016: 75.6%
  • 2021: 77.5%

Share of occupied private dwellings with three or more bedrooms.

Types of homes

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In Cowra, Separate house is the majority at 92%; Townhouse / semi-detached is next at 5%.

Bedrooms per home

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In Cowra, the largest group is 3 bedrooms at 45%, followed by 4 bedrooms (27%) and 2 bedrooms (17%).

Sources

  • Census of Population and Housing — Australian Bureau of Statistics, 2021 (CC BY 4.0).

More for Cowra

Cite this page

Australian Bureau of Statistics. (2021). Housing & Dwellings in Cowra [Census of Population and Housing]. CensusAtlas, used under CC BY 4.0. https://censusatlas.au/region/lga/LGA12350/cowra/topic/housing-dwellings