Central Coast · Council (LGA)

Housing & Dwellings in Central Coast

Where and how people live — the homes, how they are held, and what they cost.

Monthly mortgage payments of $2,000 are a common burden for many in Central Coast (NSW), where costs are much higher than most areas. This region is dominated by family-sized living, with three-quarters of all homes having three or more bedrooms. Most residents live in separate houses, though the cost of owning or renting has climbed steadily over recent years.

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📍 Central Coast, Council (LGA)

Where Central Coast sits — Median rent (weekly)

$400 —
  • $0–$21: 0 areas
  • $21–$43: 0 areas
  • $43–$64: 3 areas
  • $64–$86: 15 areas
  • $86–$107: 11 areas
  • $107–$129: 20 areas
  • $129–$150: 15 areas
  • $150–$171: 45 areas
  • $171–$193: 25 areas
  • $193–$214: 57 areas
  • $214–$236: 36 areas
  • $236–$257: 48 areas
  • $257–$279: 36 areas
  • $279–$300: 27 areas
  • $300–$321: 45 areas
  • $321–$343: 28 areas
  • $343–$364: 27 areas
  • $364–$386: 28 areas
  • $386–$407: 26 areas
  • $407–$429: 10 areas
  • $429–$450: 6 areas
  • $450–$471: 12 areas
  • $471–$493: 2 areas
  • $493–$514: 7 areas
  • $514–$536: 5 areas
  • $536–$557: 4 areas
  • $557–$579: 2 areas
  • $579–$600: 7 areas

All council (lga) areas, 2021. The marker is Central Coast — higher than 87% of areas.

Median rent (weekly) compared with the state and national average
Central Coast$400
Greater Sydney $470
New South Wales $420
Australia $375

Housing costs

Rents, mortgages and crowding.

Typical weekly rents have risen $50 since 2016 to reach $400, a figure much higher than most areas. Similarly, the usual monthly mortgage payment rose by $250 in that time to $2,000, which is about the same as the New South Wales figure.

$400 —

Higher than 87% of council (lga) areas.

  • 2016: $350
  • 2021: $400

Median weekly rent paid by households renting their home.

$2,000 —

Higher than 82% of council (lga) areas.

  • 2016: $1,750
  • 2021: $2,000

Median monthly mortgage repayment for households with a mortgage.

Weekly rent distribution

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In Central Coast, $350–$549 is the majority at 55%; $200–$349 is next at 22%.

Monthly mortgage distribution

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In Central Coast, the largest group is $1,800–$2,999 at 40%, followed by $1,000–$1,799 (28%) and $3,000 or more (17%).

Owning & renting

How homes are owned or rented.

The area has a higher rate of outright home ownership than the national figure, at 34.5%. Meanwhile, the 27.5% of households that rent is well below both the state and national averages.

27.5% —

Higher than 58% of council (lga) areas.

  • 2016: 26.8%
  • 2021: 27.5%

Share of occupied private dwellings that are rented.

34.5% —

Lower than 59% of council (lga) areas.

  • 2016: 34.7%
  • 2021: 34.5%

Share of occupied private dwellings owned outright (no mortgage).

How homes are owned or rented

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Central Coast splits fairly evenly between Owned outright (35%) and Owned with a mortgage (34%), with Rented at 27%.

Types of homes

Houses, townhouses, apartments and bedrooms.

Separate houses are far more common here than in most of New South Wales, making up 78.4% of all homes. These larger dwellings are a key feature of the area, with 75.4% of homes having three or more bedrooms.

0.80 —

Lower than 57% of council (lga) areas.

  • 2016: 0.80
  • 2021: 0.80

Average number of usual residents per bedroom — a crowding measure.

78.4% —

Lower than 75% of council (lga) areas.

  • 2016: 78.5%
  • 2021: 78.4%

Share of occupied private dwellings that are separate houses.

75.4% —

Lower than 59% of council (lga) areas.

  • 2016: 74.7%
  • 2021: 75.4%

Share of occupied private dwellings with three or more bedrooms.

Types of homes

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In Central Coast, Separate house is the majority at 79%; Townhouse / semi-detached is next at 12%.

Bedrooms per home

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In Central Coast, the largest group is 3 bedrooms at 39%, followed by 4 bedrooms (29%) and 2 bedrooms (19%).

Sources

  • Census of Population and Housing — Australian Bureau of Statistics, 2021 (CC BY 4.0).

More for Central Coast

Cite this page

Australian Bureau of Statistics. (2021). Housing & Dwellings in Central Coast [Census of Population and Housing]. CensusAtlas, used under CC BY 4.0. https://censusatlas.au/region/lga/LGA11650/central-coast/topic/housing-dwellings