Swan Hill · Urban Centre

Housing & Dwellings in Swan Hill

Where and how people live — the homes, how they are held, and what they cost.

A typical weekly rent of $235 makes Swan Hill well below the state and national figures. Housing here is generally affordable, with monthly mortgage payments falling to $1,300 since 2011. Most people live in separate houses, and there is a high proportion of renters compared to similar areas.

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📍 Swan Hill, Urban Centre

Where Swan Hill sits — Median rent (weekly)

$235
  • $0–$21: 2 areas
  • $21–$43: 6 areas
  • $43–$64: 18 areas
  • $64–$86: 38 areas
  • $86–$107: 35 areas
  • $107–$129: 46 areas
  • $129–$150: 25 areas
  • $150–$171: 104 areas
  • $171–$193: 82 areas
  • $193–$214: 143 areas
  • $214–$236: 130 areas
  • $236–$257: 175 areas
  • $257–$279: 114 areas
  • $279–$300: 125 areas
  • $300–$321: 194 areas
  • $321–$343: 101 areas
  • $343–$364: 128 areas
  • $364–$386: 82 areas
  • $386–$407: 92 areas
  • $407–$429: 41 areas
  • $429–$450: 24 areas
  • $450–$471: 32 areas
  • $471–$493: 13 areas
  • $493–$514: 19 areas
  • $514–$536: 14 areas
  • $536–$557: 9 areas
  • $557–$579: 6 areas
  • $579–$600: 15 areas

All urban centre areas, 2021. The marker is Swan Hill — lower than 64% of areas.

Median rent (weekly) compared with the state and national average
Swan Hill$235
3585, VIC $235
Victoria $370
Australia $375

Housing costs

Rents, mortgages and crowding.

Typical monthly mortgage payments of $1,300 are well below the Victorian figure of $1,859. Rent is also much lower than most areas, with the usual weekly rent sitting at $235, which is well below the national figure of $375.

$235

Lower than 64% of urban centre areas.

  • 2016: $245
  • 2021: $235

Median weekly rent paid by households renting their home.

$1,300 ▼ -4.6%

Lower than 57% of urban centre areas.

  • 2011: $1,363
  • 2016: $1,300
  • 2021: $1,300

Median monthly mortgage repayment for households with a mortgage.

Weekly rent distribution

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In Swan Hill, $200–$349 is the majority at 56%; Under $200 is next at 33%.

Monthly mortgage distribution

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In Swan Hill, the largest group is $1,000–$1,799 at 50%, followed by Under $1,000 (29%) and $1,800–$2,999 (17%).

Owning & renting

How homes are owned or rented.

Renting is much more common here than in most areas, with 32.2% of households renting, a figure that rose 7.1 percentage points since 2011. At the same time, 34.6% of homes are owned outright, which is well above the Australian figure of 31.0%.

32.2% ▲ +28.2%

Higher than 76% of urban centre areas.

  • 2011: 25.1%
  • 2016: 33.0%
  • 2021: 32.2%

Share of occupied private dwellings that are rented.

34.6% ▼ -8.1%

Lower than 65% of urban centre areas.

  • 2011: 37.6%
  • 2016: 34.0%
  • 2021: 34.6%

Share of occupied private dwellings owned outright (no mortgage).

How homes are owned or rented

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Swan Hill splits fairly evenly between Owned outright (35%) and Rented (32%), with Owned with a mortgage at 30%.

Types of homes

Houses, townhouses, apartments and bedrooms.

Separate houses are very common in Swan Hill at 82.6%, far above the national figure of 72.3%. Most of these are larger homes, with 76.5% having three or more bedrooms, though the number of people per bedroom has fallen since 2011.

0.80 ▼ -27.3%

Higher than 57% of urban centre areas.

  • 2011: 1.10
  • 2016: 0.70
  • 2021: 0.80

Average number of usual residents per bedroom — a crowding measure.

82.6% ▼ -3.3%

Lower than 86% of urban centre areas.

  • 2011: 85.4%
  • 2016: 84.1%
  • 2021: 82.6%

Share of occupied private dwellings that are separate houses.

76.5% ▼ -0.9%

Lower than 53% of urban centre areas.

  • 2011: 77.2%
  • 2016: 76.9%
  • 2021: 76.5%

Share of occupied private dwellings with three or more bedrooms.

Types of homes

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In Swan Hill, Separate house is the majority at 83%; Townhouse / semi-detached is next at 9%.

Bedrooms per home

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In Swan Hill, 3 bedrooms is the majority at 51%; 4 bedrooms is next at 24%.

Sources

  • Census of Population and Housing — Australian Bureau of Statistics, 2021 (CC BY 4.0).

More for Swan Hill

Cite this page

Australian Bureau of Statistics. (2021). Housing & Dwellings in Swan Hill [Census of Population and Housing]. CensusAtlas, used under CC BY 4.0. https://censusatlas.au/region/ucl/UCL213014/swan-hill/topic/housing-dwellings