Swan Hill · Urban Area

Housing & Dwellings in Swan Hill

Where and how people live — the homes, how they are held, and what they cost.

Much lower housing costs than most similar areas define Swan Hill, where the typical weekly rent is just $235. This affordability is paired with a high proportion of detached houses, making it a place where homes are generally larger and cheaper than the state average.

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📍 Swan Hill, Urban Area

Where Swan Hill sits — Median rent (weekly)

$235 —
  • $150–$161: 1 area
  • $161–$171: 0 areas
  • $171–$182: 1 area
  • $182–$193: 1 area
  • $193–$204: 3 areas
  • $204–$214: 0 areas
  • $214–$225: 4 areas
  • $225–$236: 2 areas
  • $236–$246: 4 areas
  • $246–$257: 8 areas
  • $257–$268: 6 areas
  • $268–$279: 5 areas
  • $279–$289: 8 areas
  • $289–$300: 6 areas
  • $300–$311: 15 areas
  • $311–$321: 5 areas
  • $321–$332: 6 areas
  • $332–$343: 3 areas
  • $343–$354: 7 areas
  • $354–$364: 3 areas
  • $364–$375: 2 areas
  • $375–$386: 7 areas
  • $386–$396: 3 areas
  • $396–$407: 3 areas
  • $407–$418: 0 areas
  • $418–$429: 2 areas
  • $429–$439: 1 area
  • $439–$450: 5 areas

All urban area areas, 2021. The marker is Swan Hill — lower than 89% of areas.

Median rent (weekly) compared with the state and national average
Swan Hill$235
3585, VIC $235
Victoria $370
Australia $375

Housing costs

Rents, mortgages and crowding.

Typical weekly rents are well below the national figure of $375, and monthly home-loan payments of $1,300 are also well below the $1,863 seen across Australia. While mortgage payments have fell slightly since 2011, weekly rents rose by $35 since 2016.

$235 —

Lower than 89% of urban area areas.

  • 2016: $200
  • 2021: $235

Median weekly rent paid by households renting their home.

$1,300 ▼ -1.3%

Lower than 71% of urban area areas.

  • 2011: $1,317
  • 2016: $1,285
  • 2021: $1,300

Median monthly mortgage repayment for households with a mortgage.

Weekly rent distribution

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In Swan Hill, $200–$349 is the majority at 56%; Under $200 is next at 32%.

Monthly mortgage distribution

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In Swan Hill, the largest group is $1,000–$1,799 at 49%, followed by Under $1,000 (29%) and $1,800–$2,999 (17%).

Owning & renting

How homes are owned or rented.

About 35% of homes are owned outright, which is well above the Australian figure of 31%. Meanwhile, 31.8% of households are renting, a figure that is well above the Victorian average and higher than most other areas.

31.8% ▲ +1.8%

Higher than 59% of urban area areas.

  • 2011: 31.2%
  • 2016: 33.3%
  • 2021: 31.8%

Share of occupied private dwellings that are rented.

35.0% ▲ +12.8%

Higher than 57% of urban area areas.

  • 2011: 31.0%
  • 2016: 33.2%
  • 2021: 35.0%

Share of occupied private dwellings owned outright (no mortgage).

How homes are owned or rented

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Swan Hill splits fairly evenly between Owned outright (35%) and Rented (32%), with Owned with a mortgage at 30%.

Types of homes

Houses, townhouses, apartments and bedrooms.

Separate houses make up 83% of the market, which is far above the national figure of 72.3%. Most homes are large, with 76.6% having three or more bedrooms, although the number of people per bedroom has moved down since 2011.

0.80 ▼ -27.3%

Higher than 57% of urban area areas.

  • 2011: 1.10
  • 2016: 0.80
  • 2021: 0.80

Average number of usual residents per bedroom — a crowding measure.

83.0% ▼ -1.7%

Lower than 58% of urban area areas.

  • 2011: 84.4%
  • 2016: 82.6%
  • 2021: 83.0%

Share of occupied private dwellings that are separate houses.

76.6% ▲ +0.8%

Lower than 60% of urban area areas.

  • 2011: 76.1%
  • 2016: 73.9%
  • 2021: 76.6%

Share of occupied private dwellings with three or more bedrooms.

Types of homes

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In Swan Hill, Separate house is the majority at 83%; Townhouse / semi-detached is next at 8%.

Bedrooms per home

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In Swan Hill, 3 bedrooms is the majority at 51%; 4 bedrooms is next at 24%.

Sources

  • Census of Population and Housing — Australian Bureau of Statistics, 2021 (CC BY 4.0).

More for Swan Hill

Cite this page

Australian Bureau of Statistics. (2021). Housing & Dwellings in Swan Hill [Census of Population and Housing]. CensusAtlas, used under CC BY 4.0. https://censusatlas.au/region/sua/2017/swan-hill/topic/housing-dwellings