Ballarat · Region (SA4)

Housing & Dwellings in Ballarat

Where and how people live — the homes, how they are held, and what they cost.

Much more affordable living is a hallmark of Ballarat, where typical monthly mortgage payments are $1,430. The area is defined by a strong preference for spacious, detached housing and a higher rate of outright home ownership compared to the rest of the country.

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📍 Ballarat, Region (SA4)

Where Ballarat sits — Median rent (weekly)

$290 ▲ +48.7%
  • $100–$118: 0 areas
  • $118–$136: 0 areas
  • $136–$154: 1 area
  • $154–$171: 1 area
  • $171–$189: 0 areas
  • $189–$207: 3 areas
  • $207–$225: 0 areas
  • $225–$243: 4 areas
  • $243–$261: 7 areas
  • $261–$279: 6 areas
  • $279–$296: 4 areas
  • $296–$314: 9 areas
  • $314–$332: 3 areas
  • $332–$350: 3 areas
  • $350–$368: 12 areas
  • $368–$386: 6 areas
  • $386–$404: 10 areas
  • $404–$421: 4 areas
  • $421–$439: 3 areas
  • $439–$457: 5 areas
  • $457–$475: 0 areas
  • $475–$493: 1 area
  • $493–$511: 2 areas
  • $511–$529: 0 areas
  • $529–$546: 0 areas
  • $546–$564: 2 areas
  • $564–$582: 1 area
  • $582–$600: 2 areas

All region (sa4) areas, 2021. The marker is Ballarat — lower than 72% of areas.

Median rent (weekly) compared with the state and national average
Ballarat$290
Rest of Vic. $285
Victoria $370
Australia $375

Housing costs

Rents, mortgages and crowding.

Typical weekly rents are $290, which is well below the national figure of $375. Home loan payments are also much lower than most areas, though they have risen by $130 since 2011.

$290 ▲ +48.7%

Lower than 72% of region (sa4) areas.

  • 2011: $195
  • 2016: $240
  • 2021: $290

Median weekly rent paid by households renting their home.

$1,430 ▲ +10.0%

Lower than 77% of region (sa4) areas.

  • 2011: $1,300
  • 2016: $1,300
  • 2021: $1,430

Median monthly mortgage repayment for households with a mortgage.

Weekly rent distribution

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In Ballarat, $200–$349 is the majority at 55%; $350–$549 is next at 26%.

Monthly mortgage distribution

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In Ballarat, the largest group is $1,000–$1,799 at 44%, followed by Under $1,000 (25%) and $1,800–$2,999 (24%).

Owning & renting

How homes are owned or rented.

More people own their homes outright here than in most other areas, sitting well above the national figure at 37.1%. Meanwhile, the proportion of households renting is well below the Victorian average.

25.4% ▲ +4.0%

Lower than 69% of region (sa4) areas.

  • 2011: 24.4%
  • 2016: 25.7%
  • 2021: 25.4%

Share of occupied private dwellings that are rented.

37.1% ▼ -0.7%

Higher than 75% of region (sa4) areas.

  • 2011: 37.3%
  • 2016: 36.1%
  • 2021: 37.1%

Share of occupied private dwellings owned outright (no mortgage).

How homes are owned or rented

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Ballarat splits fairly evenly between Owned outright (37%) and Owned with a mortgage (34%), with Rented at 25%.

Types of homes

Houses, townhouses, apartments and bedrooms.

Separate houses are far more common here than across Victoria, making up 88.6% of all homes. These dwellings tend to be large, with 78.8% having three or more bedrooms, which helps explain why there are fewer people per bedroom than in most areas.

0.70 ▼ -36.4%

Lower than 99% of region (sa4) areas.

  • 2011: 1.10
  • 2016: 0.80
  • 2021: 0.70

Average number of usual residents per bedroom — a crowding measure.

88.6% ▼ -0.7%

Higher than 82% of region (sa4) areas.

  • 2011: 89.2%
  • 2016: 86.2%
  • 2021: 88.6%

Share of occupied private dwellings that are separate houses.

78.8% ▲ +3.6%

Higher than 54% of region (sa4) areas.

  • 2011: 76.1%
  • 2016: 76.3%
  • 2021: 78.8%

Share of occupied private dwellings with three or more bedrooms.

Types of homes

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In Ballarat, Separate house is the majority at 89%; Townhouse / semi-detached is next at 9%.

Bedrooms per home

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In Ballarat, the largest group is 3 bedrooms at 48%, followed by 4 bedrooms (27%) and 2 bedrooms (16%).

Sources

  • Census of Population and Housing — Australian Bureau of Statistics, 2021 (CC BY 4.0).

More for Ballarat

Cite this page

Australian Bureau of Statistics. (2021). Housing & Dwellings in Ballarat [Census of Population and Housing]. CensusAtlas, used under CC BY 4.0. https://censusatlas.au/region/sa4/201/ballarat/topic/housing-dwellings