3523, VIC · Postcode

Housing & Dwellings in 3523, VIC

Where and how people live — the homes, how they are held, and what they cost.

Much lower housing costs make life more affordable in postcode 3523, where the typical weekly rent is just $255. This area is dominated by detached houses and a very high rate of outright home ownership, creating a stable residential landscape compared to the rest of the state.

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📍 3523, VIC, Postcode

Where 3523, VIC sits — Median rent (weekly)

$255 ▲ +70.0%
  • $0–$21: 2 areas
  • $21–$43: 7 areas
  • $43–$64: 16 areas
  • $64–$86: 26 areas
  • $86–$107: 46 areas
  • $107–$129: 61 areas
  • $129–$150: 47 areas
  • $150–$171: 171 areas
  • $171–$193: 114 areas
  • $193–$214: 200 areas
  • $214–$236: 158 areas
  • $236–$257: 184 areas
  • $257–$279: 120 areas
  • $279–$300: 112 areas
  • $300–$321: 226 areas
  • $321–$343: 117 areas
  • $343–$364: 171 areas
  • $364–$386: 161 areas
  • $386–$407: 165 areas
  • $407–$429: 127 areas
  • $429–$450: 58 areas
  • $450–$471: 102 areas
  • $471–$493: 45 areas
  • $493–$514: 38 areas
  • $514–$536: 20 areas
  • $536–$557: 26 areas
  • $557–$579: 13 areas
  • $579–$600: 74 areas

All postcode areas, 2021. The marker is 3523, VIC — lower than 61% of areas.

Median rent (weekly) compared with the state and national average
3523, VIC$255
Greater Bendigo $295
Victoria $370
Australia $375

Housing costs

Rents, mortgages and crowding.

The usual monthly mortgage payment of $1,300 and weekly rent of $255 are both well below the Victorian and national figures. Both costs have risen since 2011, with typical rents increasing by $105 per week.

$255 ▲ +70.0%

Lower than 61% of postcode areas.

  • 2011: $150
  • 2016: $200
  • 2021: $255

Median weekly rent paid by households renting their home.

$1,300 ▲ +20.0%

Lower than 66% of postcode areas.

  • 2011: $1,083
  • 2016: $1,128
  • 2021: $1,300

Median monthly mortgage repayment for households with a mortgage.

Weekly rent distribution

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In 3523, VIC, $200–$349 is the majority at 52%; Under $200 is next at 29%.

Monthly mortgage distribution

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In 3523, VIC, the largest group is $1,000–$1,799 at 47%, followed by Under $1,000 (31%) and $1,800–$2,999 (16%).

Owning & renting

How homes are owned or rented.

Home ownership is very strong here, with 51.7% of homes owned outright, which is far above the national figure of 31.0%. Conversely, the 12.9% of households that rent is far below the state and national averages.

12.9% ▼ -9.8%

Lower than 79% of postcode areas.

  • 2011: 14.3%
  • 2016: 14.8%
  • 2021: 12.9%

Share of occupied private dwellings that are rented.

51.7% ▲ +4.5%

Higher than 86% of postcode areas.

  • 2011: 49.5%
  • 2016: 47.3%
  • 2021: 51.7%

Share of occupied private dwellings owned outright (no mortgage).

How homes are owned or rented

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In 3523, VIC, Owned outright is the majority at 52%; Owned with a mortgage is next at 30%.

Types of homes

Houses, townhouses, apartments and bedrooms.

Separate houses make up 95.5% of all homes, a figure far above the national average. While detached homes are common, the proportion of houses with three or more bedrooms has fallen slightly since 2011 to 70.1%.

0.70 ▼ -36.4%

Lower than 86% of postcode areas.

  • 2011: 1.10
  • 2016: 0.70
  • 2021: 0.70

Average number of usual residents per bedroom — a crowding measure.

95.5% ▲ +2.7%

Higher than 66% of postcode areas.

  • 2011: 92.9%
  • 2016: 95.7%
  • 2021: 95.5%

Share of occupied private dwellings that are separate houses.

70.1% ▼ -2.9%

Lower than 75% of postcode areas.

  • 2011: 72.2%
  • 2016: 68.7%
  • 2021: 70.1%

Share of occupied private dwellings with three or more bedrooms.

Types of homes

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In 3523, VIC, Separate house is the majority at 96%; Other dwelling is next at 2%.

Bedrooms per home

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In 3523, VIC, 3 bedrooms is the majority at 51%; 2 bedrooms is next at 21%.

Sources

  • Census of Population and Housing — Australian Bureau of Statistics, 2021 (CC BY 4.0).

More for 3523, VIC

Cite this page

Australian Bureau of Statistics. (2021). Housing & Dwellings in 3523, VIC [Census of Population and Housing]. CensusAtlas, used under CC BY 4.0. https://censusatlas.au/region/poa/POA3523/3523-vic/topic/housing-dwellings