Swan Hill · Council (LGA)

Housing & Dwellings in Swan Hill

Where and how people live — the homes, how they are held, and what they cost.

Far lower housing costs than the state or national average define Swan Hill. The typical weekly rent is just $225, and monthly mortgage payments are well below those seen in the rest of Victoria. This affordability is matched by a high rate of outright home ownership.

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📍 Swan Hill, Council (LGA)

Where Swan Hill sits — Median rent (weekly)

$225 ▲ +43.3%
  • $0–$21: 0 areas
  • $21–$43: 0 areas
  • $43–$64: 3 areas
  • $64–$86: 15 areas
  • $86–$107: 11 areas
  • $107–$129: 20 areas
  • $129–$150: 15 areas
  • $150–$171: 45 areas
  • $171–$193: 25 areas
  • $193–$214: 57 areas
  • $214–$236: 36 areas
  • $236–$257: 48 areas
  • $257–$279: 36 areas
  • $279–$300: 27 areas
  • $300–$321: 45 areas
  • $321–$343: 28 areas
  • $343–$364: 27 areas
  • $364–$386: 28 areas
  • $386–$407: 26 areas
  • $407–$429: 10 areas
  • $429–$450: 6 areas
  • $450–$471: 12 areas
  • $471–$493: 2 areas
  • $493–$514: 7 areas
  • $514–$536: 5 areas
  • $536–$557: 4 areas
  • $557–$579: 2 areas
  • $579–$600: 7 areas

All council (lga) areas, 2021. The marker is Swan Hill — lower than 62% of areas.

Median rent (weekly) compared with the state and national average
Swan Hill$225
Rest of Vic. $285
Victoria $370
Australia $375

Housing costs

Rents, mortgages and crowding.

Weekly rents are far below the national figure of $375, though they have risen $68 since 2011. Typical monthly mortgage payments are also well below Victoria's $1,859, and have actually fallen by $35 over the last decade.

$225 ▲ +43.3%

Lower than 62% of council (lga) areas.

  • 2011: $157
  • 2016: $185
  • 2021: $225

Median weekly rent paid by households renting their home.

$1,157 ▼ -2.9%

Lower than 67% of council (lga) areas.

  • 2011: $1,192
  • 2016: $1,130
  • 2021: $1,157

Median monthly mortgage repayment for households with a mortgage.

Weekly rent distribution

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In Swan Hill, the largest group is $200–$349 at 50%, followed by Under $200 (38%) and $350–$549 (11%).

Monthly mortgage distribution

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In Swan Hill, the largest group is $1,000–$1,799 at 43%, followed by Under $1,000 (38%) and $1,800–$2,999 (15%).

Owning & renting

How homes are owned or rented.

Outright home ownership is well above the national average at 37.1%. Meanwhile, 28.7% of households rent, a figure that is about the same as the Victorian average and has fallen slightly since 2011.

28.7% ▼ -3.1%

Higher than 61% of council (lga) areas.

  • 2011: 29.6%
  • 2016: 28.8%
  • 2021: 28.7%

Share of occupied private dwellings that are rented.

37.1% ▲ +1.9%

Lower than 51% of council (lga) areas.

  • 2011: 36.4%
  • 2016: 36.8%
  • 2021: 37.1%

Share of occupied private dwellings owned outright (no mortgage).

How homes are owned or rented

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In Swan Hill, the largest group is Owned outright at 37%, followed by Owned with a mortgage (29%) and Rented (29%).

Types of homes

Houses, townhouses, apartments and bedrooms.

Separate houses are far more common here than in the rest of the country, making up 87.3% of all homes. This preference for larger dwellings is reflected in the fact that 78.3% of homes have three or more bedrooms.

0.80 ▼ -27.3%

Lower than 57% of council (lga) areas.

  • 2011: 1.10
  • 2016: 0.80
  • 2021: 0.80

Average number of usual residents per bedroom — a crowding measure.

87.3% ▲ +0.3%

Lower than 58% of council (lga) areas.

  • 2011: 87.0%
  • 2016: 87.4%
  • 2021: 87.3%

Share of occupied private dwellings that are separate houses.

78.3% ▲ +2.5%

Higher than 57% of council (lga) areas.

  • 2011: 76.4%
  • 2016: 76.4%
  • 2021: 78.3%

Share of occupied private dwellings with three or more bedrooms.

Types of homes

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In Swan Hill, Separate house is the majority at 88%; Townhouse / semi-detached is next at 5%.

Bedrooms per home

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In Swan Hill, 3 bedrooms is the majority at 50%; 4 bedrooms is next at 26%.

Sources

  • Census of Population and Housing — Australian Bureau of Statistics, 2021 (CC BY 4.0).

More for Swan Hill

Cite this page

Australian Bureau of Statistics. (2021). Housing & Dwellings in Swan Hill [Census of Population and Housing]. CensusAtlas, used under CC BY 4.0. https://censusatlas.au/region/lga/LGA26610/swan-hill/topic/housing-dwellings