Cardinia · Council (LGA)

Housing & Dwellings in Cardinia

Where and how people live — the homes, how they are held, and what they cost.

Much higher housing costs than most similar areas define Cardinia, where the typical monthly mortgage payment is $1,868. The region is dominated by large family homes, with 88% of dwellings having three or more bedrooms. This combination of high costs and large homes suggests a preference for spacious family living over smaller, more affordable options.

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📍 Cardinia, Council (LGA)

Where Cardinia sits — Median rent (weekly)

$361 ▲ +28.9%
  • $0–$21: 0 areas
  • $21–$43: 0 areas
  • $43–$64: 3 areas
  • $64–$86: 15 areas
  • $86–$107: 11 areas
  • $107–$129: 20 areas
  • $129–$150: 15 areas
  • $150–$171: 45 areas
  • $171–$193: 25 areas
  • $193–$214: 57 areas
  • $214–$236: 36 areas
  • $236–$257: 48 areas
  • $257–$279: 36 areas
  • $279–$300: 27 areas
  • $300–$321: 45 areas
  • $321–$343: 28 areas
  • $343–$364: 27 areas
  • $364–$386: 28 areas
  • $386–$407: 26 areas
  • $407–$429: 10 areas
  • $429–$450: 6 areas
  • $450–$471: 12 areas
  • $471–$493: 2 areas
  • $493–$514: 7 areas
  • $514–$536: 5 areas
  • $536–$557: 4 areas
  • $557–$579: 2 areas
  • $579–$600: 7 areas

All council (lga) areas, 2021. The marker is Cardinia — higher than 79% of areas.

Median rent (weekly) compared with the state and national average
Cardinia$361
Greater Melbourne $390
Victoria $370
Australia $375

Housing costs

Rents, mortgages and crowding.

Typical weekly rents are $361, which is much higher than most similar areas, though this is about the same as the Victorian figure. Monthly mortgage payments have also risen, climbing $135 since 2011 to reach $1,868.

$361 ▲ +28.9%

Higher than 79% of council (lga) areas.

  • 2011: $280
  • 2016: $320
  • 2021: $361

Median weekly rent paid by households renting their home.

$1,868 ▲ +7.8%

Higher than 77% of council (lga) areas.

  • 2011: $1,733
  • 2016: $1,733
  • 2021: $1,868

Median monthly mortgage repayment for households with a mortgage.

Weekly rent distribution

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In Cardinia, $350–$549 is the majority at 60%; $200–$349 is next at 32%.

Monthly mortgage distribution

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In Cardinia, the largest group is $1,800–$2,999 at 43%, followed by $1,000–$1,799 (34%) and Under $1,000 (12%).

Owning & renting

How homes are owned or rented.

Half of all homes are owned with a mortgage, while those owned outright make up 23.4%, a figure well below the national average. Renting is less common here than in most areas, with 23% of households renting.

23.0% ▲ +11.9%

Lower than 61% of council (lga) areas.

  • 2011: 20.5%
  • 2016: 22.8%
  • 2021: 23.0%

Share of occupied private dwellings that are rented.

23.4% ▼ -11.1%

Lower than 84% of council (lga) areas.

  • 2011: 26.4%
  • 2016: 24.4%
  • 2021: 23.4%

Share of occupied private dwellings owned outright (no mortgage).

How homes are owned or rented

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In Cardinia, Owned with a mortgage is the majority at 50%; Owned outright is next at 23%.

Types of homes

Houses, townhouses, apartments and bedrooms.

Separate houses make up 91% of the market, which is far above the Australian figure. Homes with three or more bedrooms are among the most common for this level, accounting for 88% of all dwellings.

0.80 ▼ -27.3%

Lower than 57% of council (lga) areas.

  • 2011: 1.10
  • 2016: 0.80
  • 2021: 0.80

Average number of usual residents per bedroom — a crowding measure.

91.0% ▼ -1.0%

Higher than 58% of council (lga) areas.

  • 2011: 92.0%
  • 2016: 91.4%
  • 2021: 91.0%

Share of occupied private dwellings that are separate houses.

88.0% ▲ +1.4%

Higher than 95% of council (lga) areas.

  • 2011: 86.7%
  • 2016: 86.9%
  • 2021: 88.0%

Share of occupied private dwellings with three or more bedrooms.

Types of homes

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In Cardinia, Separate house is the majority at 91%; Townhouse / semi-detached is next at 8%.

Bedrooms per home

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Cardinia splits fairly evenly between 4 bedrooms (41%) and 3 bedrooms (41%), with 2 bedrooms at 10%.

Sources

  • Census of Population and Housing — Australian Bureau of Statistics, 2021 (CC BY 4.0).

More for Cardinia

Cite this page

Australian Bureau of Statistics. (2021). Housing & Dwellings in Cardinia [Census of Population and Housing]. CensusAtlas, used under CC BY 4.0. https://censusatlas.au/region/lga/LGA21450/cardinia/topic/housing-dwellings