# Housing & Dwellings — North Shore

Where and how people live — the homes, how they are held, and what they cost.

Area: North Shore (State Electorate)

Typical monthly mortgage payments of $3,033 make North Shore one of the most expensive places to live at this level. The area is heavily shaped by high costs and a rental market that is far larger than the state or national average. Most residents live in flats or apartments, with very few traditional houses remaining.

Weekly rents are well above the national figure at $590, and the typical mortgage payment of $3,033 is far above the Australian average. Both have climbed sharply since 2011, with monthly mortgage costs rising by $1,133 over the decade.

Flats or apartments make up 72% of homes, while separate houses have fallen to just 16.4%, far below the national figure. This shift towards smaller homes means the share of houses with three or more bedrooms is also far below the state average.

Renting is very common here, with 47.9% of households renting, a figure far above the national average. Meanwhile, the share of homes owned outright is 28.7%, which is a little below the state and national figures.

## Statistics

| Statistic | Value | Change since |
| --- | --- | --- |
| Median rent (weekly) | $590 | +114.5% since 2011 |
| Median mortgage repayment (monthly) | $3,033 | +59.6% since 2011 |
| Average people per bedroom | 1.00 | -9.1% since 2011 |
| Households renting | 47.9% | +19.0% since 2011 |
| Homes owned outright | 28.7% | +2.8% since 2011 |
| Separate (detached) houses | 16.4% | -73.6% since 2011 |
| Homes with three or more bedrooms | 37.0% | -33.1% since 2011 |

**How homes are owned or rented** — Rented 47.9%, Owned outright 28.7%, Owned with a mortgage 20.9%, Other tenure 1.6%, Not stated 0.8%

**Types of homes** — Flat or apartment 72.0%, Separate house 16.4%, Townhouse / semi-detached 11.0%, Other dwelling 0.4%

**Bedrooms per home** — 2 bedrooms 38.8%, 3 bedrooms 23.6%, 1 bedroom 20.8%, 4 bedrooms 8.9%, 5 or more 4.4%, Studio / none 2.5%

**Weekly rent distribution** — $350–$549 33.1%, $550–$749 31.3%, $750 or more 26.1%, $200–$349 4.5%, Under $200 2.6%

**Monthly mortgage distribution** — $3,000 or more 50.6%, $1,800–$2,999 21.5%, Under $1,000 11.0%, $1,000–$1,799 10.5%

Interactive: https://censusatlas.au/region/sed/SED10060/north-shore/topic/housing-dwellings