# Housing & Dwellings — Tumut - Tumbarumba

Where and how people live — the homes, how they are held, and what they cost.

Area: Tumut - Tumbarumba (Sub-region (SA3))

Typical monthly mortgage payments of just $1,300 make housing far more affordable in Tumut - Tumbarumba than in most of the country. This area is shaped by a high proportion of people who own their homes outright and a strong preference for large, detached houses. It is a region where housing costs are kept well below state and national figures.

Weekly rent is far below the national figure at $230, though this has risen $70 since 2011. Mortgage costs are also much lower than most areas, with the typical monthly payment sitting at $1,300.

Separate houses are far more common here than across Australia, making up 91.5% of all homes. Most of these are large, with 78% having three or more bedrooms, which is well above the New South Wales figure.

Owning a home outright is far more common here than in New South Wales, accounting for 43.4% of households. Meanwhile, the share of households renting is well below the national average at 24.1% and has fallen slightly since 2011.

## Statistics

| Statistic | Value | Change since |
| --- | --- | --- |
| Median rent (weekly) | $230 | +43.8% since 2011 |
| Median mortgage repayment (monthly) | $1,300 | +0.0% since 2011 |
| Average people per bedroom | 0.80 | -27.3% since 2011 |
| Households renting | 24.1% | -9.4% since 2011 |
| Homes owned outright | 43.4% | +6.0% since 2011 |
| Separate (detached) houses | 91.5% | -1.0% since 2011 |
| Homes with three or more bedrooms | 78.0% | +0.3% since 2011 |

**How homes are owned or rented** — Owned outright 43.4%, Owned with a mortgage 28.2%, Rented 24.1%, Other tenure 2.6%, Not stated 1.6%

**Types of homes** — Separate house 91.5%, Townhouse / semi-detached 6.3%, Flat or apartment 1.0%, Other dwelling 0.6%

**Bedrooms per home** — 3 bedrooms 47.2%, 4 bedrooms 25.7%, 2 bedrooms 16.8%, 5 or more 5.0%, 1 bedroom 3.1%, Studio / none 0.5%

**Weekly rent distribution** — $200–$349 50.8%, Under $200 30.9%, $350–$549 11.5%, $550–$749 0.4%, $750 or more 0.3%

**Monthly mortgage distribution** — $1,000–$1,799 42.1%, Under $1,000 28.8%, $1,800–$2,999 18.5%, $3,000 or more 5.3%

Interactive: https://censusatlas.au/region/sa3/11302/tumut-tumbarumba/topic/housing-dwellings