# 2040, NSW vs 2045, NSW — 2021 Census comparison

Postcode comparison · about 1.7 km apart

Postcode 2040 and postcode 2045 are neighbouring areas with very different lifestyles. Postcode 2040 is a younger area where typical residents are 38, while residents in postcode 2045 are far older at 46. This difference is reflected in the housing; postcode 2045 has a much higher share of separate houses (79.7%) and homes owned outright (49.6%). In contrast, postcode 2040 has far more renters (38.9%) and a typical weekly personal income that is well higher at $1,368, compared to $996 in postcode 2045.

Both areas sit near the national figure for the share of people born overseas, with about 28% in each. They also share similar typical household incomes and unemployment rates. However, the gap in home ownership and the age of residents has widened since 2011. While postcode 2040 is more mobile, with 43.9% of people moving in the last five years, postcode 2045 has a more stable population where only 27.7% have recently moved.

## Where they differ most

- Separate houses: 38.8 pts higher in 2045, NSW
- 3+ bedrooms: 30.5 pts higher in 2045, NSW
- Owned outright: 24.3 pts higher in 2045, NSW
- Renting: 21.8 pts higher in 2040, NSW
- De facto: 9.9 pts higher in 2040, NSW

## Demographics & Identity

| Statistic | 2040, NSW | 2045, NSW | Gap | Trend |
| --- | --- | --- | --- | --- |
| Population | 22,803 | 6,480 | 16,323 larger in 2040, NSW | gap widening |
| Median age | 38 yrs | 46 yrs | 8 yrs older in 2045, NSW | gap widening |
| First Nations | 1.4% | 0.7% | 0.7 pts higher in 2040, NSW | gap steady |
| Aged 65+ | 13.0% | 22.2% | 9.2 pts higher in 2045, NSW | gap steady |
| Under 15 | 19.2% | 16.5% | 2.7 pts higher in 2040, NSW | gap widening |
| De facto | 17.5% | 7.6% | 9.9 pts higher in 2040, NSW | gap widening |

### Age structure

| Category | 2040, NSW % | 2045, NSW % | Gap (pts) |
| --- | --- | --- | --- |
| Young adults (25–44) | 32.1% | 18.0% | +14.0 |
| Older adults (45–64) | 26.2% | 30.5% | -4.3 |
| Seniors (65+) | 13.0% | 22.2% | -9.2 |
| Children (0–14) | 19.2% | 16.5% | +2.7 |
| Youth (15–24) | 9.4% | 12.9% | -3.5 |

### Marital status

| Category | 2040, NSW % | 2045, NSW % | Gap (pts) |
| --- | --- | --- | --- |
| Married | 41.7% | 51.4% | -9.7 |
| Never married | 43.0% | 33.7% | +9.2 |
| Divorced | 9.0% | 6.1% | +2.9 |
| Widowed | 3.7% | 6.9% | -3.2 |
| Separated | 2.6% | 1.9% | +0.7 |

### Age profile

Share of each region's population by age band and sex.

| Age band | 2040, NSW male | 2040, NSW female | 2045, NSW male | 2045, NSW female |
| --- | --- | --- | --- | --- |
| 0–4 | 3.4% | 3.2% | 2.1% | 1.7% |
| 5–9 | 3.4% | 3.2% | 3.0% | 2.9% |
| 10–14 | 3.1% | 3.0% | 3.6% | 3.2% |
| 15–19 | 2.5% | 2.1% | 3.8% | 3.5% |
| 20–24 | 2.1% | 2.7% | 3.1% | 2.5% |
| 25–29 | 3.1% | 3.6% | 2.3% | 1.7% |
| 30–34 | 3.6% | 4.1% | 1.9% | 1.9% |
| 35–39 | 4.3% | 4.6% | 2.4% | 2.3% |
| 40–44 | 4.3% | 4.5% | 2.8% | 2.6% |
| 45–49 | 4.1% | 4.4% | 3.7% | 4.1% |
| 50–54 | 3.4% | 3.8% | 3.7% | 4.6% |
| 55–59 | 2.9% | 2.9% | 4.0% | 4.2% |
| 60–64 | 2.1% | 2.6% | 2.9% | 3.4% |
| 65–69 | 1.8% | 2.2% | 2.9% | 2.7% |
| 70–74 | 1.4% | 2.0% | 2.5% | 2.7% |
| 75–79 | 0.9% | 1.3% | 1.5% | 1.8% |
| 80–84 | 0.7% | 0.8% | 1.6% | 1.8% |
| 85+ | 0.7% | 1.2% | 1.9% | 2.7% |

## Ancestry & Birthplace

| Statistic | 2040, NSW | 2045, NSW | Gap | Trend |
| --- | --- | --- | --- | --- |
| Born overseas | 28.3% | 28.1% | 0.2 pts higher in 2040, NSW | gap steady |

### Country of birth

| Category | 2040, NSW % | 2045, NSW % | Gap (pts) |
| --- | --- | --- | --- |
| Australia | 67.8% | 69.8% | -2.0 |
| Italy | 2.2% | 10.6% | -8.4 |
| England | 5.3% | 3.0% | +2.3 |
| New Zealand | 2.5% | 1.5% | +1.0 |
| China | 1.2% | 1.0% | +0.2 |
| Philippines | 0.7% | 0.3% | +0.4 |
| India | 0.6% | 0.3% | +0.3 |
| South Africa | 0.6% | 0.4% | +0.2 |
| Vietnam | 0.6% | 0.4% | +0.2 |
| Nepal | 0.1% | 0.0% | +0.1 |

### Ancestry

| Category | 2040, NSW % | 2045, NSW % | Gap (pts) |
| --- | --- | --- | --- |
| English | 33.4% | 25.5% | +7.9 |
| Italian | 9.4% | 30.4% | -21.0 |
| Australian | 28.1% | 24.4% | +3.7 |
| Irish | 15.0% | 12.4% | +2.6 |
| Scottish | 10.5% | 7.7% | +2.8 |
| Chinese | 5.6% | 4.1% | +1.5 |
| Greek | 2.9% | 4.6% | -1.7 |
| German | 3.7% | 2.6% | +1.1 |
| Indian | 1.6% | 1.2% | +0.4 |
| Dutch | 1.4% | 1.3% | +0.1 |
| Filipino | 1.3% | 0.9% | +0.4 |
| Vietnamese | 1.0% | 0.7% | +0.3 |

## Language

| Statistic | 2040, NSW | 2045, NSW | Gap | Trend |
| --- | --- | --- | --- | --- |
| Other language | 18.6% | 26.9% | 8.3 pts higher in 2045, NSW | gap narrowing |
| Limited English | 2.2% | 4.6% | 2.3 pts higher in 2045, NSW | gap steady |

### Language used at home

| Category | 2040, NSW % | 2045, NSW % | Gap (pts) |
| --- | --- | --- | --- |
| English only | 77.1% | 70.7% | +6.4 |
| Italian | 3.6% | 16.1% | -12.5 |
| Greek | 1.4% | 2.0% | -0.5 |
| Mandarin | 1.6% | 1.3% | +0.3 |
| Cantonese | 1.1% | 0.8% | +0.2 |
| Vietnamese | 0.6% | 0.6% | 0.0 |
| Arabic | 0.5% | 0.3% | +0.2 |
| Hindi | 0.3% | 0.2% | +0.0 |
| Tagalog | 0.2% | 0.2% | +0.0 |
| Punjabi | 0.0% | 0.0% | +0.0 |

## Religion

| Statistic | 2040, NSW | 2045, NSW | Gap | Trend |
| --- | --- | --- | --- | --- |
| No religion | 50.9% | 33.2% | 17.7 pts higher in 2040, NSW | gap widening |

### Religious affiliation

| Category | 2040, NSW % | 2045, NSW % | Gap (pts) |
| --- | --- | --- | --- |
| Christianity | 39.3% | 59.6% | -20.3 |
| No religion | 50.9% | 33.2% | +17.7 |
| Not stated | 5.5% | 3.9% | +1.5 |
| Buddhism | 1.9% | 1.2% | +0.8 |
| Islam | 0.7% | 0.7% | +0.0 |
| Hinduism | 0.7% | 0.7% | +0.0 |
| Other religions | 0.5% | 0.3% | +0.2 |
| Judaism | 0.5% | 0.4% | +0.1 |

## Education & Qualifications

| Statistic | 2040, NSW | 2045, NSW | Gap | Trend |
| --- | --- | --- | --- | --- |
| Year 12 | 77.0% | 69.5% | 7.5 pts higher in 2040, NSW | gap narrowing |
| Bachelor+ | 48.2% | 38.4% | 9.8 pts higher in 2040, NSW | gap steady |
| Schools/1k kids | 1.37 | 2.80 | 1.43 more in 2045, NSW |  |
| Schools ≤3 km | 6 | 3 | 3 more in 2040, NSW |  |
| Students | 2,358 | 768 | 1,590 more in 2040, NSW |  |
| Avg size | 393 | 256 | 137 larger in 2040, NSW |  |
| ICSEA | 1,122 | 1,123 |  |  |

### Highest year of school

| Category | 2040, NSW % | 2045, NSW % | Gap (pts) |
| --- | --- | --- | --- |
| Year 12 | 77.0% | 69.5% | +7.5 |
| Year 10 | 9.3% | 12.7% | -3.5 |
| Year 9 or below | 5.3% | 11.6% | -6.3 |
| Year 11 | 3.0% | 2.6% | +0.3 |

### Highest qualification level

| Category | 2040, NSW % | 2045, NSW % | Gap (pts) |
| --- | --- | --- | --- |
| Bachelor degree | 40.0% | 37.1% | +2.9 |
| Postgraduate degree | 18.8% | 17.1% | +1.7 |
| Advanced diploma / diploma | 12.8% | 14.5% | -1.7 |
| Certificate III / IV | 11.1% | 14.5% | -3.5 |
| Graduate diploma / certificate | 5.3% | 4.4% | +0.9 |
| Certificate I / II | 1.0% | 1.0% | 0.0 |

### Field of qualification

| Category | 2040, NSW % | 2045, NSW % | Gap (pts) |
| --- | --- | --- | --- |
| Management & commerce | 22.7% | 23.8% | -1.1 |
| Society & culture | 17.2% | 17.0% | +0.2 |
| Creative arts | 11.5% | 7.6% | +3.8 |
| Engineering & related | 7.1% | 9.3% | -2.2 |
| Health | 8.5% | 8.3% | +0.1 |
| Education | 6.6% | 7.5% | -0.9 |
| Architecture & building | 5.0% | 6.0% | -1.0 |
| Natural & physical sciences | 3.9% | 4.0% | -0.1 |
| Food, hospitality & personal services | 2.8% | 3.6% | -0.8 |
| Information technology | 3.5% | 3.1% | +0.4 |
| Agriculture & environment | 1.1% | 1.0% | +0.1 |

## Income

| Statistic | 2040, NSW | 2045, NSW | Gap | Trend |
| --- | --- | --- | --- | --- |
| Personal income | $1,368 | $996 | $372 higher in 2040, NSW | gap widening |
| Household income | $2,727 | $2,761 | $34 higher in 2045, NSW | gap narrowing |
| Family income | $3,617 | $3,494 | $123 higher in 2040, NSW | gap narrowing |
| High earners | 30.9% | 25.4% | 5.5 pts higher in 2040, NSW | gap widening |
| High-income homes | 44.6% | 45.1% | 0.5 pts higher in 2045, NSW | gap narrowing |

### Household income distribution

| Category | 2040, NSW % | 2045, NSW % | Gap (pts) |
| --- | --- | --- | --- |
| $4,000 or more | 32.5% | 34.8% | -2.3 |
| $1,500–$2,999 | 23.4% | 19.4% | +3.9 |
| $650–$1,499 | 15.9% | 17.2% | -1.3 |
| Under $650 | 11.4% | 12.9% | -1.4 |
| $3,000–$3,999 | 12.1% | 10.3% | +1.8 |

### Personal income distribution

| Category | 2040, NSW % | 2045, NSW % | Gap (pts) |
| --- | --- | --- | --- |
| Under $650 | 27.6% | 36.5% | -8.9 |
| $1,500–$2,999 | 27.3% | 20.5% | +6.8 |
| $650–$1,499 | 23.2% | 22.0% | +1.1 |
| $3,000 or more | 16.6% | 15.2% | +1.4 |

## Health & Disability

| Statistic | 2040, NSW | 2045, NSW | Gap | Trend |
| --- | --- | --- | --- | --- |
| Health condition | 25.0% | 29.0% | 4.0 pts higher in 2045, NSW |  |
| Mental health | 9.3% | 8.7% | 0.7 pts higher in 2040, NSW |  |
| Needs assistance | 4.4% | 8.1% | 3.7 pts higher in 2045, NSW | gap steady |

### Long-term health conditions reported

| Category | 2040, NSW % | 2045, NSW % | Gap (pts) |
| --- | --- | --- | --- |
| Arthritis | 6.0% | 9.5% | -3.5 |
| Mental health | 9.3% | 8.7% | +0.7 |
| Other condition | 8.1% | 8.5% | -0.4 |
| Asthma | 7.7% | 6.6% | +1.1 |
| Diabetes | 2.8% | 5.7% | -2.9 |
| Heart disease | 2.6% | 4.9% | -2.3 |
| Cancer | 2.4% | 3.2% | -0.9 |
| Dementia | 0.6% | 1.3% | -0.6 |
| Lung condition | 1.1% | 1.3% | -0.1 |
| Stroke | 0.6% | 0.8% | -0.3 |

### Number of long-term health conditions

| Category | 2040, NSW % | 2045, NSW % | Gap (pts) |
| --- | --- | --- | --- |
| None | 68.5% | 66.2% | +2.3 |
| One condition | 18.7% | 20.1% | -1.4 |
| Two conditions | 4.6% | 5.7% | -1.2 |
| Three or more | 1.7% | 3.3% | -1.5 |

## Community Participation

| Statistic | 2040, NSW | 2045, NSW | Gap | Trend |
| --- | --- | --- | --- | --- |
| Volunteering | 15.4% | 15.9% | 0.5 pts higher in 2045, NSW | gap steady |
| Unpaid carers | 10.2% | 15.5% | 5.3 pts higher in 2045, NSW | gap steady |
| Unpaid child care | 28.9% | 24.3% | 4.6 pts higher in 2040, NSW | gap widening |
| Defence service | 1.6% | 1.0% | 0.6 pts higher in 2040, NSW |  |
| Housework 15h+ | 20.8% | 23.0% | 2.1 pts higher in 2045, NSW | gap narrowing |

## Family & Households

| Statistic | 2040, NSW | 2045, NSW | Gap | Trend |
| --- | --- | --- | --- | --- |
| Household size | 2.4 | 2.8 | 0.4 larger in 2045, NSW | gap narrowing |
| One-parent | 11.5% | 10.2% | 1.4 pts higher in 2040, NSW | gap steady |
| Living alone | 26.8% | 19.8% | 7.0 pts higher in 2040, NSW | gap steady |

### Family composition

| Category | 2040, NSW % | 2045, NSW % | Gap (pts) |
| --- | --- | --- | --- |
| Couples with children | 61.7% | 68.6% | -6.9 |
| Couples without children | 25.6% | 20.2% | +5.3 |
| One-parent families | 11.5% | 10.2% | +1.4 |
| Other families | 1.2% | 0.9% | +0.3 |

### Household size

| Category | 2040, NSW % | 2045, NSW % | Gap (pts) |
| --- | --- | --- | --- |
| 2 people | 32.9% | 29.8% | +3.1 |
| 1 person | 26.8% | 19.8% | +7.0 |
| 4 people | 18.0% | 22.2% | -4.2 |
| 3 people | 17.3% | 17.8% | -0.5 |
| 5 people | 4.2% | 7.9% | -3.7 |
| 6 or more | 0.8% | 2.4% | -1.5 |

## Housing & Dwellings

| Statistic | 2040, NSW | 2045, NSW | Gap | Trend |
| --- | --- | --- | --- | --- |
| Rent | $580 | $530 | $50 higher in 2040, NSW | gap narrowing |
| Mortgage | $3,467 | $3,674 | $207 higher in 2045, NSW | gap narrowing |
| People / bedroom | 1.00 | 0.80 | 0.20 higher in 2040, NSW | gap widening |
| Renting | 38.9% | 17.1% | 21.8 pts higher in 2040, NSW | gap widening |
| Owned outright | 25.3% | 49.6% | 24.3 pts higher in 2045, NSW | gap narrowing |
| Separate houses | 40.9% | 79.7% | 38.8 pts higher in 2045, NSW | gap widening |
| 3+ bedrooms | 51.1% | 81.7% | 30.5 pts higher in 2045, NSW | gap steady |

### How homes are owned or rented

| Category | 2040, NSW % | 2045, NSW % | Gap (pts) |
| --- | --- | --- | --- |
| Owned outright | 25.3% | 49.6% | -24.3 |
| Rented | 38.9% | 17.1% | +21.8 |
| Owned with a mortgage | 34.1% | 31.1% | +3.0 |
| Other tenure | 0.8% | 1.4% | -0.6 |
| Not stated | 0.8% | 0.9% | -0.1 |

### Types of homes

| Category | 2040, NSW % | 2045, NSW % | Gap (pts) |
| --- | --- | --- | --- |
| Separate house | 40.9% | 79.7% | -38.8 |
| Townhouse / semi-detached | 30.1% | 12.3% | +17.7 |
| Flat or apartment | 28.4% | 7.1% | +21.3 |
| Other dwelling | 0.5% | 0.5% | -0.1 |

### Bedrooms per home

| Category | 2040, NSW % | 2045, NSW % | Gap (pts) |
| --- | --- | --- | --- |
| 3 bedrooms | 36.3% | 40.3% | -4.0 |
| 2 bedrooms | 36.2% | 14.2% | +22.1 |
| 4 bedrooms | 12.5% | 32.7% | -20.2 |
| 1 bedroom | 10.7% | 3.3% | +7.4 |
| 5 or more | 2.3% | 8.7% | -6.4 |
| Studio / none | 1.3% | 0.0% | +1.3 |

### Weekly rent distribution

| Category | 2040, NSW % | 2045, NSW % | Gap (pts) |
| --- | --- | --- | --- |
| $350–$549 | 25.4% | 32.0% | -6.6 |
| $550–$749 | 29.7% | 20.7% | +8.9 |
| $750 or more | 24.2% | 27.6% | -3.3 |
| Under $200 | 10.0% | 7.9% | +2.1 |
| $200–$349 | 8.5% | 7.1% | +1.4 |

### Monthly mortgage distribution

| Category | 2040, NSW % | 2045, NSW % | Gap (pts) |
| --- | --- | --- | --- |
| $3,000 or more | 58.8% | 58.1% | +0.7 |
| $1,800–$2,999 | 19.9% | 15.9% | +4.0 |
| Under $1,000 | 7.5% | 10.0% | -2.4 |
| $1,000–$1,799 | 9.5% | 9.1% | +0.4 |

## Transport & Vehicles

| Statistic | 2040, NSW | 2045, NSW | Gap | Trend |
| --- | --- | --- | --- | --- |
| No car | 13.5% | 9.3% | 4.2 pts higher in 2040, NSW | gap narrowing |
| Work from home | 55.5% | 48.6% | 6.9 pts higher in 2040, NSW | gap widening |
| PT commute | 2.9% | 2.4% | 0.5 pts higher in 2040, NSW | gap narrowing |
| PT stops | 60 | 38 | 22 more in 2040, NSW |  |
| Stops/1k | 2.63 | 5.86 | 3.23 more in 2045, NSW |  |
| Departures/1k | 2,409.9 | 3,670.1 | 1,260.2 more in 2045, NSW |  |
| PT routes | 19 | 15 | 4 more in 2040, NSW |  |
| Stop walk | 2 | 3 | 1 longer in 2045, NSW |  |
| Drive to city | 6 | 10 | 4 longer in 2045, NSW |  |

### How people get to work

| Category | 2040, NSW % | 2045, NSW % | Gap (pts) |
| --- | --- | --- | --- |
| Worked at home | 55.5% | 48.6% | +6.9 |
| Car (driver) | 21.2% | 27.4% | -6.3 |
| Walked | 3.2% | 2.3% | +1.0 |
| Car (passenger) | 1.6% | 2.4% | -0.8 |
| Bus | 2.1% | 1.6% | +0.5 |
| Bicycle | 1.1% | 1.1% | 0.0 |
| Train | 0.5% | 0.5% | 0.0 |

### Motor vehicles per home

| Category | 2040, NSW % | 2045, NSW % | Gap (pts) |
| --- | --- | --- | --- |
| 1 vehicle | 51.2% | 33.8% | +17.4 |
| 2 vehicles | 28.7% | 37.9% | -9.2 |
| No vehicle | 13.5% | 9.3% | +4.2 |
| 3 vehicles | 5.1% | 12.3% | -7.2 |
| 4 or more | 1.6% | 6.8% | -5.1 |

## Migration & Movement

| Statistic | 2040, NSW | 2045, NSW | Gap | Trend |
| --- | --- | --- | --- | --- |
| Recent movers | 43.9% | 27.7% | 16.2 pts higher in 2040, NSW | gap narrowing |
| Recent arrivals | 8.4% | 4.0% | 4.5 pts higher in 2040, NSW | gap narrowing |

## Jobs & Industry

| Statistic | 2040, NSW | 2045, NSW | Gap | Trend |
| --- | --- | --- | --- | --- |
| Unemployment | 3.9% | 3.4% | 0.6 pts higher in 2040, NSW | gap steady |
| Participation | 70.5% | 60.7% | 9.8 pts higher in 2040, NSW | gap narrowing |
| Full-time | 66.0% | 56.9% | 9.1 pts higher in 2040, NSW | gap widening |

### Industries people work in

| Category | 2040, NSW % | 2045, NSW % | Gap (pts) |
| --- | --- | --- | --- |
| Professional & technical | 16.4% | 15.9% | +0.6 |
| Health care & social assistance | 12.2% | 11.8% | +0.4 |
| Education & training | 10.7% | 11.7% | -1.0 |
| Finance & insurance | 9.0% | 7.5% | +1.5 |
| Retail trade | 6.4% | 8.1% | -1.7 |
| Construction | 5.8% | 7.1% | -1.3 |
| Public administration & safety | 6.4% | 5.0% | +1.3 |
| Media & telecommunications | 5.6% | 3.8% | +1.8 |
| Accommodation & food | 4.5% | 5.5% | -1.0 |
| Manufacturing | 3.2% | 3.4% | -0.3 |
| Other services | 2.9% | 2.9% | 0.0 |
| Arts & recreation | 2.8% | 2.6% | +0.2 |

### Occupations people work in

| Category | 2040, NSW % | 2045, NSW % | Gap (pts) |
| --- | --- | --- | --- |
| Professionals | 41.5% | 37.3% | +4.2 |
| Managers | 22.2% | 19.7% | +2.4 |
| Clerical & administrative | 10.8% | 13.5% | -2.7 |
| Sales workers | 6.2% | 7.9% | -1.8 |
| Technicians & trades | 6.8% | 7.6% | -0.8 |
| Community & personal service | 6.9% | 7.4% | -0.5 |
| Labourers | 2.7% | 3.5% | -0.8 |
| Machinery operators & drivers | 1.7% | 2.3% | -0.6 |

## Economy & Advantage

| Statistic | 2040, NSW | 2045, NSW | Gap | Trend |
| --- | --- | --- | --- | --- |
| IRSAD decile | 10 | 10 |  |  |
| IRSD decile | 9 | 10 | 1 higher in 2045, NSW |  |
| IER decile | 7 | 10 | 3 higher in 2045, NSW |  |
| IEO decile | 10 | 10 |  |  |
| IRSAD score | 1,140 | 1,125 | 15 higher in 2040, NSW |  |

## Walkability

| Statistic | 2040, NSW | 2045, NSW | Gap | Trend |
| --- | --- | --- | --- | --- |
| Walk score | 8.8 | 8.6 | 0.2 higher in 2040, NSW |  |
| Types ≤15 min | 7.9 | 7.9 |  |  |
| 15-min city | 100.0% | 99.5% | 0.5 pts higher in 2040, NSW |  |
| Walk to shops | 98.1% | 95.7% | 2.4 pts higher in 2040, NSW |  |
| Walk to transit | 100.0% | 100.0% |  |  |
| Walk to school | 100.0% | 100.0% |  |  |
| Walk to a park | 100.0% | 100.0% |  |  |
| Walk to health | 97.7% | 96.0% | 1.7 pts higher in 2040, NSW |  |
| Amenities/1k | 8.1 | 18.5 | 10.4 more in 2045, NSW |  |
| Intersections/km² | 308 | 201 | 107 higher in 2040, NSW |  |
| Mean slope | 5.6% | 5.1% | 0.4 pts higher in 2040, NSW |  |

Interactive comparison: https://censusatlas.au/compare/poa/POA2040/2040-nsw/vs/POA2045/2045-nsw